XMR to USDT BEP20: Exchange Monero for Tether (BEP20) Without KYC

Exchange XMR to USDT BEP20: send Monero (XMR) and receive Tether (USDT BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. The USDT BEP20 arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain.

Updated 26 October 2026

  • 20–60 min
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
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Monero Logo
XMR
Monero
Price:
$608.68
24h Change:
4.28%
Market Cap:
$11.46B
Volume (24h):
$193.80M
Circulating Supply:
18.82M XMR
Tether Binance Smart Chain Logo
USDT (BEP20)
Tether (USDT) on BNB Smart Chain
Price:
$0.9981
24h Change:
-0.08%
Market Cap:
$180.17B
Volume (24h):
$87.59B
Circulating Supply:
180.51B USDT (BEP20)

Data by CoinGecko

XMR to USDT BEP20 Exchange Rate

1 XMR = 609.8234 USDT BEP20

The 1 Monero to Tether (BEP20) reference rate at market prices, before fees.

Live market rate

XMR to USDT BEP20 swap at a glance

Send XMR from Feather, Cake Wallet or Monero GUI.

Monero (XMR)You send · Monero network
Tether (USDT BEP20)You receive · BEP-20 token on BNB Smart Chain

It is a cross-chain swap from Monero to BNB Smart Chain, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your USDT BEP20 is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDT BEP20 on BscScan
Your USDT BEP20 address
BNB Smart Chain addressIt starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby.
Reference rate
1 XMR ≈ 609.8234 USDT BEP201 USDT BEP20 ≈ 0.001640 XMR · market prices, 30 Oct 2026
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive USDT BEP20Sent to your address; BNB Smart Chain confirms in under a minute
Facts checked 30 Oct 2026Reverse: USDT BEP20 to XMR

How much USDT BEP20 do I get for XMR?

Enter any amount in the box above for a live quote, after all fees.

XMR to USDT BEP20 at the market rate, before fees

XMRUSDT BEP20, market rate, before fees
0.05 XMR30.4912 USDT BEP20
0.1 XMR60.9823 USDT BEP20
0.2 XMR121.9647 USDT BEP20
0.5 XMR304.9117 USDT BEP20
1 XMR609.8234 USDT BEP20
2.5 XMR1,524.56 USDT BEP20
10 XMR6,098.23 USDT BEP20
25 XMR15,245.59 USDT BEP20

Market prices of $608.6800 per XMR and $0.998125 per USDT BEP20 on 30 Oct 2026. The box above shows the amount after all fees.

XMR to USDT BEP20 price chart, market rate before fees

XMR/USDT (BEP20)

Loading chart...

How do I exchange XMR to USDT BEP20?

  1. Pick XMR and USDT BEP20

    Pick XMR in “You send” and USDT BEP20 in “You get”, then enter the amount. The box shows how much USDT BEP20 you get after all fees, and the minimum for this pair.

  2. Paste your BNB Smart Chain address

    Paste the BNB Smart Chain address that should receive the USDT BEP20: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets that work: Trust Wallet, MetaMask or Rabby. Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.

  3. Send XMR on Monero

    Send exactly the amount shown from your own Monero wallet to the one-time deposit address, on the Monero network.

  4. Receive USDT BEP20

    Your USDT BEP20 is usually paid out 20–60 minutes after you send your XMR, and BNB Smart Chain then confirms it in under a minute. Follow each step on the status page with your swap ID.

Getting USDT on BNB Smart Chain (BEP-20) for Monero

This pair pays out Tether on BNB Smart Chain for Monero. BNB Smart Chain is an EVM network with 0x addresses, and its USDT is the BEP-20 token that BscScan lists as BSC-USD. People choose it to hold USDT in Trust Wallet, MetaMask or a BSC app rather than on Ethereum or Tron. The payout is public on BscScan, while the XMR you send stays private on the Monero chain.

Plan for 20 to 60 minutes: the XMR deposit is usually credited within about 20 minutes, then BNB Smart Chain confirms the USDT in seconds. A 0x address is valid on Ethereum and BNB Smart Chain alike, so the coin you pick in the exchange box decides the network, not the address. Picking the wrong USDT would send the payout to the right address on the wrong chain.

Tips for this swap

  • Select USDT BEP20 as the coin you receive. USDT ERC20, USDT TRC20 and USDT on other networks are separate entries.
  • If the USDT does not appear in your wallet, add contract 0x55d398326f99059fF775485246999027B3197955 on BNB Smart Chain.
  • Keep a little BNB in the receiving wallet; most BSC wallets need it as gas to move the USDT.

Can I swap XMR to USDT BEP20 without an account or KYC?

Yes. Swapping XMR to BEP-20 USDT needs no sign-up, email or ID. Give your BNB Smart Chain 0x address for the USDT and a Monero address for refunds, check the floating rate and send the XMR.

Why is my USDT called BSC-USD on BscScan?

That is the name of the USDT token contract on BNB Smart Chain. It is the same BEP-20 USDT that BSC wallets and apps use, and most wallets display it simply as USDT.

Common mistakes with XMR to USDT BEP20

  • Sending XMR from a wallet that is not fully synced.
  • Leaving too little XMR in the wallet for the network fee.
  • Pasting an address from another network: the USDT BEP20 address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum).

XMR to USDT BEP20: questions and answers

Can you swap Monero to Tether?
Yes. Pick XMR and USDT BEP20 in the box above, paste your BNB Smart Chain address and send the XMR; the USDT BEP20 goes straight to your wallet in about 20 to 60 minutes, with no account.
Where can I exchange XMR for USDT BEP20?
On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send XMR and receive USDT BEP20 at the rate shown before you send.
Can I convert Monero to Tether anonymously?
GhostSwap asks for no account, email or ID. Your XMR deposit is private on the Monero blockchain; the USDT BEP20 payout is public on BNB Smart Chain, so receive it at a new address that has no history.
Is XMR illegal in the USA?
No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.
Why is XMR being delisted?
Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our Monero delistings tracker lists each one with its date and source.
How long does it take to swap XMR to USDT BEP20 on GhostSwap?
Most XMR to USDT BEP20 swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the USDT BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute.
How much is 1 XMR in USDT BEP20?
1 XMR is worth about 609.8234 USDT BEP20 at the market rate, before fees (market prices, 30 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDT BEP20 network fee. The Monero network fee for sending the XMR is paid separately, in XMR. The rate floats with the market until your XMR deposit confirms.
Can I send XMR straight to my USDT BEP20 address?
No. XMR moves on Monero and USDT BEP20 on BNB Smart Chain, so XMR can only be sent to a Monero address. To swap, send the XMR to the one-time deposit address GhostSwap shows, and the USDT BEP20 is paid to the BNB Smart Chain address you enter, with no bridge or wrapped token.
What wallet and address do I need to receive USDT BEP20?
Use a BNB Smart Chain address from a wallet you control, such as Trust Wallet, MetaMask or Rabby. The address starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Sending USDT BEP20 to an address on another network can lose the coins. GhostSwap never holds your funds: the USDT BEP20 is sent straight to the address you enter.

What is Monero? Monero (XMR) is the leading privacy cryptocurrency and hides the sender, receiver and amount of every transaction by default. Monero price today

What is Tether? Tether (USDT (BEP20)) is the Tether stablecoin operating on the Binance Smart Chain (BSC).