RLUSD to PYUSD: Exchange Ripple USD for PayPal USD Without KYC

Send Ripple USD (RLUSD, an ERC-20 token on Ethereum) and receive PayPal USD (PYUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum.

10–25 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

RLUSD

You Get

PYUSD

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

RLUSD

Ripple USD

Price:

$1.0000

24h Change:

-0.01%

Market Cap:

$2.51B

Volume (24h):

$242.42M

Circulating Supply:

2.51B RLUSD

PYUSD

PayPal USD

Price:

$1.00

24h Change:

0.02%

Market Cap:

$2.88B

Volume (24h):

$109.83M

Circulating Supply:

2.88B PYUSD

Data by CoinGecko

RLUSD to PYUSD Exchange Rate

1 RLUSD = 0.999986 PYUSD

The 1 Ripple USD to PayPal USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RLUSD to PYUSD swap at a glance

Everything that is specific to swapping Ripple USD to PayPal USD on GhostSwap.

Ripple USD (RLUSD)You send · ERC-20 token on Ethereum

PayPal USD (PYUSD)You receive · ERC-20 token on Ethereum

Both are dollar stablecoins, so this swap mainly moves your dollars from Ethereum to Ethereum. Both coins live on Ethereum, so you only need a little ETH to pay the deposit fee.

Swap time

10–25 minuntil your PYUSD is sent

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageRLUSD on Etherscan

Your PYUSD address

Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.

Reference rate

1 RLUSD ≈ 0.999986 PYUSD1 PYUSD ≈ 1.0000 RLUSD · market prices, 2 Oct 2026

Send RLUSDAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive PYUSDSent to your address; Ethereum confirms in about 2–5 minutes

Facts checked 2 Oct 2026Reverse: PYUSD to RLUSD

RLUSD to PYUSD Live Price Chart

RLUSD/PYUSD

Loading chart...

Reference market prices, updated live

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

What is PayPal USD?

PayPal USD (PYUSD) is a stablecoin issued by PayPal, pegged 1:1 to the U.S. Dollar. It enables users to transact in a stable digital currency within the PayPal ecosystem and beyond. PYUSD aims to bridge traditional finance and cryptocurrencies, offering seamless transactions and interoperability. Swap PYUSD on GhostSwap to move between stablecoins and volatile crypto assets privately — no KYC, no account, no identity verification needed.

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Why Swap RLUSD for PYUSD?

Converting Ripple USD to PayPal USD on GhostSwap lets you diversify your crypto portfolio across different blockchains and use cases — without KYC, account creation, or centralized exchange fees. Ripple USD is built for the Ripple USD token on Ethereum, while PayPal USD serves a different purpose: dollar-pegged payments issued by Paxos for PayPal. Holding both gives you exposure to fundamentally different areas of the crypto market.

Diversify across blockchains

Spread your holdings between Ethereum and Ethereum (ERC-20) to reduce single-chain risk and access different ecosystems.

Access dollar-pegged payments issued by paxos for paypal

PayPal USD gives you exposure to dollar-pegged payments issued by Paxos for PayPal — a fundamentally different value proposition than Ripple USD.

No KYC or exchange accounts

GhostSwap processes your RLUSD to PYUSD swap without sign-ups, identity verification, or personal data. Just a wallet address.

Exchange RLUSD for PYUSD on GhostSwap. Most swaps finish in 10–25 minutes after you send, with no registration and no verification for standard swaps.

Convert Ripple USD to PayPal USD

RLUSD	PYUSD
25RLUSD	24.9997PYUSD
50RLUSD	49.9993PYUSD
100RLUSD	99.9986PYUSD
250RLUSD	249.9965PYUSD
500RLUSD	499.9930PYUSD
1,000RLUSD	999.9860PYUSD
5,000RLUSD	4,999.93PYUSD
10,000RLUSD	9,999.86PYUSD

At market prices of $0.999986 per RLUSD and $1.0000 per PYUSD (2 Oct 2026), 500 RLUSD is worth about 499.9930 PYUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert PayPal USD to Ripple USD

PYUSD	RLUSD
25PYUSD	25.0004RLUSD
50PYUSD	50.0007RLUSD
100PYUSD	100.0014RLUSD
250PYUSD	250.0035RLUSD
500PYUSD	500.0070RLUSD
1,000PYUSD	1,000.01RLUSD
5,000PYUSD	5,000.07RLUSD
10,000PYUSD	10,000.14RLUSD

Going the other way, 500 PYUSD is worth about 500.0070 RLUSD at the same prices.

How to Exchange Ripple USD to PayPal USD

Select RLUSD and PYUSD

Pick RLUSD in “You send” and PYUSD in “You get”, then enter the amount. The box shows how much PYUSD you get and the minimum RLUSD for this pair.

Enter PayPal USD Address

Paste the Ethereum address that should receive the PYUSD (it starts with 0x followed by 40 hexadecimal characters).

Send Ripple USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive PayPal USD

Your PYUSD arrives on Ethereum, usually 10–25 minutes after you send. Follow each step on the status page with your swap ID.

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RLUSD to PYUSD: questions and answers

Everything you need to know about exchanging RLUSD to PYUSD on GhostSwap.

How long does it take to swap RLUSD to PYUSD on GhostSwap?

Most RLUSD to PYUSD swaps finish in 10–25 minutes. Your RLUSD deposit needs about 2–5 minutes to confirm on Ethereum; after that the PYUSD is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.

Do I need KYC or an account to exchange RLUSD to PYUSD?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the PYUSD, send RLUSD from your own wallet, and the PYUSD goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Ripple USD to PayPal USD?

The GhostSwap fee is already included in the rate in the exchange box, so the PYUSD amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending RLUSD.

What wallet should I use to receive PYUSD?

To receive PayPal USD from your swap, we recommend using MetaMask, Rabby, or a hardware wallet like Ledger. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your PYUSD address before confirming — cryptocurrency transactions cannot be reversed.

What format is the PYUSD address?

Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending PYUSD to an address on another network can lose the coins.

Can I track my RLUSD to PYUSD swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RLUSD payment on Etherscan (https://etherscan.io).

Is it safe to exchange RLUSD for PYUSD on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your RLUSD deposit is converted and the PYUSD is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.

What happens if my RLUSD to PYUSD exchange fails?

If a swap cannot be completed, the RLUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap RLUSD to other coins

Easily swap Ripple USD with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks