USDC to ZEC: Exchange USD Coin for Zcash Without KYC
Exchange USDC to ZEC: send USD Coin (USDC, an ERC-20 token on Ethereum) and receive Zcash (ZEC) in your own wallet, with no account and no KYC. Zcash supports shielded transfers, which hide the sender, receiver and amount once the coins are in a shielded address.
Updated 19 October 2026
- 10–25 min
- No account · No KYC
- Paid to your wallet
- Fees included in quote
By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.
Data by CoinGecko
USDC to ZEC Exchange Rate
The 1 USD Coin to Zcash reference rate at market prices, before fees.
USDC to ZEC swap at a glance
Send USDC from MetaMask, Rabby or a Ledger.
It is a cross-chain swap from Ethereum to Zcash, with no bridge and no wrapped tokens.
- Send USDCAbout 2–5 minutes to confirm on Ethereum
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive ZECSent to your address; Zcash confirms in about 10–20 minutes
How much ZEC do I get for USDC?
GhostSwap quotes at 22 Oct 2026, 23:40 UTC, after the service fee and the cost of sending the ZEC to your wallet.
100USDC500USDC2,500USDCThe rate floats with the market until your USDC deposit confirms.
USDC to ZEC at the market rate, before fees
| USDC | ZEC, market rate, before fees |
|---|---|
| 31 USDC | 0.025585 ZEC |
| 50 USDC | 0.041267 ZEC |
| 100 USDC | 0.082533 ZEC |
| 250 USDC | 0.206334 ZEC |
| 500 USDC | 0.412667 ZEC |
| 1,000 USDC | 0.825335 ZEC |
| 5,000 USDC | 4.1267 ZEC |
| 10,000 USDC | 8.2533 ZEC |
Market prices of $0.999505 per USDC and $1,211.03 per ZEC on 22 Oct 2026. The box above shows the amount after all fees.
USDC to ZEC price chart, market rate before fees
USDC/ZEC
How do I exchange USDC to ZEC?
Pick USDC and ZEC
Pick USDC in “You send” and ZEC in “You get”, then enter the amount. The box shows how much ZEC you get after all fees, and the minimum for this pair.
Paste your Zcash address
Paste the Zcash address that should receive the ZEC: it starts with t1 or t3 for a transparent address. Wallets that work: Zodl (formerly Zashi), Zkool or Zingo. Then enter the Ethereum address you send USDC from; a refund, if ever needed, goes there.
Send USDC on Ethereum
Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address, on the Ethereum network (as an). Keep a little ETH in that wallet for the network fee.
Receive ZEC
Your ZEC is usually paid out 10–25 minutes after you send your USDC, and Zcash then confirms it in about 10–20 minutes. Follow each step on the status page with your swap ID.
Trading a dollar peg for a shielded pool: USDC to Zcash
This pair takes USD Coin on Ethereum (ERC-20) and pays out Zcash. USDC is built to track the US dollar, every balance is visible on Etherscan, and Circle, its issuer, can freeze tokens at an address. ZEC has no peg, so its dollar value moves after the swap. In return it can sit in a shielded pool, where zero-knowledge proofs hide the parties and the amount.
The USDC deposit is credited after Ethereum confirmations, usually about 2 to 5 minutes, and most swaps send the ZEC within 10 to 25 minutes. Zcash then adds a block about every 75 seconds. Shielding hides what you do next, but the payout to your t-address stays in the public record. No account or ID is needed at any step.
Tips for this swap
- Choose USDC (Ethereum) as the coin you send. USDC on Solana, Base, Arbitrum, Polygon and BNB Smart Chain are separate entries with their own deposit addresses.
- Send the USDC from a wallet you control that also holds some ETH for gas, and give that same 0x address for refunds.
- Give a t1 or t3 Zcash address for the payout. When the ZEC arrives, use your wallet's Shield option before you spend it.
Is there KYC on USDC to ZEC swaps?
No. Swapping USDC for ZEC asks for no account, email or identity document. Type in a t1 or t3 Zcash address, use your own 0x address for refunds, confirm the floating rate and send the USDC.
I hold USDC on Solana. Can I still get ZEC?
Yes. Choose USDC (Solana) as the coin you send; it is its own pair with a Solana deposit address. Do not send Solana USDC to the Ethereum deposit address of this pair.
Is Zcash legal?
No country has banned owning Zcash. Some countries stop local exchanges from listing privacy coins, and from 10 July 2027 EU crypto providers can't keep accounts that use them. Country by country: Will Zcash be banned?
Common mistakes with USDC to ZEC
- Pasting a unified (u1...) address instead of a transparent t1 or t3 address.
- Reusing an old t-address that already links to other activity.
- Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
- A Ethereum wallet with no ETH for the network fee.
- Sending USDC on a different network than Ethereum.
USDC to ZEC: questions and answers
What is USD Coin? USD Coin (USDC) on Ethereum is a regulated stablecoin pegged 1:1 to the US Dollar, issued by Circle.
What is Zcash? Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Zcash price today