XMR to USDC Polygon: Exchange Monero for USD Coin (Polygon) Without KYC
Exchange XMR to USDC Polygon: send Monero (XMR) and receive USD Coin (USDC Polygon, a token on Polygon PoS) in your own wallet, with no account and no KYC. The USDC Polygon arrives as an ordinary transfer on Polygon PoS, while the XMR you send stays private on its own chain.
Updated 21 October 2026
- 20–60 min
- No account · No KYC
- Non-custodial
- Fees included in quote
By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.
Data by CoinGecko
XMR to USDC Polygon Exchange Rate
The 1 Monero to USD Coin (Polygon) reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.
XMR to USDC Polygon swap at a glance
Everything that is specific to swapping Monero to USD Coin on GhostSwap.
The USDC Polygon arrives as an ordinary transfer on Polygon PoS, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to Polygon PoS, with no bridge and no wrapped tokens.
- Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive USDC PolygonSent to your address; Polygon PoS confirms in about a minute
How much USDC Polygon do I get for XMR?
GhostSwap quotes at 21 Oct 2026, 22:05 UTC. What lands in your wallet: service fee and USDC Polygon network fee already deducted.
0.2XMR1XMR2.5XMRThe rate floats with the market until your XMR deposit confirms. The minimum for this pair is about 0.049 XMR. Enter any amount in the exchange box above for a live quote; no account needed.
XMR to USDC Polygon at the market rate, before fees
| XMR | USDC Polygon, market rate, before fees |
|---|---|
| 0.049 XMR | 30.5680 USDC Polygon |
| 0.05 XMR | 31.1918 USDC Polygon |
| 0.1 XMR | 62.3837 USDC Polygon |
| 0.2 XMR | 124.7673 USDC Polygon |
| 0.5 XMR | 311.9183 USDC Polygon |
| 1 XMR | 623.8366 USDC Polygon |
| 2.5 XMR | 1,559.59 USDC Polygon |
| 10 XMR | 6,238.37 USDC Polygon |
| 25 XMR | 15,595.91 USDC Polygon |
Market prices of $623.6800 per XMR and $0.999749 per USDC Polygon on 21 Oct 2026. The box above shows the amount after all fees.
XMR to USDC Polygon price chart, market rate before fees
XMR/USDC (Polygon)
How do I exchange XMR to USDC Polygon?
Pick XMR and USDC Polygon
Pick XMR in “You send” and USDC Polygon in “You get”, then enter the amount. The box shows how much USDC Polygon you get after all fees, and the minimum for this pair.
Paste your Polygon PoS address
Paste the Polygon PoS address that should receive the USDC Polygon: it starts with 0x followed by 40 hexadecimal characters. Wallets that work: MetaMask or Rabby. Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.
Send XMR on Monero
Send exactly the amount shown from your own Monero wallet to the one-time deposit address, on the Monero network.
Receive USDC Polygon
Your USDC Polygon is usually paid out 20–60 minutes after you send your XMR, and Polygon PoS then confirms it in about a minute. Follow each step on the status page with your swap ID.
Common mistakes with XMR to USDC Polygon
- Using the wrong network: USDC Polygon is on Polygon. Base, Arbitrum, Polygon and Ethereum share the same 0x address format, so check the network in your wallet before you send or paste an address.
- Sending XMR from a wallet that is not fully synced.
- Leaving too little XMR in the wallet for the network fee.
- Pasting an address from another network: the USDC Polygon address starts with 0x followed by 40 hexadecimal characters.
XMR to USDC Polygon: questions and answers
Everything you need to know about exchanging XMR to USDC (Polygon) on GhostSwap.
What is Monero? Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Monero price today
What is USD Coin? USD Coin on Polygon Chain (USDC (Polygon)) is a stablecoin pegged 1:1 to the U.S.