ATOM to XMR: Exchange Cosmos for Monero Without KYC

Exchange ATOM to XMR: send Cosmos (ATOM) on Cosmos Hub and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ATOM history.

Updated 2 November 2026

  • within minutes
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
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ATOM
ATOM
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Cosmos Logo
ATOM
Cosmos
Price:
$1.43
24h Change:
-1.81%
Market Cap:
$770.92M
Volume (24h):
$40.69M
Circulating Supply:
539.62M ATOM
Monero Logo
XMR
Monero
Price:
$611.17
24h Change:
3.09%
Market Cap:
$11.51B
Volume (24h):
$137.11M
Circulating Supply:
18.83M XMR

Data by CoinGecko

ATOM to XMR Exchange Rate

1 ATOM = 0.002340 XMR

The 1 Cosmos to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ATOM to XMR swap at a glance

Everything that is specific to swapping Cosmos to Monero on GhostSwap.

Cosmos (ATOM)You send · Cosmos Hub network
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ATOM history. It is a cross-chain swap from Cosmos Hub to Monero, with no bridge and no wrapped tokens.

Swap time
within minutesdepends on network confirmations
Network fee
Paid in ATOMby your wallet
Account / KYC
NoneNo sign-up, email or ID
Tracking
Live status pageATOM on Mintscan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 ATOM ≈ 0.002340 XMR1 XMR ≈ 427.3916 ATOM · market prices, 2 Nov 2026
Minimum
About 22 ATOMThe exact minimum and maximum are shown in the exchange box before you send.
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send ATOMUnder a minute to confirm on Cosmos Hub
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 2 Nov 2026Reverse: XMR to ATOM

How much XMR do I get for ATOM?

GhostSwap quotes at 2 Nov 2026, 20:38 UTC. What lands in your wallet: service fee and XMR network fee already deducted.

After all fees
250ATOM
0.573531XMR
1,000ATOM
2.2942XMR

The rate floats with the market until your ATOM deposit confirms. The minimum for this pair is about 22 ATOM. Enter any amount in the exchange box above for a live quote; no account needed.

ATOM to XMR at the market rate, before fees

ATOMXMR, market rate, before fees
22 ATOM0.051475 XMR
25 ATOM0.058494 XMR
50 ATOM0.116989 XMR
250 ATOM0.584944 XMR
500 ATOM1.1699 XMR
2,500 ATOM5.8494 XMR
5,000 ATOM11.6989 XMR

Market prices of $1.4300 per ATOM and $611.1700 per XMR on 2 Nov 2026. The box above shows the amount after all fees.

ATOM to XMR price chart, market rate before fees

ATOM/XMR

Loading chart...

How do I exchange ATOM to XMR?

  1. Pick ATOM and XMR

    Pick ATOM in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get after all fees, and the minimum for this pair.

  2. Paste your Monero address

    Paste the Monero address that should receive the XMR: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets that work: Feather, Cake Wallet or Monero GUI. Then enter the Cosmos Hub address you send ATOM from; a refund, if ever needed, goes there.

  3. Send ATOM on Cosmos Hub

    Send exactly the amount shown from your own Cosmos Hub wallet to the one-time deposit address, on the Cosmos Hub network.

  4. Receive XMR

    Your XMR is paid out once your ATOM deposit confirms, and Monero then confirms it in about 20 minutes (10 confirmations). Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Follow each step on the status page with your swap ID.

Cosmos Hub ATOM to Monero: memo, unbonding and timing

ATOM to XMR suits Cosmos users who want part of their holdings off a public chain. On the Cosmos Hub, balances, delegations and governance votes are tied to your cosmos1 address and can be browsed on Mintscan. Monero transactions show none of that: no visible sender, receiver or amount. GhostSwap swaps ATOM for XMR without an account.

Cosmos Hub blocks arrive every few seconds and are final once committed, so the deposit is credited quickly and the swap usually takes 5 to 15 minutes. Monero's 10-block lock then adds about 20 minutes before the XMR can be spent. Staked ATOM has to be undelegated first, and the Hub's unbonding period is 21 days; liquid staking tokens such as stATOM are separate tokens, so swap or redeem them for ATOM first.

Tips for this swap

  • If the deposit details show a memo with the address, copy it exactly into the memo field in Keplr, Trust Wallet or Vultisig; it identifies your deposit.
  • Send with a normal transfer from your Cosmos Hub account (cosmos1...) and enter that address as the refund address.
  • Have your Monero payout address ready in Feather, Cake Wallet or Monero GUI, and copy it rather than typing its 95 characters.

Can I swap ATOM to XMR without KYC?

Yes. A standard swap needs no account, email or ID. You paste a Monero address, check the floating rate and send the ATOM, with the memo if one is shown; refunds go to your cosmos1 address.

What if my ATOM is on Osmosis?

Move it to your Cosmos Hub address with an IBC transfer first. Keplr shows the same account on both chains (osmo1... and cosmos1...), so this is one transfer inside the wallet; then send the ATOM from the Hub.

Common mistakes with ATOM to XMR

  • Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
  • A Monero address typed by hand (it is 95 characters): copy and paste it.

ATOM to XMR: questions and answers

Everything you need to know about exchanging ATOM to XMR on GhostSwap.

Can you swap Cosmos to Monero?
Yes. Pick ATOM and XMR in the box above, paste your Monero address and send the ATOM; the XMR goes straight to your wallet, with no account. Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit.
Where can I exchange ATOM for XMR?
On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send ATOM and receive XMR at the rate shown before you send.
Can I convert Cosmos to Monero anonymously?
GhostSwap asks for no account, email or ID. Your ATOM deposit is still visible on the Cosmos Hub blockchain; the XMR you receive is private by default, and no account ties the two together.
Is XMR illegal in the USA?
No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.
Why is XMR being delisted?
Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our Monero delistings tracker lists each one with its date and source.
How long does it take to swap ATOM to XMR on GhostSwap?
Most swaps finish within minutes. The exact time depends on how fast each network confirms your deposit. Your ATOM deposit needs under a minute to confirm on Cosmos Hub; after that the XMR is sent to your wallet and Monero confirms it in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
How much is 1 ATOM in XMR?
1 ATOM is worth about 0.002340 XMR at the market rate, before fees (market prices, 2 Nov 2026). GhostSwap's quote in the exchange box already includes the service fee and the XMR network fee. The minimum for this pair is about 22 ATOM. The rate floats with the market until your ATOM deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting Cosmos to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, the Cosmos Hub network fee for your deposit is paid in ATOM by your wallet.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

What is Cosmos? Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly.

What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today