XTZ to USDC BEP20: Exchange Tezos for USD Coin (BEP20) Without KYC

Send Tezos (XTZ) and receive USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XTZ

You Get

USDC (BEP20)

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XTZ

Tezos

Price:

$0.3218

24h Change:

1.17%

Market Cap:

$353.00M

Volume (24h):

$8.72M

Circulating Supply:

1.10B XTZ

USDC (BEP20)

USD Coin (USDC) on BNB Smart Chain

Price:

$0.9999

24h Change:

0.00%

Market Cap:

$74.03B

Volume (24h):

$22.16B

Circulating Supply:

74.03B USDC (BEP20)

Data by CoinGecko

XTZ to USDC (BEP20) Exchange Rate

1 XTZ = 0.321823 USDC (BEP20)

The 1 Tezos to USD Coin (USDC) on BNB Smart Chain reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XTZ to USDC BEP20 swap at a glance

Everything that is specific to swapping Tezos to USD Coin on GhostSwap.

Tezos (XTZ)You send · Tezos network

USD Coin (USDC BEP20)You receive · BEP-20 token on BNB Smart Chain

Swapping into USDC BEP20 locks in a dollar value without selling on a centralized exchange. It is a cross-chain swap from Tezos to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your USDC BEP20 is sent

Network fee

Paid in XTZby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXTZ on TzKT · USDC BEP20 on BscScan

Your USDC BEP20 address

BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.

Reference rate

1 XTZ ≈ 0.321823 USDC BEP201 USDC BEP20 ≈ 3.1073 XTZ · market prices, 2 Oct 2026

Send XTZA few minutes to confirm on Tezos
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive USDC BEP20Sent to your address; BNB Smart Chain confirms in under a minute

Facts checked 2 Oct 2026Reverse: USDC BEP20 to XTZ

XTZ to USDC BEP20 Live Price Chart

XTZ/USDC (BEP20)

Loading chart...

Reference market prices, updated live

What is Tezos?

Tezos (XTZ) is a self-amending blockchain platform designed for smart contracts and decentralized applications. Tezos pioneered on-chain governance, allowing stakeholders to vote on protocol upgrades without requiring hard forks. This makes Tezos one of the most adaptable blockchain networks, able to evolve smoothly over time. XTZ holders can participate in 'baking' (Tezos' version of staking) to secure the network and earn rewards. The platform is popular for NFTs, DeFi, and enterprise tokenization. Convert XTZ on GhostSwap to swap Tezos tokens for hundreds of other cryptocurrencies — no KYC, no registration, no delays.

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments. Convert USDC (BEP20) on GhostSwap for private, instant stablecoin exchanges — no account creation, no identity documents, no limits on swap amounts.

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Why Swap XTZ for USDC BEP20?

Swapping Tezos to USD Coin (USDC) on BNB Smart Chain on GhostSwap lets you lock in your crypto gains by moving into a dollar-pegged stablecoin — all without KYC, account creation, or using a centralized exchange. When the market turns volatile, converting XTZ to USDC (BEP20) protects your portfolio value while keeping your funds in the crypto ecosystem and ready for your next move.

Protect gains from market volatility

USD Coin (USDC) on BNB Smart Chain maintains a stable 1:1 peg to the US dollar, so your value is preserved regardless of what Tezos does next.

Stay in crypto without the risk

No need to cash out to a bank account. Your USDC (BEP20) is in your own wallet, ready when you spot your next opportunity.

Skip the centralized exchange

Avoid exchange deposit/withdrawal delays, trading fees, and KYC requirements. GhostSwap converts XTZ to USDC (BEP20) directly.

No identity verification needed

Your Tezos to USD Coin (USDC) on BNB Smart Chain conversion requires no account, no ID upload, and no personal information. Swap privately, wallet to wallet.

Exchange XTZ for USDC (BEP20) on GhostSwap to hedge your position. Most swaps finish in 5–15 minutes after you send your XTZ.

