XRP to ZEC: Exchange XRP for Zcash Without KYC
Exchange XRP to ZEC: send XRP on XRP Ledger and receive Zcash (ZEC) in your own wallet, with no account and no KYC. Zcash supports shielded transfers, which hide the sender, receiver and amount once the coins are in a shielded address.
Updated 19 October 2026
- 5–15 min
- No account · No KYC
- Paid to your wallet
- Fees included in quote
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Data by CoinGecko
XRP to ZEC Exchange Rate
The 1 XRP to Zcash reference rate at market prices, before fees.
XRP to ZEC swap at a glance
Send XRP from Xaman or a Ledger.
It is a cross-chain swap from XRP Ledger to Zcash, with no bridge and no wrapped tokens.
- Send XRPA few seconds to confirm on XRP Ledger
- GhostSwap swaps itAt the floating rate, fees already in the quote
- Receive ZECSent to your address; Zcash confirms in about 10–20 minutes
How much ZEC do I get for XRP?
GhostSwap quotes at 22 Oct 2026, 23:40 UTC, after the service fee and the cost of sending the ZEC to your wallet.
100XRP500XRP2,500XRPThe rate floats with the market until your XRP deposit confirms.
XRP to ZEC at the market rate, before fees
| XRP | ZEC, market rate, before fees |
|---|---|
| 24 XRP | 0.025961 ZEC |
| 25 XRP | 0.027043 ZEC |
| 50 XRP | 0.054086 ZEC |
| 100 XRP | 0.108172 ZEC |
| 250 XRP | 0.270431 ZEC |
| 500 XRP | 0.540862 ZEC |
| 1,000 XRP | 1.0817 ZEC |
| 5,000 XRP | 5.4086 ZEC |
| 10,000 XRP | 10.8172 ZEC |
Market prices of $1.3100 per XRP and $1,211.03 per ZEC on 22 Oct 2026. The box above shows the amount after all fees.
XRP to ZEC price chart, market rate before fees
XRP/ZEC
How do I exchange XRP to ZEC?
Pick XRP and ZEC
Pick XRP in “You send” and ZEC in “You get”, then enter the amount. The box shows how much ZEC you get after all fees, and the minimum for this pair.
Paste your Zcash address
Paste the Zcash address that should receive the ZEC: it starts with t1 or t3 for a transparent address. Wallets that work: Zodl (formerly Zashi), Zkool or Zingo. Then enter the XRP Ledger address you send XRP from; a refund, if ever needed, goes there.
Send XRP on XRP Ledger
Send exactly the amount shown from your own XRP Ledger wallet to the one-time deposit address, on the XRP Ledger network.
Receive ZEC
Your ZEC is usually paid out 5–15 minutes after you send your XRP, and Zcash then confirms it in about 10–20 minutes. Follow each step on the status page with your swap ID.
Leaving the public XRP Ledger: XRP to Zcash
This pair swaps XRP into Zcash. On the XRP Ledger every account, balance and payment is public and easy to follow on XRPSCAN or Bithomp. ZEC held at a shielded Zcash address is different: zero-knowledge proofs hide who paid whom and how much. XRP holders use the pair to move part of a balance somewhere it can be kept private, with no account.
XRP payments settle in a few seconds, so the deposit is usually credited within a minute or two and most swaps send the ZEC within 5 to 15 minutes. If the deposit screen gives a destination tag with the address, include it in your XRP payment, or the deposit may not be matched to your swap.
Tips for this swap
- Your XRP account keeps a base reserve that cannot be sent. Swap the spendable amount your wallet shows.
- Send from your own Xaman or Ledger account and enter that r address as the refund address. An exchange account would need its own destination tag for a refund to reach you.
- The ZEC is paid to a t1 or t3 address. Move it to your shielded address once it has confirmed.
Do I need an account to swap XRP for Zcash?
No. An XRP to ZEC swap has no account, email or ID check. Enter a t1 or t3 Zcash address for the payout and your r address for refunds, check the floating rate and send the XRP.
Can I send the XRP straight from an exchange?
You can, but the payment then usually comes from the exchange's shared address. Enter your own r address as the refund address so a returned deposit reaches you, and include the deposit tag if one is shown.
Is Zcash legal?
No country has banned owning Zcash. Some countries stop local exchanges from listing privacy coins, and from 10 July 2027 EU crypto providers can't keep accounts that use them. Country by country: Will Zcash be banned?
Common mistakes with XRP to ZEC
- Pasting a unified (u1...) address instead of a transparent t1 or t3 address.
- Reusing an old t-address that already links to other activity.
- Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
XRP to ZEC: questions and answers
What is XRP? XRP is the native cryptocurrency of the XRP Ledger, an open-source blockchain designed for fast, low-cost cross-border payments.
What is Zcash? Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Zcash price today