XMR to USDT BEP20: Exchange Monero for Tether (BEP20) Without KYC

Send Monero (XMR) and receive Tether (USDT BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. The USDT BEP20 arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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XMR
XMR
USDT (BEP20)
USDT (BEP20)


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

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Monero Logo
XMR
Monero
Price:
$557.66
24h Change:
-1.06%
Market Cap:
$10.50B
Volume (24h):
$113.82M
Circulating Supply:
18.81M XMR
Tether Binance Smart Chain Logo
USDT (BEP20)
Tether (USDT) on BNB Smart Chain
Price:
$0.9994
24h Change:
-0.04%
Market Cap:
$183.98B
Volume (24h):
$71.75B
Circulating Supply:
184.09B USDT (BEP20)

Data by CoinGecko

XMR to USDT (BEP20) Exchange Rate

1 XMR = 557.9909 USDT (BEP20)

The 1 Monero to Tether (USDT) on BNB Smart Chain reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to USDT BEP20 swap at a glance

Everything that is specific to swapping Monero to Tether on GhostSwap.

Monero (XMR)You send · Monero network
Tether (USDT BEP20)You receive · BEP-20 token on BNB Smart Chain

The USDT BEP20 arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your USDT BEP20 is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDT BEP20 on BscScan
Your USDT BEP20 address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XMR ≈ 557.9909 USDT BEP201 USDT BEP20 ≈ 0.001792 XMR · market prices, 8 Oct 2026
Minimum
About 0.054 XMRThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDT BEP20Sent to your address; BNB Smart Chain confirms in under a minute
Facts checked 8 Oct 2026Reverse: USDT BEP20 to XMR

How much USDT BEP20 do you get for XMR?

GhostSwap quotes at 8 Oct 2026, 08:15 UTC. What lands in your wallet: service fee and USDT BEP20 network fee already deducted.

Fees included
0.2XMR
109.7357USDT BEP20
1XMR
550.5317USDT BEP20
5XMR
2,754.51USDT BEP20

The rate floats with the market until your XMR deposit confirms. The minimum for this pair is about 0.054 XMR. Enter any amount in the exchange box above for a live quote; no account needed.

Getting USDT on BNB Smart Chain (BEP-20) for Monero

This pair pays out Tether on BNB Smart Chain for Monero. BNB Smart Chain is an EVM network with 0x addresses, and its USDT is the BEP-20 token that BscScan lists as BSC-USD. People choose it to hold USDT in Trust Wallet, MetaMask or a BSC app rather than on Ethereum or Tron. The payout is public on BscScan, while the XMR you send stays private on the Monero chain.

Plan for 20 to 60 minutes: the XMR deposit is usually credited within about 20 minutes, then BNB Smart Chain confirms the USDT in seconds. A 0x address is valid on Ethereum and BNB Smart Chain alike, so the coin you pick in the exchange box decides the network, not the address. Picking the wrong USDT would send the payout to the right address on the wrong chain.

Tips for this swap

  • Select USDT BEP20 as the coin you receive. USDT ERC20, USDT TRC20 and USDT on other networks are separate entries.
  • If the USDT does not appear in your wallet, add contract 0x55d398326f99059fF775485246999027B3197955 on BNB Smart Chain.
  • Keep a little BNB in the receiving wallet; most BSC wallets need it as gas to move the USDT.

Can I swap XMR to USDT BEP20 without an account or KYC?

Yes. Swapping XMR to BEP-20 USDT needs no sign-up, email or ID. Give your BNB Smart Chain 0x address for the USDT and a Monero address for refunds, check the floating rate and send the XMR.

Why is my USDT called BSC-USD on BscScan?

That is the name of the USDT token contract on BNB Smart Chain. It is the same BEP-20 USDT that BSC wallets and apps use, and most wallets display it simply as USDT.

XMR to USDT BEP20 Live Price Chart

XMR/USDT (BEP20)

Loading chart...

Reference market prices, updated live

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. Monero is widely used by people who value financial privacy.

USDTBSC

What is Tether (USDT) on BNB Smart Chain?

Tether (USDT (BEP20)) is the Tether stablecoin operating on the Binance Smart Chain (BSC). Pegged 1:1 to the U.S. Dollar, USDT on BSC offers faster transaction times and lower fees compared to Ethereum. It provides a stable medium of exchange within the BSC DeFi ecosystem.

XMR → USDTBSC

Why Swap XMR for USDT BEP20?

