A BTC-to-Monero swap converts Bitcoin (BTC) into Monero (XMR) directly, without an intermediary that custodies your coins. On GhostSwap it needs no account, no email, and no identity verification: you supply a Monero receiving address, send your BTC, and the XMR lands in your wallet. The swap is non-custodial — funds pass through and are never held by GhostSwap. Pricing is floating-rate, drawn from aggregated liquidity across leading crypto markets.
TL;DR: You can swap BTC to XMR with no account and no KYC. Provide a Monero address, send Bitcoin, and receive XMR — typically in about 8 minutes, non-custodially.
Why swap BTC to XMR
Bitcoin's ledger is fully public. Every BTC address, balance, and transfer is visible on-chain forever, so anyone can trace flows between addresses. Monero works differently: it obscures sender, receiver, and amount at the protocol level using ring signatures, stealth addresses, and confidential transactions. Converting BTC to XMR moves value from a transparent chain onto a private one.
A no-KYC swap keeps that conversion self-directed. GhostSwap requires no account, no email, and no identity verification to swap. You supply a Monero receiving address and, optionally, a Bitcoin refund address. Funds pass through non-custodially — GhostSwap never holds them. GhostSwap supports 1,600+ pairs across roughly 200 assets, so the BTC → XMR route is one of the standard paths on the service.
Step-by-step: swap BTC to XMR in about 8 minutes
GhostSwap's median swap completion time is roughly 8 minutes, though it varies with chain congestion. Here is the full flow:
- Choose the pair — Select BTC as the send asset and XMR as the receive asset in the swap widget on the GhostSwap homepage.
- Enter an amount — Type the BTC amount. The widget returns a floating-rate XMR estimate from aggregated liquidity.
- Add your Monero address — Paste the XMR receiving address where you want your Monero delivered. Monero addresses are long; check every character.
- Set a BTC refund address — Optional but recommended. If the swap can't complete, your Bitcoin returns here automatically.
- Send your BTC — Send the exact quoted amount to the deposit address shown. Set a normal network fee so your transaction confirms promptly.
- Receive XMR — Once your Bitcoin deposit is detected on-chain, the swap executes and XMR is sent to your Monero address.
There is no account to create at any step, and no email or identity verification is requested.
GhostSwap vs other no-KYC swaps: BTC → XMR compared
All four services below run account-free, non-custodial swaps. The differences that matter are custody model, pricing type, and the number of listed assets. Figures for other services are from their public sites (retrieved 2026-08-15); confirm current details on their pages before you swap.
| Feature | GhostSwap | SideShift | SimpleSwap | StealthEX |
|---|---|---|---|---|
| Account / KYC | None required | None required | None required | None required |
| Custody | Non-custodial pass-through | Non-custodial | Non-custodial | Non-custodial |
| Rate type | Floating-rate | Floating & fixed | Floating & fixed | Floating & fixed |
| Listed assets | 1,600+ pairs, ~200 assets | See their site | See their site | See their site |
| Typical completion | ~8 min (p50) | Varies | Varies | Varies |
The honest test for any of these is the quote on your specific route. A large asset count tells you what is on the shelf, not how much depth stands behind BTC → XMR. Pull a live quote before you commit.
What to expect: fees, rate type, completion time
GhostSwap uses floating-rate pricing from aggregated liquidity. Floating rate means the XMR amount is finalised at the moment your BTC deposit is detected on-chain, not the moment you click. During normal conditions the gap between the estimate and the executed amount is small, but you should know it exists — there is no fixed-rate lock on this route.
Two separate costs apply. The Bitcoin network fee gets your BTC out of your wallet and to the deposit address; you set that in your own wallet. The swap rate is what you receive in XMR after the conversion. Underpay the network fee and your BTC can stall before the swap even begins.
Completion time reflects Bitcoin confirmation speed plus the exchange step. The median is about 8 minutes; the 95th percentile is around 30 minutes when the Bitcoin network is congested.
Common issues: confirmation delays, minimums, refund address
- Confirmation delays — Most delay comes from the Bitcoin side. A low network fee slows confirmation, which slows the whole swap. Set a standard fee.
- Minimum amounts — Very small BTC amounts may fall below the route minimum shown in the widget. Check the quoted minimum before sending.
- Refund address — Set a BTC refund address. If a swap can't complete, your Bitcoin returns there automatically; skip it and a refund needs manual handling.
- Address accuracy — Monero addresses are long. A single wrong character sends XMR somewhere unrecoverable. Verify the address on your wallet's own screen, not just a copied string.
FAQ
Q: Do I need an account to swap BTC to XMR?
A: No. GhostSwap requires no account, no email, and no identity verification to swap. You supply a Monero receiving address and, optionally, a Bitcoin refund address. That is the entire setup.
Q: How long does a BTC to XMR swap take?
A: The median completion time is about 8 minutes, sourced from GhostSwap product data. It can run up to roughly 30 minutes (p95) when the Bitcoin network is congested, since Bitcoin confirmation speed drives most of the wait.
Q: Is the BTC to XMR swap anonymous?
A: GhostSwap requires no KYC and holds no funds, but Bitcoin's ledger is public — your BTC transactions are visible on-chain regardless of the swap. Monero itself obscures sender, receiver, and amount at the protocol level. GhostSwap does not make claims about linking or not linking addresses to identity.
Q: Is GhostSwap custodial?
A: No. GhostSwap is non-custodial — funds pass through and are never held by GhostSwap. You control the destination Monero address; the service routes the swap and delivers XMR there.
Start a swap
Enter a BTC amount and your Monero address in the swap widget on the homepage to see a live floating-rate quote. If you're converting other assets into Monero, the ETH to XMR and USDT to XMR pair pages walk through those routes the same way.
New to buying privacy coins? See how to buy crypto for the basics.
