Swapping BTC to XMR converts Bitcoin into Monero in a single crypto-to-crypto trade, with no account and no identity check. You send Bitcoin to a one-time deposit address and receive Monero at the address you supply. GhostSwap is a no-KYC crypto exchange: no sign-up, no email, no KYC to swap.
TL;DR: Send BTC, receive XMR at your own Monero address. No account, non-custodial, floating-rate. Median completion is about 8 minutes.
How the BTC to XMR swap works
A BTC to XMR swap is a wallet-to-wallet conversion. GhostSwap never holds your funds — Bitcoin passes through non-custodially and settles as Monero at your receiving address. There is no account to open and no identity verification to swap.
The rate is floating: floating-rate pricing from aggregated liquidity from leading crypto markets. That means the exact XMR amount is set when your BTC deposit is detected on-chain, not at the moment you click. If BTC/XMR moves while your deposit confirms, the output reflects that movement. There is no fixed-rate lock before your funds arrive.
GhostSwap supports 1,600+ pairs across roughly 200 assets, so BTC to XMR is a standard, liquid route.
Swap BTC to XMR in 4 steps
- Enter your amount — Type how much BTC you want to swap. GhostSwap shows a live XMR estimate from current market rates.
- Add your Monero address — This is where your XMR lands. Check it character-by-character; Monero addresses are long and a single wrong character means the funds cannot be recovered.
- Add a BTC refund address — Optional but recommended. If the swap cannot complete, your Bitcoin returns here without a support ticket.
- Send your BTC — Send Bitcoin to the one-time deposit address shown. Once the network confirms it, the XMR conversion runs and settles to your Monero wallet.
Start a BTC to XMR swap on the GhostSwap swap widget — no account, no email, no KYC.
Timing and what to expect
| Feature | GhostSwap BTC → XMR |
|---|---|
| Account / KYC | None required |
| Custody | Non-custodial pass-through |
| Pricing | Floating rate from aggregated liquidity |
| Supported pairs | 1,600+ across ~200 assets |
| Typical completion (p50) | ~8 minutes |
| Longer tail (p95) | ~30 minutes |
Completion time depends on two things: Bitcoin confirmation speed and the exchange step. Median completion is about 8 minutes; the slower tail (p95) runs to about 30 minutes when the Bitcoin network is congested. That wait is confirmations, not the swap sitting idle — send during quieter blocks if speed matters.
Why do people pair Bitcoin with Monero specifically? Monero uses privacy features built into its protocol — ring signatures and stealth addresses — so on-chain amounts and addresses are not publicly linkable the way Bitcoin's are (see the Monero whitepaper, van Saberhagen 2013). Converting BTC to XMR moves value from a transparent ledger to a shielded one.
FAQ
Q: Do I need an account to swap BTC to XMR?
A: No. There is no account, no email, and no identity verification or KYC to swap. You supply a Monero receiving address and, optionally, a Bitcoin refund address. Funds pass through non-custodially and are never held by GhostSwap.
Q: How long does a BTC to XMR swap take?
A: Median completion is about 8 minutes. The slower tail (p95) is around 30 minutes when the Bitcoin network is congested. The wait is on-chain confirmations, not processing delay.
Q: What rate do I get?
A: A floating rate from aggregated liquidity from leading crypto markets. The exact XMR amount locks when your BTC deposit is detected on-chain, so it can move slightly from the estimate you saw at quote time. There is no fixed-rate option.
Q: What if my swap doesn't complete?
A: Add a Bitcoin refund address when you start. If the swap cannot finish, your BTC returns to that address. Skip the field and you'll need to contact support to arrange the return manually.
Start your swap
Enter an amount, paste your Monero address, and send your BTC. Begin on the GhostSwap swap widget, or read how to buy crypto if you're new to non-custodial swaps.
