XTZ to XRP: Exchange Tezos for XRP Without KYC

Send Tezos (XTZ) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. It is a cross-chain swap from Tezos to XRP Ledger, with no bridge and no wrapped tokens.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

XTZ

You Get

XRP

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

XTZ

Tezos

Price:

$0.3230

24h Change:

0.86%

Market Cap:

$354.31M

Volume (24h):

$8.61M

Circulating Supply:

1.10B XTZ

XRP

Price:

$1.54

24h Change:

3.34%

Market Cap:

$97.11B

Volume (24h):

$2.92B

Circulating Supply:

63.09B XRP

Data by CoinGecko

XTZ to XRP Exchange Rate

1 XTZ = 0.209713 XRP

The 1 Tezos to XRP reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XTZ to XRP swap at a glance

Everything that is specific to swapping Tezos to XRP on GhostSwap.

Tezos (XTZ)You send · Tezos network

XRPYou receive · XRP Ledger network

It is a cross-chain swap from Tezos to XRP Ledger, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your XRP is sent

Network fee

Paid in XTZby your wallet

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageXTZ on TzKT · XRP on XRPSCAN

Your XRP address

XRP Ledger addressIt starts with r. Wallets: Xaman or a Ledger.

Reference rate

1 XTZ ≈ 0.209713 XRP1 XRP ≈ 4.7684 XTZ · market prices, 2 Oct 2026

Minimum

About 93 XTZThe exact minimum and maximum are shown in the exchange box before you send.

Destination Tag for XRP

Only for exchange accountsPersonal wallets leave it empty.

Send XTZA few minutes to confirm on Tezos
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XRPSent to your address; XRP Ledger confirms in a few seconds

Facts checked 2 Oct 2026Reverse: XRP to XTZ

How much XRP do you get for XTZ?

GhostSwap quotes at 2 Oct 2026, 09:32 UTC. What lands in your wallet: service fee and XRP network fee already deducted.

Fees included

250XTZ

51.8242XRP

2,500XTZ

518.2329XRP

5,000XTZ

1,036.41XRP

The rate floats with the market until your XTZ deposit confirms. The minimum for this pair is about 93 XTZ. Enter any amount in the exchange box above for a live quote; no account needed.

Tezos to XRP: tags, reserves and timing

XTZ to XRP swaps Tezos into XRP, the coin of the XRP Ledger, which is used for fast payments and for moving value between wallets and exchanges. People make this switch to send funds quickly across borders or to fund an XRP wallet. The XRP is paid to the r-address you enter.

The XTZ deposit is usually confirmed in a few minutes, and XRP ledgers close every few seconds, so the payout settles quickly once sent. A brand-new XRP address is activated by the first payment that covers the network reserve, and from then on that reserve stays locked in the account.

Tips for this swap

XRP addresses start with r. Copy yours from Xaman or a Ledger.
Exchange deposit addresses for XRP are shared, so they come with a Destination Tag. Copy it into the tag field; leave the field blank for your own wallet.
If your XTZ sits on an exchange, withdraw it to your own Temple, Kukai or Ledger wallet first. Send from there and enter that tz address for refunds.

Is KYC needed to swap Tezos to XRP?

No. Standard swaps need no account, email or ID. Paste your XRP address, add a Destination Tag only if the address belongs to an exchange, and send the XTZ.

Why does my new XRP wallet show less than I received?

The XRP Ledger requires every account to hold a minimum balance, the reserve, and many wallets show that part as locked. It is not lost; it stays in your account for as long as the account exists.

Swap 1,600+ coins on our no-KYC crypto exchange

XTZ to XRP Live Price Chart

XTZ/XRP

Loading chart...

Reference market prices, updated live

What is Tezos?

Tezos (XTZ) is a self-amending blockchain platform designed for smart contracts and decentralized applications. Tezos pioneered on-chain governance, allowing stakeholders to vote on protocol upgrades without requiring hard forks. This makes Tezos one of the most adaptable blockchain networks, able to evolve smoothly over time. XTZ holders can participate in 'baking' (Tezos' version of staking) to secure the network and earn rewards. The platform is popular for NFTs, DeFi, and enterprise tokenization. Convert XTZ on GhostSwap to swap Tezos tokens for hundreds of other cryptocurrencies — no KYC, no registration, no delays.

What is XRP?

XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments. Transactions on the XRP Ledger settle in just 3-5 seconds with negligible fees, making it one of the most efficient payment networks in the cryptocurrency space. XRP is widely used for international remittances and liquidity transfers between financial institutions. Unlike proof-of-work chains, the XRP Ledger uses a consensus protocol that is energy-efficient and highly scalable. Exchange XRP on GhostSwap to move quickly between XRP and hundreds of other digital assets without identity verification or account creation.

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Why Swap XTZ for XRP?

