USDC to BTC: Exchange USD Coin for Bitcoin Without KYC

Send USD Coin (USDC, an ERC-20 token on Ethereum) and receive Bitcoin (BTC) in your own wallet, with no account and no KYC. It turns a dollar balance into Bitcoin in one step.

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
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USDC
USDC
BTC
BTC


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

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USD Coin Ethereum Chain Logo
USDC
USD Coin (USDC) on Ethereum
Price:
$1.0000
24h Change:
0.01%
Market Cap:
$74.11B
Volume (24h):
$18.11B
Circulating Supply:
74.11B USDC
Bitcoin Logo
BTC
Bitcoin
Price:
$84,575.00
24h Change:
-2.05%
Market Cap:
$1.70T
Volume (24h):
$33.59B
Circulating Supply:
20.09M BTC

Data by CoinGecko

USDC to BTC Exchange Rate

1 USDC = 0.00001182 BTC

The 1 USD Coin (USDC) on Ethereum to Bitcoin reference rate at market prices, before fees.

Live market rate

USDC to BTC swap at a glance

Send USDC from MetaMask, Rabby or a Ledger.

USD Coin (USDC)You send · ERC-20 token on Ethereum
Bitcoin (BTC)You receive · Bitcoin network

It is a cross-chain swap from Ethereum to Bitcoin, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your BTC is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC on Etherscan · BTC on mempool.space
Your BTC address
Bitcoin addressIt starts with bc1, 3 or 1. Wallets: Sparrow, Electrum or a hardware wallet.
Reference rate
1 USDC ≈ 0.0000118237 BTC1 BTC ≈ 84,576.01 USDC · market prices, 3 Oct 2026
Minimum
About 31 USDC
  1. Send USDCAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive BTCSent to your address; Bitcoin confirms in 10–30 minutes (1–3 confirmations)
Facts checked 3 Oct 2026Reverse: BTC to USDC

How much BTC do you get for USDC?

GhostSwap quotes at 3 Oct 2026, 09:45 UTC, after the service fee and the cost of sending the BTC to your wallet.

Fees included
100USDC
0.001156BTC
500USDC
0.005821BTC
2,500USDC
0.029149BTC

The rate floats with the market until your USDC deposit confirms.

USDC to Bitcoin: from Circle's ERC-20 dollar to native BTC

USDC to BTC is for people holding USD Coin on Ethereum who want bitcoin instead, for example to move part of a stablecoin balance into BTC for the long term or to pay someone who only accepts bitcoin. USDC is a dollar stablecoin issued by Circle; bitcoin has no issuer and runs on its own network. GhostSwap pays native BTC to your Bitcoin address, with no account and no wrapped token.

The USDC transfer pays gas in ETH and usually confirms in about 2 to 5 minutes, so the BTC is typically sent 10 to 25 minutes after you pay. Your Bitcoin wallet shows the payout at once as unconfirmed, and the first confirmation comes with the next block, about 10 minutes on average. Bitcoin fees are paid in BTC itself, so moving the payout later needs no second coin, unlike the ETH your USDC needed.

Tips for this swap

  • Paste a receive address from Sparrow, Electrum or a hardware wallet. Native SegWit (bc1q), Taproot (bc1p), 3 and 1 addresses all work; a fresh one per swap keeps receipts apart.
  • Send the USDC from MetaMask, Rabby or a Ledger with some ETH left for gas, and enter that 0x address as the refund address.
  • USDC on Base, Arbitrum or Solana? This pair accepts only USDC on Ethereum, so pick that network's USDC as the coin you send instead of bridging it first.

Can I swap USDC to Bitcoin without KYC?

Yes. Swapping USDC for BTC takes no account, email or ID. Paste your Bitcoin address, review the floating rate shown before you send and transfer the USDC from your own wallet; a refund, if needed, goes back to that 0x address.

How can I tell I am sending real USDC?

Look at the token contract in your wallet or on Etherscan. Circle's USDC on Ethereum is 0xA0b86991c6218b36c1d19D4a2e9Eb0cE3606eB48. Look-alike tokens can copy the name and symbol, but not that contract address.

