ATOM to XRP: Exchange Cosmos for XRP Without KYC

Send Cosmos (ATOM) on Cosmos Hub and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from Cosmos Hub to XRP Ledger, with no bridge and no wrapped tokens.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
ATOM
ATOM
XRP
XRP


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Cosmos Logo
ATOM
Cosmos
Price:
$1.77
24h Change:
3.62%
Market Cap:
$945.85M
Volume (24h):
$52.76M
Circulating Supply:
534.86M ATOM
XRP Logo
XRP
XRP
Price:
$1.41
24h Change:
-4.08%
Market Cap:
$88.89B
Volume (24h):
$2.50B
Circulating Supply:
63.09B XRP

Data by CoinGecko

ATOM to XRP Exchange Rate

1 ATOM = 1.2553 XRP

The 1 Cosmos to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ATOM to XRP swap at a glance

Everything that is specific to swapping Cosmos to XRP on GhostSwap.

Cosmos (ATOM)You send · Cosmos Hub network
XRPYou receive · XRP Ledger network

It is a cross-chain swap from Cosmos Hub to XRP Ledger, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XRP is sent
Network fee
Paid in ATOMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageATOM on Mintscan · XRP on XRPSCAN
Your XRP address
XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.
Reference rate
1 ATOM ≈ 1.2553 XRP1 XRP ≈ 0.796610 ATOM · market prices, 8 Oct 2026
Destination Tag for XRP
Only for exchange accountsPersonal wallets leave it empty.
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send ATOMUnder a minute to confirm on Cosmos Hub
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XRPSent to your address; XRP Ledger confirms in a few seconds
Facts checked 8 Oct 2026Reverse: XRP to ATOM

Going the other way? Swap XRP to ATOM

Other ways to get XRP (XRP)

BTC to XRPETH to XRPUSDT to XRPUSDT TRC20 to XRPUSDC to XRPSOL to XRPLTC to XRPXMR to XRPZEC to XRPBNB to XRPDOGE to XRPTRX to XRPAVAX to XRPAXS to XRP

More ATOM swaps

ATOM to XMRATOM to XTZATOM to ZECATOM to ZRXATOM to AAVEATOM to ADAATOM to ALGOATOM to APEATOM to APTATOM to ARBATOM to AVAXATOM to AXS

ATOM to XRP Live Price Chart

ATOM/XRP

Loading chart...

Reference market prices, updated live

ATOM

What is Cosmos?

Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly. ATOM is used for staking, governance, and securing the Cosmos Hub — the central chain that coordinates the network. Many major projects including Osmosis, Celestia, and dYdX have been built using Cosmos SDK technology.

XRP

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable.

ATOM → XRP

Why Swap ATOM for XRP?

Converting Cosmos to XRP on GhostSwap moves your funds to XRP Ledger without needing KYC or a centralized exchange. Where Cosmos transactions take under a minute on the Cosmos Hub, XRP confirms in 3–5 seconds.

Confirmation times

From under a minute on the Cosmos Hub to 3–5 seconds on XRP Ledger.

Network fees

Cosmos Hub fees are small and paid in ATOM. After swapping, XRP transaction fees are negligible, typically a fraction of a cent.

Access fast cross-border payments and remittances

XRP opens the door to fast cross-border payments and remittances, giving you capabilities beyond what Cosmos offers natively.

No accounts or verification

GhostSwap converts your ATOM to XRP without sign-ups, KYC, or personal data. Just a wallet address and your deposit.

Exchange ATOM for XRP on GhostSwap and start transacting on the XRP Ledger network. XRP transaction fees are negligible, typically a fraction of a cent.