Convert Tezos to USD Coin (USDC) on BNB Smart Chain

XTZ	USDC (BEP20)
100XTZ	32.1823USDC (BEP20)
250XTZ	80.4559USDC (BEP20)
1,000XTZ	321.8234USDC (BEP20)
2,500XTZ	804.5586USDC (BEP20)
25,000XTZ	8,045.59USDC (BEP20)

At market prices of $0.321780 per XTZ and $0.999865 per USDC (BEP20) (2 Oct 2026), 1,000 XTZ is worth about 321.8234 USDC (BEP20). Your exact amount, after network fees, is shown in the exchange box before you send.

Convert USD Coin (USDC) on BNB Smart Chain to Tezos

USDC (BEP20)	XTZ
25USDC (BEP20)	77.6823XTZ
50USDC (BEP20)	155.3647XTZ
100USDC (BEP20)	310.7294XTZ
250USDC (BEP20)	776.8235XTZ
500USDC (BEP20)	1,553.65XTZ
1,000USDC (BEP20)	3,107.29XTZ
5,000USDC (BEP20)	15,536.47XTZ
10,000USDC (BEP20)	31,072.94XTZ

Going the other way, 500 USDC (BEP20) is worth about 1,553.65 XTZ at the same prices.

How to Exchange Tezos to USD Coin (BEP20)

Select XTZ and USDC BEP20

Pick XTZ in “You send” and USDC BEP20 in “You get”, then enter the amount. The box shows how much USDC BEP20 you get and the minimum XTZ for this pair.

Enter USD Coin (BEP20) Address

Paste the BNB Smart Chain address that should receive the USDC BEP20 (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)).

Send Tezos

Send exactly the amount shown from your own Tezos wallet to the one-time deposit address.

Receive USD Coin (BEP20)

Your USDC BEP20 arrives on BNB Smart Chain, usually 5–15 minutes after you send. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

XTZ to USDC BEP20: questions and answers

Everything you need to know about exchanging XTZ to USDC (BEP20) on GhostSwap.

How long does it take to swap XTZ to USDC BEP20 on GhostSwap?

Most XTZ to USDC BEP20 swaps finish in 5–15 minutes. Your XTZ deposit needs a few minutes to confirm on Tezos; after that the USDC BEP20 is sent to your wallet and BNB Smart Chain confirms it in under a minute. Busy networks can add a few minutes.

Do I need KYC or an account to exchange XTZ to USDC BEP20?

No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the USDC BEP20, send XTZ from your own wallet, and the USDC BEP20 goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Tezos to USD Coin (BEP20)?

The GhostSwap fee is already included in the rate in the exchange box, so the USDC BEP20 amount you see is what you receive. On top of that, the Tezos network fee for your deposit is paid in XTZ by your wallet.

What wallet should I use to receive USDC BEP20?

To receive USD Coin (BEP20) from your swap, we recommend using Trust Wallet, MetaMask, or Rabby (set to BNB Smart Chain). Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDC BEP20 address before confirming — cryptocurrency transactions cannot be reversed.

What format is the USDC BEP20 address?

Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDC BEP20 to an address on another network can lose the coins.

Can I track my XTZ to USDC BEP20 swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XTZ payment on TzKT (https://tzkt.io) and your incoming USDC BEP20 on BscScan (https://bscscan.com).

Is it safe to exchange XTZ for USDC BEP20 on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XTZ deposit is converted and the USDC BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice — BNB Smart Chain transfers cannot be reversed.

Why swap XTZ to USDC BEP20?

Converting Tezos to USD Coin (BEP20) lets you exit a volatile crypto position into a dollar-pegged stablecoin without using a centralized exchange or going through KYC. This is useful for locking in profits, protecting against market downturns, or preparing funds for future trades — all while maintaining your privacy.

What happens if my XTZ to USDC BEP20 exchange fails?

If a swap cannot be completed, the XTZ is refunded to the Tezos address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XTZ to other coins

Easily swap Tezos with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks