XTZ to USDC: Exchange Tezos for USD Coin Without KYC

Send Tezos (XTZ) and receive USD Coin (USDC, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Swapping into USDC locks in a dollar value without selling on a centralized exchange.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XTZ

You Get

USDC

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XTZ

Tezos

Price:

$0.3196

24h Change:

1.61%

Market Cap:

$351.39M

Volume (24h):

$4.94M

Circulating Supply:

1.10B XTZ

USDC

USD Coin (USDC) on Ethereum

Price:

$0.9997

24h Change:

-0.01%

Market Cap:

$72.35B

Volume (24h):

$14.54B

Circulating Supply:

72.38B USDC

Data by CoinGecko

XTZ to USDC Exchange Rate

1 XTZ = 0.319704 USDC

The 1 Tezos to USD Coin (USDC) on Ethereum reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XTZ to USDC swap at a glance

Everything that is specific to swapping Tezos to USD Coin on GhostSwap.

Tezos (XTZ)You send · Tezos network

USD Coin (USDC)You receive · ERC-20 token on Ethereum

Swapping into USDC locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Tezos to Ethereum, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your USDC is sent

Network fee

Paid in XTZby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXTZ on TzKT · USDC on Etherscan

Your USDC address

Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.

Reference rate

1 XTZ ≈ 0.319704 USDC1 USDC ≈ 3.1279 XTZ · market prices, 21 Oct 2026

Send XTZA few minutes to confirm on Tezos
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive USDCSent to your address; Ethereum confirms in about 2–5 minutes

Facts checked 21 Oct 2026Reverse: USDC to XTZ

XTZ to USDC Live Price Chart

XTZ/USDC

Loading chart...

Reference market prices, updated live

What is Tezos?

Tezos (XTZ) is a self-amending blockchain platform designed for smart contracts and decentralized applications. Tezos pioneered on-chain governance, allowing stakeholders to vote on protocol upgrades without requiring hard forks. This makes Tezos one of the most adaptable blockchain networks, able to evolve smoothly over time. XTZ holders can participate in 'baking' (Tezos' version of staking) to secure the network and earn rewards. The platform is popular for NFTs, DeFi, and enterprise tokenization.

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

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Why Swap XTZ for USDC?

Swapping Tezos to USD Coin (USDC) on Ethereum with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on Ethereum is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Tezos.

Stay in crypto

No need to cash out to a bank account. Your USDC is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XTZ to USDC directly.

No identity verification needed

Your Tezos to USD Coin (USDC) on Ethereum conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XTZ for USDC on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XTZ.

Convert Tezos to USD Coin (USDC) on Ethereum

XTZ	USDC at market price
100XTZ	31.9704USDC
250XTZ	79.9260USDC
1,000XTZ	319.7039USDC
2,500XTZ	799.2598USDC
25,000XTZ	7,992.60USDC

At market prices of $0.319608 per XTZ and $0.999700 per USDC (21 Oct 2026), 1,000 XTZ is worth about 319.7039 USDC. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert USD Coin (USDC) on Ethereum to Tezos

USDC	XTZ at market price
25USDC	78.1974XTZ
50USDC	156.3947XTZ
100USDC	312.7894XTZ
250USDC	781.9735XTZ
500USDC	1,563.95XTZ
1,000USDC	3,127.89XTZ
5,000USDC	15,639.47XTZ
10,000USDC	31,278.94XTZ

Going the other way, 500 USDC is worth about 1,563.95 XTZ at the same prices.

How to Exchange Tezos to USD Coin

Select XTZ and USDC

Pick XTZ in “You send” and USDC in “You get”, then enter the amount. The box shows how much USDC you get and the minimum XTZ for this pair.

Enter USD Coin Address

Paste the Ethereum address that should receive the USDC (it starts with 0x followed by 40 hexadecimal characters). Then enter the Tezos address you send XTZ from; a refund, if ever needed, goes there.

Send Tezos

Send exactly the amount shown from your own Tezos wallet to the one-time deposit address.

Receive USD Coin

Your USDC is usually paid out 5–15 minutes after you send your XTZ, and Ethereum then confirms it in about 2–5 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

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XTZ to USDC: questions and answers

Everything you need to know about exchanging XTZ to USDC on GhostSwap.

How long does it take to swap XTZ to USDC on GhostSwap?

Most XTZ to USDC swaps are paid out within 5–15 minutes: the XTZ deposit needs a few minutes to confirm on Tezos, then the USDC is sent to your wallet, and Ethereum confirms the payout in about 2–5 minutes. Busy networks can add a few minutes.

How much is 1 XTZ in USDC?

1 XTZ is worth about 0.319704 USDC at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC network fee. The rate floats with the market until your XTZ deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange XTZ to USDC?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the USDC, send XTZ from your own wallet, and the USDC goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Tezos to USD Coin?

The GhostSwap fee is already included in the rate in the exchange box, so the USDC amount you see is what you receive. On top of that, the Tezos network fee for your deposit is paid in XTZ by your wallet.

What wallet should I use to receive USDC?

To receive USD Coin from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDC address before confirming, cryptocurrency transactions cannot be reversed.

What format is the USDC address?

Use an Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC to an address on another network can lose the coins.

Can I track my XTZ to USDC swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XTZ payment on TzKT (https://tzkt.io) and your incoming USDC on Etherscan (https://etherscan.io).

Is it safe to exchange XTZ for USDC on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XTZ deposit is converted and the USDC is sent straight to the Ethereum address you enter, so check that address twice, Ethereum transfers cannot be reversed.

Why swap XTZ to USDC?

Converting Tezos to USD Coin moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.

What happens if my XTZ to USDC exchange fails?

If a swap cannot be completed, the XTZ is refunded to the Tezos address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.