ATOM

Convert Cosmos to XRP

ATOMXRP at market price
10ATOM12.5532XRP
25ATOM31.3830XRP
50ATOM62.7660XRP
100ATOM125.5319XRP
250ATOM313.8298XRP
500ATOM627.6596XRP
2,500ATOM3,138.30XRP
5,000ATOM6,276.60XRP

At market prices of $1.7700 per ATOM and $1.4100 per XRP (8 Oct 2026), 250 ATOM is worth about 313.8298 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

XRP

Convert XRP to Cosmos

XRPATOM at market price
25XRP19.9153ATOM
50XRP39.8305ATOM
250XRP199.1525ATOM
500XRP398.3051ATOM
5,000XRP3,983.05ATOM

Going the other way, 250 XRP is worth about 199.1525 ATOM at the same prices.

How to Exchange Cosmos to XRP

Line Vector
Select Crypto Currency

Select ATOM and XRP

Pick ATOM in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum ATOM for this pair.

Select Wallet Address
Line Vector

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account. Then enter the Cosmos Hub address you send ATOM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Cosmos

Send exactly the amount shown from your own Cosmos Hub wallet to the one-time deposit address.

Receive Crypto

Receive XRP

Your XRP is usually paid out 5–15 minutes after you send your ATOM, and XRP Ledger then confirms it in a few seconds. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

BTC
to
ETH
ETH
to
BTC
BTC
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SOL
ETH
to
SOL
BTC
to
XMR
ETH
to
XMR
SOL
to
XMR
XMR
to
USDT
USDT
to
XMR
XMR
to
BTC
BTC
to
ZEC
ETH
to
ZEC
SOL
to
ZEC
ZEC
to
USDT
USDT
to
ZEC
ZEC
to
BTC
ETH
to
XRP
BTC
to
DOGE
DOGE
to
USDT
BTC
to
LTC
SHIB
to
PEPE
PEPE
to
USDT
SHIB
to
USDT
BONK
to
USDT
WIF
to
USDT
POPCAT
to
USDT
DOGE
to
SHIB

ATOM to XRP: questions and answers

Everything you need to know about exchanging ATOM to XRP on GhostSwap.

How long does it take to swap ATOM to XRP on GhostSwap?
Most ATOM to XRP swaps are paid out within 5–15 minutes: the ATOM deposit needs under a minute to confirm on Cosmos Hub, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. Busy networks can add a few minutes.
How much is 1 ATOM in XRP?
1 ATOM is worth about 1.2553 XRP at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XRP network fee. The rate floats with the market until your ATOM deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange ATOM to XRP?
No. GhostSwap has no accounts: you paste the XRP Ledger address that should receive the XRP, send ATOM from your own wallet, and the XRP goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Cosmos to XRP?
The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, the Cosmos Hub network fee for your deposit is paid in ATOM by your wallet.
What wallet should I use to receive XRP?
To receive XRP from your swap, we recommend using Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XRP address?
Use an XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.
Do I need a Destination Tag to receive XRP?
Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.
Can I track my ATOM to XRP swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ATOM payment on Mintscan (https://www.mintscan.io/cosmos) and your incoming XRP on XRPSCAN (https://xrpscan.com).
Is it safe to exchange ATOM for XRP on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your ATOM deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice, XRP Ledger transfers cannot be reversed.
How does a cross-chain ATOM to XRP swap work?
Cosmos lives on Cosmos Hub and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your ATOM on Cosmos Hub and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees.
What happens if my ATOM to XRP exchange fails?
If a swap cannot be completed, the ATOM is refunded to the Cosmos Hub address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap ATOM to other coins

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UNI
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NEAR
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APT
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OP
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FIL
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ALGO
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ATOM
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INJ
ATOM
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VET
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HBAR
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KAS
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ZRX
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AAVE
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APE
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BABYDOGE
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BEAMX
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BOME
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BRETT
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BTT
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DRIFT
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ELON
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FLOKI
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IMX
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JUP
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MEW
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NOT
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ORCA
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PONKE
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POPCAT
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RAY
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RENDER
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SAND
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SUNDOG
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TAO
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THETA
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TIA