ATOM to XMR: Exchange Cosmos for Monero Without KYC
Exchange ATOM to XMR: send Cosmos (ATOM) on Cosmos Hub and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ATOM history.
Updated 2 November 2026
- within minutes
- No account · No KYC
- Paid to your wallet
- Fees included in quote
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Data by CoinGecko
ATOM to XMR Exchange Rate
The 1 Cosmos to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.
ATOM to XMR swap at a glance
Everything that is specific to swapping Cosmos to Monero on GhostSwap.
Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ATOM history. It is a cross-chain swap from Cosmos Hub to Monero, with no bridge and no wrapped tokens.
- Send ATOMUnder a minute to confirm on Cosmos Hub
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
How much XMR do I get for ATOM?
GhostSwap quotes at 2 Nov 2026, 20:38 UTC. What lands in your wallet: service fee and XMR network fee already deducted.
The rate floats with the market until your ATOM deposit confirms. The minimum for this pair is about 22 ATOM. Enter any amount in the exchange box above for a live quote; no account needed.
ATOM to XMR at the market rate, before fees
| ATOM | XMR, market rate, before fees |
|---|---|
| 22 ATOM | 0.051475 XMR |
| 25 ATOM | 0.058494 XMR |
| 50 ATOM | 0.116989 XMR |
| 250 ATOM | 0.584944 XMR |
| 500 ATOM | 1.1699 XMR |
| 2,500 ATOM | 5.8494 XMR |
| 5,000 ATOM | 11.6989 XMR |
Market prices of $1.4300 per ATOM and $611.1700 per XMR on 2 Nov 2026. The box above shows the amount after all fees.
ATOM to XMR price chart, market rate before fees
ATOM/XMR
How do I exchange ATOM to XMR?
Pick ATOM and XMR
Pick ATOM in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get after all fees, and the minimum for this pair.
Paste your Monero address
Paste the Monero address that should receive the XMR: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets that work: Feather, Cake Wallet or Monero GUI. Then enter the Cosmos Hub address you send ATOM from; a refund, if ever needed, goes there.
Send ATOM on Cosmos Hub
Send exactly the amount shown from your own Cosmos Hub wallet to the one-time deposit address, on the Cosmos Hub network.
Receive XMR
Your XMR is paid out once your ATOM deposit confirms, and Monero then confirms it in about 20 minutes (10 confirmations). Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Follow each step on the status page with your swap ID.
Cosmos Hub ATOM to Monero: memo, unbonding and timing
ATOM to XMR suits Cosmos users who want part of their holdings off a public chain. On the Cosmos Hub, balances, delegations and governance votes are tied to your cosmos1 address and can be browsed on Mintscan. Monero transactions show none of that: no visible sender, receiver or amount. GhostSwap swaps ATOM for XMR without an account.
Cosmos Hub blocks arrive every few seconds and are final once committed, so the deposit is credited quickly and the swap usually takes 5 to 15 minutes. Monero's 10-block lock then adds about 20 minutes before the XMR can be spent. Staked ATOM has to be undelegated first, and the Hub's unbonding period is 21 days; liquid staking tokens such as stATOM are separate tokens, so swap or redeem them for ATOM first.
Tips for this swap
- If the deposit details show a memo with the address, copy it exactly into the memo field in Keplr, Trust Wallet or Vultisig; it identifies your deposit.
- Send with a normal transfer from your Cosmos Hub account (cosmos1...) and enter that address as the refund address.
- Have your Monero payout address ready in Feather, Cake Wallet or Monero GUI, and copy it rather than typing its 95 characters.
Can I swap ATOM to XMR without KYC?
Yes. A standard swap needs no account, email or ID. You paste a Monero address, check the floating rate and send the ATOM, with the memo if one is shown; refunds go to your cosmos1 address.
What if my ATOM is on Osmosis?
Move it to your Cosmos Hub address with an IBC transfer first. Keplr shows the same account on both chains (osmo1... and cosmos1...), so this is one transfer inside the wallet; then send the ATOM from the Hub.
Common mistakes with ATOM to XMR
- Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
- A Monero address typed by hand (it is 95 characters): copy and paste it.
ATOM to XMR: questions and answers
Everything you need to know about exchanging ATOM to XMR on GhostSwap.
What is Cosmos? Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly.
What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today