ATOM to XMR: Exchange Cosmos for Monero Without KYC
Send Cosmos (ATOM) on Cosmos Hub and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ATOM history.
- 5–15 min
- No account · No KYC
- Non-custodial
- Fees included in quote
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Data by CoinGecko
ATOM to XMR Exchange Rate
The 1 Cosmos to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.
ATOM to XMR swap at a glance
Everything that is specific to swapping Cosmos to Monero on GhostSwap.
Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ATOM history. It is a cross-chain swap from Cosmos Hub to Monero, with no bridge and no wrapped tokens.
- Send ATOMUnder a minute to confirm on Cosmos Hub
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
How much XMR do you get for ATOM?
GhostSwap quotes at 11 Oct 2026, 17:29 UTC. What lands in your wallet: service fee and XMR network fee already deducted.
The rate floats with the market until your ATOM deposit confirms. The minimum for this pair is about 16 ATOM. Enter any amount in the exchange box above for a live quote; no account needed.
Cosmos Hub ATOM to Monero: memo, unbonding and timing
ATOM to XMR suits Cosmos users who want part of their holdings off a public chain. On the Cosmos Hub, balances, delegations and governance votes are tied to your cosmos1 address and can be browsed on Mintscan. Monero transactions show none of that: no visible sender, receiver or amount. GhostSwap swaps ATOM for XMR without an account.
Cosmos Hub blocks arrive every few seconds and are final once committed, so the deposit is credited quickly and the swap usually takes 5 to 15 minutes. Monero's 10-block lock then adds about 20 minutes before the XMR can be spent. Staked ATOM has to be undelegated first, and the Hub's unbonding period is 21 days; liquid staking tokens such as stATOM are separate tokens, so swap or redeem them for ATOM first.
Tips for this swap
- If the deposit details show a memo with the address, copy it exactly into the memo field in Keplr, Trust Wallet or Vultisig; it identifies your deposit.
- Send with a normal transfer from your Cosmos Hub account (cosmos1...) and enter that address as the refund address.
- Have your Monero payout address ready in Feather, Cake Wallet or Monero GUI, and copy it rather than typing its 95 characters.
Can I swap ATOM to XMR without KYC?
Yes. A standard swap needs no account, email or ID. You paste a Monero address, check the floating rate and send the ATOM, with the memo if one is shown; refunds go to your cosmos1 address.
What if my ATOM is on Osmosis?
Move it to your Cosmos Hub address with an IBC transfer first. Keplr shows the same account on both chains (osmo1... and cosmos1...), so this is one transfer inside the wallet; then send the ATOM from the Hub.
Going the other way? ![]()
Swap XMR to ATOM
Other ways to get Monero (XMR)
More ATOM swaps
Live prices: Monero price today
Coin guides: No-KYC Monero exchange
ATOM to XMR Live Price Chart
ATOM/XMR
Reference market prices, updated live
What is Cosmos?
Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly. ATOM is used for staking, governance, and securing the Cosmos Hub — the central chain that coordinates the network. Many major projects including Osmosis, Celestia, and dYdX have been built using Cosmos SDK technology.
What is Monero?
Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.
Why Swap ATOM for XMR?
Swapping Cosmos to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. Cosmos is transparent: transactions are public on Mintscan.
Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.
Your ATOM history stays public on the Cosmos Hub blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.
Monero fees are extremely low, making XMR practical for regular private transactions, not just large transfers.
GhostSwap processes your ATOM to XMR swap without KYC, sign-ups, or personal data collection. The ATOM you send is still visible on the Cosmos Hub blockchain; the privacy starts once the XMR is in your wallet.
Exchange ATOM for XMR on GhostSwap with no account and no sign-up. Most swaps are paid out within 5–15 minutes after you send your ATOM.
Convert Cosmos to Monero
| ATOM | XMR at market price |
|---|---|
| 16ATOM | 0.058875XMR |
| 25ATOM | 0.091992XMR |
| 50ATOM | 0.183984XMR |
| 100ATOM | 0.367968XMR |
| 250ATOM | 0.919920XMR |
| 500ATOM | 1.8398XMR |
| 2,500ATOM | 9.1992XMR |
| 5,000ATOM | 18.3984XMR |
At market prices of $1.9800 per ATOM and $538.0900 per XMR (11 Oct 2026), 250 ATOM is worth about 0.919920 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.
Convert Monero to Cosmos
| XMR | ATOM at market price |
|---|---|
| 0.05XMR | 13.5881ATOM |
| 0.1XMR | 27.1763ATOM |
| 0.2XMR | 54.3525ATOM |
| 0.5XMR | 135.8813ATOM |
| 1XMR | 271.7626ATOM |
| 2.5XMR | 679.4066ATOM |
| 10XMR | 2,717.63ATOM |
| 25XMR | 6,794.07ATOM |
Going the other way, 1 XMR is worth about 271.7626 ATOM at the same prices.
How to Exchange Cosmos to Monero
Select ATOM and XMR
Pick ATOM in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum ATOM for this pair.
Enter Monero Address
Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)). Then enter the Cosmos Hub address you send ATOM from; a refund, if ever needed, goes there.
Send Cosmos
Send exactly the amount shown from your own Cosmos Hub wallet to the one-time deposit address.
Receive Monero
Your XMR is usually paid out 5–15 minutes after you send your ATOM, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.
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ATOM to XMR: questions and answers
Everything you need to know about exchanging ATOM to XMR on GhostSwap.
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