ATOM to XMR: Exchange Cosmos for Monero Without KYC

Send Cosmos (ATOM) on Cosmos Hub and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ATOM history.

  • 5–15 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
ATOM
ATOM
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Cosmos Logo
ATOM
Cosmos
Price:
$1.98
24h Change:
0.51%
Market Cap:
$1.06B
Volume (24h):
$121.22M
Circulating Supply:
535.50M ATOM
Monero Logo
XMR
Monero
Price:
$538.09
24h Change:
2.61%
Market Cap:
$10.12B
Volume (24h):
$86.48M
Circulating Supply:
18.82M XMR

Data by CoinGecko

ATOM to XMR Exchange Rate

1 ATOM = 0.003680 XMR

The 1 Cosmos to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

ATOM to XMR swap at a glance

Everything that is specific to swapping Cosmos to Monero on GhostSwap.

Cosmos (ATOM)You send · Cosmos Hub network
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your ATOM history. It is a cross-chain swap from Cosmos Hub to Monero, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your XMR is sent
Network fee
Paid in ATOMby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageATOM on Mintscan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 ATOM ≈ 0.003680 XMR1 XMR ≈ 271.7626 ATOM · market prices, 11 Oct 2026
Minimum
About 16 ATOMThe exact minimum and maximum are shown in the exchange box before you send.
Deposit Memo
Include it if shownCopy the Memo from the deposit screen exactly.
  1. Send ATOMUnder a minute to confirm on Cosmos Hub
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 11 Oct 2026Reverse: XMR to ATOM

How much XMR do you get for ATOM?

GhostSwap quotes at 11 Oct 2026, 17:29 UTC. What lands in your wallet: service fee and XMR network fee already deducted.

Fees included
50ATOM
0.180033XMR
250ATOM
0.903286XMR
1,000ATOM
3.6144XMR

The rate floats with the market until your ATOM deposit confirms. The minimum for this pair is about 16 ATOM. Enter any amount in the exchange box above for a live quote; no account needed.

Cosmos Hub ATOM to Monero: memo, unbonding and timing

ATOM to XMR suits Cosmos users who want part of their holdings off a public chain. On the Cosmos Hub, balances, delegations and governance votes are tied to your cosmos1 address and can be browsed on Mintscan. Monero transactions show none of that: no visible sender, receiver or amount. GhostSwap swaps ATOM for XMR without an account.

Cosmos Hub blocks arrive every few seconds and are final once committed, so the deposit is credited quickly and the swap usually takes 5 to 15 minutes. Monero's 10-block lock then adds about 20 minutes before the XMR can be spent. Staked ATOM has to be undelegated first, and the Hub's unbonding period is 21 days; liquid staking tokens such as stATOM are separate tokens, so swap or redeem them for ATOM first.

Tips for this swap

  • If the deposit details show a memo with the address, copy it exactly into the memo field in Keplr, Trust Wallet or Vultisig; it identifies your deposit.
  • Send with a normal transfer from your Cosmos Hub account (cosmos1...) and enter that address as the refund address.
  • Have your Monero payout address ready in Feather, Cake Wallet or Monero GUI, and copy it rather than typing its 95 characters.

Can I swap ATOM to XMR without KYC?

Yes. A standard swap needs no account, email or ID. You paste a Monero address, check the floating rate and send the ATOM, with the memo if one is shown; refunds go to your cosmos1 address.

What if my ATOM is on Osmosis?

Move it to your Cosmos Hub address with an IBC transfer first. Keplr shows the same account on both chains (osmo1... and cosmos1...), so this is one transfer inside the wallet; then send the ATOM from the Hub.

ATOM to XMR Live Price Chart

ATOM/XMR

Loading chart...

Reference market prices, updated live

ATOM

What is Cosmos?