Converting Monero to Tether (USDT) on BNB Smart Chain with GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. Swapping XMR to USDT (BEP20) without KYC means there is no account or identity linking your private holdings to your new Tether (USDT) on BNB Smart Chain.

Access wider trading pairs and liquidity

Tether (USDT) on BNB Smart Chain is widely listed, giving you more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your USDT (BEP20) arrives as a fresh transaction on the BNB Smart Chain (BEP-20) blockchain with no visible connection to your XMR holdings. No KYC means no identity link.

About Tether (USDT) on BNB Smart Chain

Tether (USDT) on BNB Smart Chain is used for dollar-pegged transfers on BNB Smart Chain.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your XMR to USDT (BEP20) swap needs no account or ID.

Exchange XMR for USDT (BEP20) on GhostSwap: your Tether (USDT) on BNB Smart Chain is usually paid out 20–60 minutes after you send. No registration and no verification for standard swaps.

XMR

Convert Monero to Tether (USDT) on BNB Smart Chain

XMRUSDT (BEP20) at market price
0.054XMR30.1315USDT (BEP20)
0.1XMR55.7991USDT (BEP20)
0.2XMR111.5982USDT (BEP20)
0.5XMR278.9954USDT (BEP20)
1XMR557.9909USDT (BEP20)
2.5XMR1,394.98USDT (BEP20)
10XMR5,579.91USDT (BEP20)
25XMR13,949.77USDT (BEP20)

At market prices of $557.6600 per XMR and $0.999407 per USDT (BEP20) (8 Oct 2026), 1 XMR is worth about 557.9909 USDT (BEP20). Your exact amount, after network fees, is shown in the exchange box before you send.

USDTBSC

Convert Tether (USDT) on BNB Smart Chain to Monero

USDT (BEP20)XMR at market price
25USDT (BEP20)0.044804XMR
50USDT (BEP20)0.089607XMR
100USDT (BEP20)0.179214XMR
250USDT (BEP20)0.448036XMR
500USDT (BEP20)0.896072XMR
1,000USDT (BEP20)1.7921XMR
5,000USDT (BEP20)8.9607XMR
10,000USDT (BEP20)17.9214XMR

Going the other way, 500 USDT (BEP20) is worth about 0.896072 XMR at the same prices.

How to Exchange Monero to Tether (BEP20)

Line Vector
Select Crypto Currency

Select XMR and USDT BEP20

Pick XMR in “You send” and USDT BEP20 in “You get”, then enter the amount. The box shows how much USDT BEP20 you get and the minimum XMR for this pair.

Select Wallet Address
Line Vector

Enter Tether (BEP20) Address

Paste the BNB Smart Chain address that should receive the USDT BEP20 (it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum)). Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

Sent Crypto Currency
Line Vector

Send Monero

Send exactly the amount shown from your own Monero wallet to the one-time deposit address.

Receive Crypto

Receive Tether (BEP20)

Your USDT BEP20 is usually paid out 20–60 minutes after you send your XMR, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

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XMR to USDT BEP20: questions and answers

Everything you need to know about exchanging XMR to USDT (BEP20) on GhostSwap.

How long does it take to swap XMR to USDT BEP20 on GhostSwap?
Most XMR to USDT BEP20 swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the USDT BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes.
How much USDT BEP20 do I get for 5 XMR?
At 8 Oct 2026, 08:15 UTC, 5 XMR swapped to about 2,754.51 USDT BEP20 on GhostSwap, after the service fee and the USDT BEP20 network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
What are the fees for converting Monero to Tether (BEP20)?
The GhostSwap fee is already included in the rate in the exchange box, so the USDT BEP20 amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive USDT BEP20?
To receive Tether (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your USDT BEP20 address before confirming, cryptocurrency transactions cannot be reversed.
What format is the USDT BEP20 address?
Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending USDT BEP20 to an address on another network can lose the coins.
Can I track my XMR to USDT BEP20 swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming USDT BEP20 on BscScan (https://bscscan.com).
Is it safe to exchange XMR for USDT BEP20 on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the USDT BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed.
Will my USDT BEP20 be linked to my XMR?
Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The USDT BEP20 you receive will appear as a fresh transaction on the BNB Smart Chain (BEP-20) blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.
Why swap XMR to USDT BEP20?
Converting Monero to Tether (BEP20) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.
What happens if my XMR to USDT BEP20 exchange fails?
If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.