USDC to BTC Live Price Chart

USDC/BTC

Loading chart...

Reference market prices, updated live

USDC

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

BTC

What is Bitcoin?

Bitcoin (BTC) is the world's first and largest cryptocurrency, created in 2009 as a decentralized digital currency that operates without banks or intermediaries. Running on a proof-of-work blockchain, Bitcoin enables peer-to-peer value transfer across borders with no central authority. Many holders keep BTC as a long-term store of value. With the largest market capitalization and deepest liquidity of any cryptocurrency, Bitcoin is the most commonly exchanged digital asset.

USDC → BTC

Why Swap USDC for BTC?

Converting USD Coin (USDC) on Ethereum to Bitcoin on GhostSwap gets you BTC without signing up for a centralized exchange or completing KYC verification.

Get Bitcoin without an exchange account

Get Bitcoin without creating exchange accounts or submitting ID documents.

About Bitcoin

Bitcoin is used for peer-to-peer payments and as a long-term store of value. Unlike a dollar-pegged stablecoin, its price moves with the market.

USDC

Convert USD Coin (USDC) on Ethereum to Bitcoin

USDCBTC at market price
31USDC0.000367BTC
50USDC0.000591BTC
100USDC0.001182BTC
250USDC0.002956BTC
500USDC0.005912BTC
1,000USDC0.011824BTC
5,000USDC0.059118BTC
10,000USDC0.118237BTC

At market prices of $0.999988 per USDC and $84,575.00 per BTC (3 Oct 2026), 500 USDC is worth about 0.005912 BTC.

BTC

Convert Bitcoin to USD Coin (USDC) on Ethereum

BTCUSDC at market price
0.00036BTC30.4474USDC
0.0005BTC42.2880USDC
0.001BTC84.5760USDC
0.002BTC169.1520USDC
0.005BTC422.8801USDC
0.01BTC845.7601USDC
0.05BTC4,228.80USDC
0.1BTC8,457.60USDC

Going the other way, 0.005 BTC is worth about 422.8801 USDC at the same prices.

How to Exchange USD Coin to Bitcoin

Line Vector
Select Crypto Currency

Select USDC and BTC

Pick USDC in “You send” and BTC in “You get”, then enter the amount.

Select Wallet Address
Line Vector

Enter Bitcoin Address

Paste the Bitcoin address that should receive the BTC. Then enter the Ethereum address you send USDC from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send USD Coin

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Crypto

Receive Bitcoin

Your BTC arrives on Bitcoin. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other USDC and BTC pairs.

USDC to BTC: questions and answers

How long does it take to swap USDC to BTC on GhostSwap?
Most USDC to BTC swaps are paid out within 10–25 minutes: the USDC deposit needs about 2–5 minutes to confirm on Ethereum, then the BTC is sent to your wallet, and Bitcoin confirms the payout in 10–30 minutes (1–3 confirmations).
How much is 1 USDC in BTC?
1 USDC is worth about 0.0000118237 BTC at the market rate, before fees (market prices, 3 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BTC network fee. The minimum for this pair is about 31 USDC. The Ethereum network fee for sending the USDC is paid separately, in ETH. The rate floats with the market until your USDC deposit confirms.
Can I send USDC straight to my BTC address?
No. USDC moves on Ethereum and BTC on Bitcoin, so USDC can only be sent to an Ethereum address. To swap, send the USDC to the one-time deposit address GhostSwap shows, and the BTC is paid to the Bitcoin address you enter, with no bridge or wrapped token.
What wallet and address do I need to receive BTC?
Use a Bitcoin address from a wallet you control, such as Sparrow, Electrum or a hardware wallet. The address starts with bc1, 3 or 1. GhostSwap never holds your funds: the BTC is sent straight to the address you enter.
Which USDC network does this USDC to BTC swap use?
The USDC you send is an ERC-20 token on Ethereum, sent from an Ethereum wallet that also holds a little ETH for the network fee. The same swap on other networks: USDC BEP20 to BTC, USDC SOL to BTC.
What happens if my USDC to BTC exchange fails?
If a swap cannot be completed, the USDC is refunded to the Ethereum address you entered as the sender address.