Cosmos (ATOM) powers an ecosystem of independent, interconnected blockchains known as the 'Internet of Blockchains.' Using the Inter-Blockchain Communication (IBC) protocol, Cosmos enables different chains to transfer tokens and data between each other seamlessly. ATOM is used for staking, governance, and securing the Cosmos Hub — the central chain that coordinates the network. Many major projects including Osmosis, Celestia, and dYdX have been built using Cosmos SDK technology.

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

ATOM → XMR

Why Swap ATOM for XMR?

Swapping Cosmos to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. Cosmos is transparent: transactions are public on Mintscan.

Shield your financial activity

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.

Keep new funds off the public ledger

Your ATOM history stays public on the Cosmos Hub blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.

Low fees on the Monero network

Monero fees are extremely low, making XMR practical for regular private transactions, not just large transfers.

No identity verification required

GhostSwap processes your ATOM to XMR swap without KYC, sign-ups, or personal data collection. The ATOM you send is still visible on the Cosmos Hub blockchain; the privacy starts once the XMR is in your wallet.

Exchange ATOM for XMR on GhostSwap with no account and no sign-up. Most swaps are paid out within 5–15 minutes after you send your ATOM.

ATOM

Convert Cosmos to Monero

ATOMXMR at market price
16ATOM0.058875XMR
25ATOM0.091992XMR
50ATOM0.183984XMR
100ATOM0.367968XMR
250ATOM0.919920XMR
500ATOM1.8398XMR
2,500ATOM9.1992XMR
5,000ATOM18.3984XMR

At market prices of $1.9800 per ATOM and $538.0900 per XMR (11 Oct 2026), 250 ATOM is worth about 0.919920 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.

XMR

Convert Monero to Cosmos

XMRATOM at market price
0.05XMR13.5881ATOM
0.1XMR27.1763ATOM
0.2XMR54.3525ATOM
0.5XMR135.8813ATOM
1XMR271.7626ATOM
2.5XMR679.4066ATOM
10XMR2,717.63ATOM
25XMR6,794.07ATOM

Going the other way, 1 XMR is worth about 271.7626 ATOM at the same prices.

How to Exchange Cosmos to Monero

Line Vector
Select Crypto Currency

Select ATOM and XMR

Pick ATOM in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum ATOM for this pair.

Select Wallet Address
Line Vector

Enter Monero Address

Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)). Then enter the Cosmos Hub address you send ATOM from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Cosmos

Send exactly the amount shown from your own Cosmos Hub wallet to the one-time deposit address.

Receive Crypto

Receive Monero

Your XMR is usually paid out 5–15 minutes after you send your ATOM, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

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ATOM to XMR: questions and answers

Everything you need to know about exchanging ATOM to XMR on GhostSwap.

How long does it take to swap ATOM to XMR on GhostSwap?
Most ATOM to XMR swaps are paid out within 5–15 minutes: the ATOM deposit needs under a minute to confirm on Cosmos Hub, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
How much XMR do I get for 1,000 ATOM?
At 11 Oct 2026, 17:29 UTC, 1,000 ATOM swapped to about 3.6144 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
What are the fees for converting Cosmos to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, the Cosmos Hub network fee for your deposit is paid in ATOM by your wallet.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.
Can I track my ATOM to XMR swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ATOM payment on Mintscan (https://www.mintscan.io/cosmos).
Is it safe to exchange ATOM for XMR on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your ATOM deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice, Monero transfers cannot be reversed.
Can my ATOM to XMR swap be traced?
Your ATOM transaction to GhostSwap is visible on the Cosmos Hub blockchain since Cosmos is transparent: transactions are public on Mintscan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping ATOM to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.
How does a cross-chain ATOM to XMR swap work?
Cosmos lives on Cosmos Hub and Monero on Monero, two separate blockchains. Instead of a bridge, GhostSwap takes your ATOM on Cosmos Hub and pays native XMR on Monero, so you never hold a wrapped token or pay bridge fees.
What happens if my ATOM to XMR exchange fails?
If a swap cannot be completed, the ATOM is refunded to the Cosmos Hub address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.