USDC BEP20 to RAY: Exchange USD Coin (BEP20) for Raydium Without KYC

Send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive Raydium (RAY, an SPL token on Solana) in your own wallet, with no account and no KYC. It turns a dollar balance into Raydium in one step.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
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USDC (BEP20)
USDC (BEP20)
RAY
RAY


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9996
24h Change:
-0.03%
Market Cap:
$73.59B
Volume (24h):
$24.12B
Circulating Supply:
73.62B USDC (BEP20)
Raydium Logo
RAY
Raydium
Price:
$2.48
24h Change:
11.45%
Market Cap:
$670.57M
Volume (24h):
$225.11M
Circulating Supply:
269.86M RAY

Data by CoinGecko

USDC (BEP20) to RAY Exchange Rate

1 USDC (BEP20) = 0.403075 RAY

The 1 USD Coin (USDC) on BNB Smart Chain to Raydium reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC BEP20 to RAY swap at a glance

Everything that is specific to swapping USD Coin to Raydium on GhostSwap.

USD Coin (USDC BEP20)You send · BEP-20 token on BNB Smart Chain
Raydium (RAY)You receive · SPL token on Solana

It turns a dollar balance into Raydium in one step. It is a cross-chain swap from BNB Smart Chain to Solana, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your RAY is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC BEP20 on BscScan · RAY on Solscan
Your RAY address
Solana addressIt is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger.
Reference rate
1 USDC BEP20 ≈ 0.403075 RAY1 RAY ≈ 2.4809 USDC BEP20 · market prices, 8 Oct 2026
  1. Send USDC BEP20Under a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive RAYSent to your address; Solana confirms in under a minute
Facts checked 8 Oct 2026Reverse: RAY to USDC BEP20

USDC BEP20 to RAY Live Price Chart

USDC (BEP20)/RAY

Loading chart...

Reference market prices, updated live

USDCBSC

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

RAY

What is Raydium?

Raydium (RAY) is an automated market maker (AMM) and liquidity provider built on the Solana blockchain for the Serum decentralized exchange (DEX). It offers fast transactions and low fees. RAY tokens are used for staking, governance, and earning rewards within the platform.

USDCBSC → RAY

Why Swap USDC BEP20 for RAY?

Converting USD Coin (USDC) on BNB Smart Chain to Raydium on GhostSwap gets you RAY without signing up for a centralized exchange or completing KYC verification. Your USDC (BEP20) converts to RAY directly, with no identity requirements.

Get Raydium without an exchange account

Get Raydium without creating exchange accounts or submitting ID documents.

About Raydium

Raydium is used for fees and rewards on the Raydium DEX on Solana. Unlike a dollar-pegged stablecoin, its price moves with the market.

Typical swap time

Most swaps are paid out within 5–15 minutes, with no exchange deposit queue and no withdrawal hold.

No sign-up or verification

GhostSwap processes your swap with just a wallet address. No accounts and no KYC.

Exchange USDC (BEP20) for RAY on GhostSwap. Solana fees are usually a fraction of a cent, paid in SOL.

USDCBSC

Convert USD Coin (USDC) on BNB Smart Chain to Raydium

USDC (BEP20)RAY at market price
25USDC (BEP20)10.0769RAY
50USDC (BEP20)20.1537RAY
100USDC (BEP20)40.3075RAY
250USDC (BEP20)100.7686RAY
500USDC (BEP20)201.5373RAY
1,000USDC (BEP20)403.0746RAY
5,000USDC (BEP20)2,015.37RAY
10,000USDC (BEP20)4,030.75RAY

At market prices of $0.999625 per USDC (BEP20) and $2.4800 per RAY (8 Oct 2026), 500 USDC (BEP20) is worth about 201.5373 RAY. Your exact amount, after network fees, is shown in the exchange box before you send.

RAY

Convert Raydium to USD Coin (USDC) on BNB Smart Chain

RAYUSDC (BEP20) at market price
10RAY24.8093USDC (BEP20)
25RAY62.0233USDC (BEP20)
50RAY124.0465USDC (BEP20)
100RAY248.0930USDC (BEP20)
250RAY620.2326USDC (BEP20)
500RAY1,240.47USDC (BEP20)
2,500RAY6,202.33USDC (BEP20)
5,000RAY12,404.65USDC (BEP20)

Going the other way, 250 RAY is worth about 620.2326 USDC (BEP20) at the same prices.

How to Exchange USD Coin (BEP20) to Raydium

Line Vector
Select Crypto Currency

Select USDC BEP20 and RAY

Pick USDC BEP20 in “You send” and RAY in “You get”, then enter the amount. The box shows how much RAY you get and the minimum USDC BEP20 for this pair.

Select Wallet Address
Line Vector

Enter Raydium Address

Paste the Solana address that should receive the RAY (it is 32–44 letters and numbers with no 0x prefix). Then enter the BNB Smart Chain address you send USDC BEP20 from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send USD Coin (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Crypto

Receive Raydium

Your RAY is usually paid out 5–15 minutes after you send your USDC BEP20, and Solana then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

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USDC BEP20 to RAY: questions and answers

Everything you need to know about exchanging USDC (BEP20) to RAY on GhostSwap.

How long does it take to swap USDC BEP20 to RAY on GhostSwap?
Most USDC BEP20 to RAY swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the RAY is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes.
How much is 1 USDC BEP20 in RAY?
1 USDC BEP20 is worth about 0.403075 RAY at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the RAY network fee. The rate floats with the market until your USDC BEP20 deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange USDC BEP20 to RAY?
No. GhostSwap has no accounts: you paste the Solana address that should receive the RAY, send USDC BEP20 from your own wallet, and the RAY goes straight to that address. No email, phone number or ID upload.
What are the fees for converting USD Coin (BEP20) to Raydium?
The GhostSwap fee is already included in the rate in the exchange box, so the RAY amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20.
What wallet should I use to receive RAY?
To receive Raydium from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana (SPL token) network before starting the exchange. Double-check your RAY address before confirming, cryptocurrency transactions cannot be reversed.
What format is the RAY address?
Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending RAY to an address on another network can lose the coins.
Can I track my USDC BEP20 to RAY swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com) and your incoming RAY on Solscan (https://solscan.io).
Is it safe to exchange USDC BEP20 for RAY on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC BEP20 deposit is converted and the RAY is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed.
Why swap USDC BEP20 to RAY?
Converting USD Coin (BEP20) to Raydium moves dollar-pegged funds into Raydium. Raydium is used for fees and rewards on the Raydium DEX on Solana. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.
What happens if my USDC BEP20 to RAY exchange fails?
If a swap cannot be completed, the USDC BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.