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Swap BTC to XMR without an account or KYC. Non-custodial, floating-rate, 1,600+ pairs, typically 8 minutes. See live rates and start a Bitcoin-to-Monero swap.

A no-KYC BTC to XMR swap converts your Bitcoin into Monero without an account, an email, or identity verification. You supply a Monero receiving address, send BTC to a generated deposit address, and the coins pass through non-custodially — GhostSwap never holds them. Most swaps finish in about 8 minutes.

TL;DR: You can swap BTC to XMR on GhostSwap with no account and no KYC. It's non-custodial, floating-rate, and typically completes in ~8 minutes.

A no-KYC crypto swap is a crypto-to-crypto exchange that needs no account and no identity verification. Unlike a centralised exchange that holds your balance, a non-custodial swap passes funds straight through from your wallet to your destination address.

Why people move BTC to XMR

Bitcoin runs on a transparent ledger. Every BTC address, balance, and transaction is public and permanent — anyone with the address can trace its history. Monero works differently: ring signatures, stealth addresses, and confidential transactions hide the sender, receiver, and amount at the protocol level.

Converting BTC to XMR moves value from a fully transparent chain to a privacy-preserving one. Once the XMR lands in a wallet you control — Cake Wallet, Feather, or Monerujo — the on-chain link back to your Bitcoin history is broken by Monero's design, not by any promise from a swap service.

That protocol behavior is fixed. It doesn't depend on the venue you use to make the conversion.

How to swap BTC to XMR — step by step

The swap runs in five steps. You never create an account and you never hand over an ID.

  1. Pick the pair — Choose BTC as the send asset and XMR as the receive asset on the BTC to XMR swap page. Enter the amount of Bitcoin you want to convert.
  2. Enter your Monero address — Supply the XMR receiving address where your Monero should land. Add a BTC refund address in case the swap can't complete. Double-check the Monero address — it's long, and one wrong character means funds can't be recovered.
  3. Send BTC — GhostSwap generates a deposit address. Send your Bitcoin to it from your own wallet.
  4. Convert — Once your BTC deposit is detected on-chain, the conversion runs against floating-rate pricing from aggregated liquidity from leading crypto markets.
  5. Receive XMR — Monero is sent to the address you gave in step 2. No account, no email, no identity verification at any point.

BTC to XMR: GhostSwap vs a centralised exchange

Feature GhostSwap Centralised exchange
Account / KYC None required Account + identity verification
Custody Non-custodial pass-through Exchange holds your funds
Pairs supported 1,600+ across ~200 assets Varies
Pricing Floating-rate from aggregated liquidity Order book or fixed
Typical completion ~8 minutes (p50) Varies with withdrawal queues

GhostSwap requires no account and no KYC to swap. Funds pass through and are never held. The service supports 1,600+ trading pairs across roughly 200 assets, so the BTC to XMR route is one of the most liquid paths available.

What to expect on timing and rate

Swap completion time is typically 8 minutes at the median, and about 30 minutes at the 95th percentile. The two variables are Bitcoin network confirmation speed and the exchange step itself. Congested BTC mempools push the timeline toward the upper end.

Pricing is floating-rate. That means the exact XMR amount is set when your BTC deposit is confirmed on-chain — not when you clicked. During normal conditions the spread between quote and execution is small, but if BTC moves sharply while your deposit confirms, the output reflects that move. There is no fixed-rate lock before your funds arrive.

Start a conversion from the BTC to XMR swap page or the swap widget on the homepage.

FAQ

Q: Do I need an account to swap BTC to XMR?
A: No. There's no account, no email, and no identity verification or KYC to swap. You supply a Monero receiving address and, optionally, a Bitcoin refund address. That's the entire model.

Q: How long does a BTC to XMR swap take?
A: Typically about 8 minutes at the median and up to roughly 30 minutes at the 95th percentile. Timing depends on Bitcoin confirmation speed and network congestion.

Q: Is the swap non-custodial?
A: Yes. Funds pass through — GhostSwap never holds them. You send BTC to a deposit address and XMR is delivered to the address you control.

Q: Why swap BTC to XMR instead of holding Bitcoin?
A: Bitcoin's ledger is transparent — every address and transaction is public. Monero hides sender, receiver, and amount at the protocol level, so converting to XMR moves value onto a privacy-preserving chain.

Questions about a specific route? Start from the homepage swap widget and enter your pair to see a live rate.