Converting Tezos to XRP on GhostSwap upgrades your transaction speed and cuts your fees significantly — without needing KYC or a centralized exchange. Where Tezos transactions take a few minutes on Tezos, XRP confirms in 3–5 seconds. If you need faster, cheaper crypto transactions, swapping XTZ to XRP is a direct path to better performance.

Dramatically faster confirmations

Go from a few minutes on Tezos on Tezos to 3–5 seconds on XRP Ledger — a major upgrade in transaction speed.

Significantly lower transaction fees

Tezos network fees are paid in XTZ. After swapping, XRP transaction fees are negligible, typically a fraction of a cent — making XRP far more practical for frequent use.

Access fast cross-border payments and remittances

XRP opens the door to fast cross-border payments and remittances, giving you capabilities beyond what Tezos offers natively.

No accounts or verification

GhostSwap converts your XTZ to XRP without sign-ups, KYC, or personal data. Just a wallet address and your deposit.

Exchange XTZ for XRP on GhostSwap and start transacting on the XRP Ledger network. XRP transaction fees are negligible, typically a fraction of a cent.

Convert Tezos to XRP

XTZ	XRP at market price
100XTZ	20.9713XRP
250XTZ	52.4282XRP
1,000XTZ	209.7130XRP
2,500XTZ	524.2825XRP
25,000XTZ	5,242.82XRP

At market prices of $0.322958 per XTZ and $1.5400 per XRP (2 Oct 2026), 1,000 XTZ is worth about 209.7130 XRP. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert XRP to Tezos

XRP	XTZ at market price
25XRP	119.2105XTZ
50XRP	238.4211XTZ
250XRP	1,192.11XTZ
500XRP	2,384.21XTZ
2,500XRP	11,921.05XTZ
5,000XRP	23,842.11XTZ

Going the other way, 500 XRP is worth about 2,384.21 XTZ at the same prices.

How to Exchange Tezos to XRP

Select XTZ and XRP

Pick XTZ in “You send” and XRP in “You get”, then enter the amount. The box shows how much XRP you get and the minimum XTZ for this pair.

Enter XRP Address

Paste the XRP Ledger address that should receive the XRP (it starts with r). Add a Destination Tag only if that address belongs to an exchange account. Then enter the Tezos address you send XTZ from; a refund, if ever needed, goes there.

Send Tezos

Send exactly the amount shown from your own Tezos wallet to the one-time deposit address.

Receive XRP

Your XRP arrives on XRP Ledger, usually 5–15 minutes after you send. Follow each step on the status page with your swap ID.

Popular swap pairs

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XTZ to XRP: questions and answers

Everything you need to know about exchanging XTZ to XRP on GhostSwap.

How long does it take to swap XTZ to XRP on GhostSwap?

Most XTZ to XRP swaps finish in 5–15 minutes. Your XTZ deposit needs a few minutes to confirm on Tezos; after that the XRP is sent to your wallet and XRP Ledger confirms it in a few seconds. Busy networks can add a few minutes.

How much XRP do I get for 5,000 XTZ?

At 2 Oct 2026, 09:32 UTC, 5,000 XTZ swapped to about 1,036.41 XRP on GhostSwap, after the service fee and the XRP network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

What are the fees for converting Tezos to XRP?

The GhostSwap fee is already included in the rate in the exchange box, so the XRP amount you see is what you receive. On top of that, the Tezos network fee for your deposit is paid in XTZ by your wallet.

What wallet should I use to receive XRP?

To receive XRP from your swap, we recommend using Xaman (formerly Xumm), Trust Wallet, or a Ledger hardware wallet. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). Make sure your wallet supports the XRP Ledger network before starting the exchange. Double-check your XRP address before confirming — cryptocurrency transactions cannot be reversed.

What format is the XRP address?

Use a XRP Ledger address: it starts with r. Copy it from your wallet and paste it; never type it by hand.

Do I need a Destination Tag to receive XRP?

Only if the XRP goes to an exchange or custodial account that gave you a Destination Tag; enter it in the field shown in the exchange box. A personal XRP wallet does not need one.

Can I track my XTZ to XRP swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XTZ payment on TzKT (https://tzkt.io) and your incoming XRP on XRPScan (https://xrpscan.com).

Is it safe to exchange XTZ for XRP on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XTZ deposit is converted and the XRP is sent straight to the XRP Ledger address you enter, so check that address twice — XRP Ledger transfers cannot be reversed.

How does a cross-chain XTZ to XRP swap work?

Tezos lives on Tezos and XRP on XRP Ledger, two separate blockchains. Instead of a bridge, GhostSwap takes your XTZ on Tezos and pays native XRP on XRP Ledger, so you never hold a wrapped token or pay bridge fees.

What happens if my XTZ to XRP exchange fails?

If a swap cannot be completed, the XTZ is refunded to the Tezos address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap XTZ to other coins

Easily swap Tezos with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks