USDC to ZEC: Exchange USD Coin for Zcash Without KYC

Send USD Coin (USDC, an ERC-20 token on Ethereum) and receive Zcash (ZEC) in your own wallet, with no account and no KYC. Zcash supports shielded transfers, which hide the sender, receiver and amount once the coins are in a shielded address.

10–25 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

USDC

You Get

ZEC

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

USDC

USD Coin (USDC) on Ethereum

Price:

$0.9996

24h Change:

-0.03%

Market Cap:

$73.59B

Volume (24h):

$24.12B

Circulating Supply:

73.62B USDC

ZEC

Zcash

Price:

$1,239.40

24h Change:

-6.24%

Market Cap:

$21.05B

Volume (24h):

$843.70M

Circulating Supply:

16.97M ZEC

Data by CoinGecko

USDC to ZEC Exchange Rate

1 USDC = 0.000807 ZEC

The 1 USD Coin (USDC) on Ethereum to Zcash reference rate at market prices, before fees.

Live market rate

USDC to ZEC swap at a glance

Send USDC from MetaMask, Rabby or a Ledger.

USD Coin (USDC)You send · ERC-20 token on Ethereum

Zcash (ZEC)You receive · Zcash network

It is a cross-chain swap from Ethereum to Zcash, with no bridge and no wrapped tokens.

Swap time

10–25 minuntil your ZEC is sent

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageUSDC on Etherscan · ZEC on Blockchair

Your ZEC address

Zcash addressIt starts with t1 or t3 for a transparent address. Wallets: Zodl (formerly Zashi), Zkool or Zingo.

Reference rate

1 USDC ≈ 0.000807 ZEC1 ZEC ≈ 1,239.86 USDC · market prices, 8 Oct 2026

Minimum

About 31 USDC

Send USDCAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive ZECSent to your address; Zcash confirms in about 10–20 minutes

Facts checked 8 Oct 2026Reverse: ZEC to USDC

How much ZEC do you get for USDC?

GhostSwap quotes at 7 Oct 2026, 19:06 UTC, after the service fee and the cost of sending the ZEC to your wallet.

Fees included

100USDC

0.073895ZEC

500USDC

0.371144ZEC

2,500USDC

1.8574ZEC

The rate floats with the market until your USDC deposit confirms.

Trading a dollar peg for a shielded pool: USDC to Zcash

This pair takes USD Coin on Ethereum (ERC-20) and pays out Zcash. USDC is built to track the US dollar, every balance is visible on Etherscan, and Circle, its issuer, can freeze tokens at an address. ZEC has no peg, so its dollar value moves after the swap. In return it can sit in a shielded pool, where zero-knowledge proofs hide the parties and the amount.

The USDC deposit is credited after Ethereum confirmations, usually about 2 to 5 minutes, and most swaps send the ZEC within 10 to 25 minutes. Zcash then adds a block about every 75 seconds. Shielding hides what you do next, but the payout to your t-address stays in the public record. No account or ID is needed at any step.

Tips for this swap

Choose USDC (Ethereum) as the coin you send. USDC on Solana, Base, Arbitrum, Polygon and BNB Smart Chain are separate entries with their own deposit addresses.
Send the USDC from a wallet you control that also holds some ETH for gas, and give that same 0x address for refunds.
Give a t1 or t3 Zcash address for the payout. When the ZEC arrives, use your wallet's Shield option before you spend it.

Is there KYC on USDC to ZEC swaps?

No. Swapping USDC for ZEC asks for no account, email or identity document. Type in a t1 or t3 Zcash address, use your own 0x address for refunds, confirm the floating rate and send the USDC.

I hold USDC on Solana. Can I still get ZEC?

Yes. Choose USDC (Solana) as the coin you send; it is its own pair with a Solana deposit address. Do not send Solana USDC to the Ethereum deposit address of this pair.

No-KYC Zcash exchange

USDC to ZEC Live Price Chart

USDC/ZEC

Loading chart...

Reference market prices, updated live

What is USD Coin (USDC) on Ethereum?

USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle. Unlike algorithmic stablecoins, USDC is backed by cash and short-term US Treasury bonds, with regular attestations of reserves. USDC is widely used across DeFi protocols for lending, borrowing, and providing liquidity, and is accepted as payment by a growing number of merchants. As an ERC-20 token, USDC benefits from Ethereum's vast ecosystem but incurs gas fees for transfers.

What is Zcash?

Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Unlike Monero where privacy is mandatory, Zcash gives users the choice between transparent transactions (publicly visible, like Bitcoin) and shielded transactions (fully private — hiding sender, receiver, and amount). This flexibility lets Zcash users choose a shielded transfer when they want privacy and a transparent one when they do not. ZEC has been instrumental in advancing cryptographic research that now underpins many Layer 2 scaling solutions.

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Why Swap USDC for ZEC?

Swapping USD Coin (USDC) on Ethereum to Zcash on GhostSwap moves your funds into a privacy coin without KYC or account creation. USD Coin (USDC) on Ethereum is transparent: visible on Etherscan.

Shield your financial activity

Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Use the private option in your wallet to keep balances and payments out of public view.

No account linking the two coins

Your USDC history stays public on the Ethereum (ERC-20) blockchain. The ZEC arrives at your transparent Zcash address, and your wallet can then move it into the shielded pool, where amounts and addresses are hidden. A no-KYC swap adds no account or ID linking the two.

Low fees on the Zcash network

Zcash fees are minimal, making ZEC practical for regular private transactions, not just large transfers.

Convert USD Coin (USDC) on Ethereum to Zcash

USDC	ZEC at market price
31USDC	0.025003ZEC
50USDC	0.040327ZEC
100USDC	0.080654ZEC
250USDC	0.201635ZEC
500USDC	0.403270ZEC
1,000USDC	0.806539ZEC
5,000USDC	4.0327ZEC
10,000USDC	8.0654ZEC

At market prices of $0.999625 per USDC and $1,239.40 per ZEC (8 Oct 2026), 500 USDC is worth about 0.403270 ZEC.

Convert Zcash to USD Coin (USDC) on Ethereum

ZEC	USDC at market price
0.023ZEC	28.5169USDC
0.05ZEC	61.9932USDC
0.1ZEC	123.9865USDC
0.2ZEC	247.9730USDC
0.5ZEC	619.9325USDC
1ZEC	1,239.86USDC
5ZEC	6,199.32USDC
10ZEC	12,398.65USDC

Going the other way, 0.5 ZEC is worth about 619.9325 USDC at the same prices.

How to Exchange USD Coin to Zcash

Select USDC and ZEC

Pick USDC in “You send” and ZEC in “You get”, then enter the amount.

Enter Zcash Address

Paste the Zcash address that should receive the ZEC. Then enter the Ethereum address you send USDC from; a refund, if ever needed, goes there.

Send USD Coin

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Zcash

Your ZEC arrives on Zcash. Follow each step on the status page with your swap ID.

Popular swap pairs

Step-by-step guides for the main Monero and Zcash swaps and for other USDC and ZEC pairs.

USDC to ZEC: questions and answers

How long does it take to swap USDC to ZEC on GhostSwap?

Most USDC to ZEC swaps are paid out within 10–25 minutes: the USDC deposit needs about 2–5 minutes to confirm on Ethereum, then the ZEC is sent to your wallet, and Zcash confirms the payout in about 10–20 minutes.

How much is 1 USDC in ZEC?

1 USDC is worth about 0.000807 ZEC at the market rate, before fees (market prices, 8 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ZEC network fee. The minimum for this pair is about 31 USDC. The Ethereum network fee for sending the USDC is paid separately, in ETH. The rate floats with the market until your USDC deposit confirms.

Can I send USDC straight to my ZEC address?

No. USDC moves on Ethereum and ZEC on Zcash, so USDC can only be sent to an Ethereum address. To swap, send the USDC to the one-time deposit address GhostSwap shows, and the ZEC is paid to the Zcash address you enter, with no bridge or wrapped token.

What wallet and address do I need to receive ZEC?

Use a Zcash address from a wallet you control, such as Zodl (formerly Zashi), Zkool or Zingo. All three can move ZEC into the shielded pool. The address starts with t1 or t3 for a transparent address. GhostSwap never holds your funds: the ZEC is sent straight to the address you enter.

Can my USDC to ZEC swap be traced?

Your USDC transaction to GhostSwap is visible on the Ethereum (ERC-20) blockchain since USD Coin is transparent: visible on Etherscan. However, once your ZEC arrives in your wallet, Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. By swapping USDC to ZEC on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.

Is it legal to own and swap Zcash?

In most countries, yes: owning and swapping Zcash is not banned, although some centralized exchanges have stopped listing privacy coins in certain regions. Privacy is a legitimate need, and using privacy-enhancing tools is not illegal in itself. You are responsible for following the cryptocurrency rules where you live.

What happens if my USDC to ZEC exchange fails?

If a swap cannot be completed, the USDC is refunded to the Ethereum address you entered as the sender address.