XTZ to USDC BEP20: Exchange Tezos for USD Coin (BEP20) Without KYC

Send Tezos (XTZ) and receive USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XTZ

You Get

USDC (BEP20)

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XTZ

Tezos

Price:

$0.3196

24h Change:

1.61%

Market Cap:

$351.39M

Volume (24h):

$4.94M

Circulating Supply:

1.10B XTZ

USDC (BEP20)

USD Coin (USDC) on BNB Smart Chain

Price:

$0.9997

24h Change:

-0.01%

Market Cap:

$72.35B

Volume (24h):

$14.54B

Circulating Supply:

72.38B USDC (BEP20)

Data by CoinGecko

XTZ to USDC (BEP20) Exchange Rate

1 XTZ = 0.319704 USDC (BEP20)

The 1 Tezos to USD Coin (USDC) on BNB Smart Chain reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XTZ to USDC BEP20 swap at a glance

Everything that is specific to swapping Tezos to USD Coin on GhostSwap.

Tezos (XTZ)You send · Tezos network

USD Coin (USDC BEP20)You receive · BEP-20 token on BNB Smart Chain

Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Tezos to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your USDC BEP20 is sent

Network fee

Paid in XTZby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXTZ on TzKT · USDC BEP20 on BscScan

Your USDC BEP20 address

BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.

Reference rate

1 XTZ ≈ 0.319704 USDC BEP201 USDC BEP20 ≈ 3.1279 XTZ · market prices, 21 Oct 2026

Send XTZA few minutes to confirm on Tezos
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive USDC BEP20Sent to your address; BNB Smart Chain confirms in under a minute

Facts checked 21 Oct 2026Reverse: USDC BEP20 to XTZ

XTZ to USDC BEP20 Live Price Chart

XTZ/USDC (BEP20)

Loading chart...

Reference market prices, updated live

What is Tezos?

Tezos (XTZ) is a self-amending blockchain platform designed for smart contracts and decentralized applications. Tezos pioneered on-chain governance, allowing stakeholders to vote on protocol upgrades without requiring hard forks. This makes Tezos one of the most adaptable blockchain networks, able to evolve smoothly over time. XTZ holders can participate in 'baking' (Tezos' version of staking) to secure the network and earn rewards. The platform is popular for NFTs, DeFi, and enterprise tokenization.

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

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Why Swap XTZ for USDC BEP20?

Swapping Tezos to USD Coin (USDC) on BNB Smart Chain with GhostSwap moves your funds into a dollar-pegged stablecoin, all without KYC, account creation, or using a centralized exchange.

A dollar-pegged balance

USD Coin (USDC) on BNB Smart Chain is designed to keep a 1:1 peg to the US dollar, so the balance follows the dollar rather than the price of Tezos.

Stay in crypto

No need to cash out to a bank account. Your USDC (BEP20) is in your own wallet.

Skip the centralized exchange

No exchange deposit or withdrawal delays and no KYC requirements. GhostSwap converts XTZ to USDC (BEP20) directly.

No identity verification needed

Your Tezos to USD Coin (USDC) on BNB Smart Chain conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XTZ for USDC (BEP20) on GhostSwap. Most swaps are paid out within 5–15 minutes after you send your XTZ.

Convert Tezos to USD Coin (USDC) on BNB Smart Chain

XTZ	USDC (BEP20) at market price
100XTZ	31.9704USDC (BEP20)
250XTZ	79.9260USDC (BEP20)
1,000XTZ	319.7039USDC (BEP20)
2,500XTZ	799.2598USDC (BEP20)
25,000XTZ	7,992.60USDC (BEP20)

At market prices of $0.319608 per XTZ and $0.999700 per USDC (BEP20) (21 Oct 2026), 1,000 XTZ is worth about 319.7039 USDC (BEP20). Your exact amount, after network fees, is shown in the exchange box before you send.

Convert USD Coin (USDC) on BNB Smart Chain to Tezos

USDC (BEP20)	XTZ at market price
25USDC (BEP20)	78.1974XTZ
50USDC (BEP20)	156.3947XTZ
100USDC (BEP20)	312.7894XTZ
250USDC (BEP20)	781.9735XTZ
500USDC (BEP20)	1,563.95XTZ
1,000USDC (BEP20)	3,127.89XTZ
5,000USDC (BEP20)	15,639.47XTZ
10,000USDC (BEP20)	31,278.94XTZ

Going the other way, 500 USDC (BEP20) is worth about 1,563.95 XTZ at the same prices.

How to Exchange Tezos to USD Coin (BEP20)

Select XTZ and USDC BEP20

Pick XTZ in “You send” and USDC BEP20 in “You get”, then enter the amount. The box shows how much USDC BEP20 you get and the minimum XTZ for this pair.

Enter USD Coin (BEP20) Address

Paste the BNB Smart Chain address that should receive the USDC BEP20 (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Tezos address you send XTZ from; a refund, if ever needed, goes there.

Send Tezos

Send exactly the amount shown from your own Tezos wallet to the one-time deposit address.

Receive USD Coin (BEP20)

Your USDC BEP20 is usually paid out 5–15 minutes after you send your XTZ, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

Popular swap pairs

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XTZ to USDC BEP20: questions and answers

Everything you need to know about exchanging XTZ to USDC (BEP20) on GhostSwap.

How long does it take to swap XTZ to USDC BEP20 on GhostSwap?

Most XTZ to USDC BEP20 swaps are paid out within 5–15 minutes: the XTZ deposit needs a few minutes to confirm on Tezos, then the USDC BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.

How much is 1 XTZ in USDC BEP20?

1 XTZ is worth about 0.319704 USDC BEP20 at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC BEP20 network fee. The rate floats with the market until your XTZ deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange XTZ to USDC BEP20?

No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the USDC BEP20, send XTZ from your own wallet, and the USDC BEP20 goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Tezos to USD Coin (BEP20)?

The GhostSwap fee is already included in the rate in the exchange box, so the USDC BEP20 amount you see is what you receive. On top of that, the Tezos network fee for your deposit is paid in XTZ by your wallet.

What wallet should I use to receive USDC BEP20?

To receive USD Coin (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDC BEP20 address before confirming, cryptocurrency transactions cannot be reversed.

What format is the USDC BEP20 address?

Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDC BEP20 to an address on another network can lose the coins.

Can I track my XTZ to USDC BEP20 swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XTZ payment on TzKT (https://tzkt.io) and your incoming USDC BEP20 on BscScan (https://bscscan.com).

Is it safe to exchange XTZ for USDC BEP20 on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XTZ deposit is converted and the USDC BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.

Why swap XTZ to USDC BEP20?

Converting Tezos to USD Coin (BEP20) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.

What happens if my XTZ to USDC BEP20 exchange fails?

If a swap cannot be completed, the XTZ is refunded to the Tezos address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.