XMR to RLUSD: Exchange Monero for Ripple USD Without KYC

Send Monero (XMR) and receive Ripple USD (RLUSD, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. The RLUSD arrives as an ordinary transfer on Ethereum, while the XMR you send stays private on its own chain.

  • 20–60 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
Buy Crypto
XMR
XMR
RLUSD
RLUSD


⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Monero Logo
XMR
Monero
Price:
$550.71
24h Change:
1.12%
Market Cap:
$10.36B
Volume (24h):
$119.29M
Circulating Supply:
18.81M XMR
Ripple USD Logo
RLUSD
Ripple USD
Price:
$1.0000
24h Change:
-0.01%
Market Cap:
$2.51B
Volume (24h):
$242.42M
Circulating Supply:
2.51B RLUSD

Data by CoinGecko

XMR to RLUSD Exchange Rate

1 XMR = 550.7177 RLUSD

The 1 Monero to Ripple USD reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

XMR to RLUSD swap at a glance

Everything that is specific to swapping Monero to Ripple USD on GhostSwap.

Monero (XMR)You send · Monero network
Ripple USD (RLUSD)You receive · ERC-20 token on Ethereum

The RLUSD arrives as an ordinary transfer on Ethereum, while the XMR you send stays private on its own chain. It is a cross-chain swap from Monero to Ethereum, with no bridge and no wrapped tokens.

Swap time
20–60 minuntil your RLUSD is sent
Network fee
Paid in XMRby your wallet
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageRLUSD on Etherscan
Your RLUSD address
Ethereum addressIt starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger.
Reference rate
1 XMR ≈ 550.7177 RLUSD1 RLUSD ≈ 0.001816 XMR · market prices, 2 Oct 2026
Minimum
About 0.055 XMRThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send XMRAbout 20 minutes (10 confirmations) to confirm on Monero
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive RLUSDSent to your address; Ethereum confirms in about 2–5 minutes
Facts checked 2 Oct 2026Reverse: RLUSD to XMR

How much RLUSD do you get for XMR?

GhostSwap quotes at 2 Oct 2026, 08:12 UTC. What lands in your wallet: service fee and RLUSD network fee already deducted.

Fees included
0.2XMR
107.8070RLUSD
1XMR
541.7878RLUSD
5XMR
2,711.27RLUSD

The rate floats with the market until your XMR deposit confirms. The minimum for this pair is about 0.055 XMR. Enter any amount in the exchange box above for a live quote; no account needed.

XMR to RLUSD Live Price Chart

XMR/RLUSD

Loading chart...

Reference market prices, updated live

XMR

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. This makes XMR truly fungible — every coin is identical and cannot be blacklisted based on its history. Monero is the go-to cryptocurrency for users who value financial privacy, and BTC-to-XMR is one of the most popular exchange pairs on privacy-focused platforms. Swap to or from Monero on GhostSwap with no KYC and no transaction history linking.

RLUSD

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

XMR → RLUSD

Why Swap XMR for RLUSD?

Converting Monero to Ripple USD on GhostSwap lets you move from a privacy-focused cryptocurrency into a more widely traded asset without exposing your identity. Since Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, the source of your funds is already protected. Swapping XMR to RLUSD without KYC means there is no account or identity linking your private holdings to your new Ripple USD.

Access wider trading pairs and liquidity

Ripple USD is available on virtually every exchange and trading platform, giving you far more options for trading, spending, or converting to fiat.

Maintain your privacy chain

Your RLUSD arrives as a fresh transaction on the Ethereum blockchain with no visible connection to your XMR holdings. No KYC means no identity link.

Use Ripple USD for the Ripple USD token on Ethereum

Gain access to the Ripple USD token on Ethereum — capabilities that Monero alone does not provide.

No account or identity required

GhostSwap requires no sign-up, no KYC, and no personal information. Your XMR to RLUSD swap needs no account or ID.

Exchange XMR for RLUSD on GhostSwap and receive your Ripple USD, usually 20–60 minutes after you send. No registration and no verification for standard swaps.

XMR

Convert Monero to Ripple USD

XMRRLUSD
0.05XMR27.5359RLUSD
0.1XMR55.0718RLUSD
0.2XMR110.1435RLUSD
0.5XMR275.3589RLUSD
1XMR550.7177RLUSD
2.5XMR1,376.79RLUSD
10XMR5,507.18RLUSD
25XMR13,767.94RLUSD

At market prices of $550.7100 per XMR and $0.999986 per RLUSD (2 Oct 2026), 1 XMR is worth about 550.7177 RLUSD. Your exact amount, after network fees, is shown in the exchange box before you send.

RLUSD

Convert Ripple USD to Monero

RLUSDXMR
25RLUSD0.045395XMR
50RLUSD0.090791XMR
100RLUSD0.181581XMR
250RLUSD0.453953XMR
500RLUSD0.907906XMR
1,000RLUSD1.8158XMR
5,000RLUSD9.0791XMR
10,000RLUSD18.1581XMR

Going the other way, 500 RLUSD is worth about 0.907906 XMR at the same prices.

How to Exchange Monero to Ripple USD

Line Vector
Select Crypto Currency

Select XMR and RLUSD

Pick XMR in “You send” and RLUSD in “You get”, then enter the amount. The box shows how much RLUSD you get and the minimum XMR for this pair.

Select Wallet Address
Line Vector

Enter Ripple USD Address

Paste the Ethereum address that should receive the RLUSD (it starts with 0x followed by 40 hexadecimal characters).

Sent Crypto Currency
Line Vector

Send Monero

Send exactly the amount shown from your own Monero wallet to the one-time deposit address.

Receive Crypto

Receive Ripple USD

Your RLUSD arrives on Ethereum, usually 20–60 minutes after you send. Follow each step on the status page with your swap ID.

Popular swap pairs

Explore the most popular crypto exchange pairs, including BTC to ETH, ETH to XRP, and DOGE to USDT.

XMR to RLUSD: questions and answers

Everything you need to know about exchanging XMR to RLUSD on GhostSwap.

How long does it take to swap XMR to RLUSD on GhostSwap?
Most XMR to RLUSD swaps finish in 20–60 minutes. Your XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero; after that the RLUSD is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.
How much RLUSD do I get for 5 XMR?
At 2 Oct 2026, 08:12 UTC, 5 XMR swapped to about 2,711.27 RLUSD on GhostSwap, after the service fee and the RLUSD network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.
Do I need KYC or an account to exchange XMR to RLUSD?
No. GhostSwap has no accounts: you paste the Ethereum address that should receive the RLUSD, send XMR from your own wallet, and the RLUSD goes straight to that address. No email, phone number or ID upload.
What are the fees for converting Monero to Ripple USD?
The GhostSwap fee is already included in the rate in the exchange box, so the RLUSD amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.
What wallet should I use to receive RLUSD?
To receive Ripple USD from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your RLUSD address before confirming — cryptocurrency transactions cannot be reversed.
What format is the RLUSD address?
Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending RLUSD to an address on another network can lose the coins.
Can I track my XMR to RLUSD swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XMR payment on XMRChain (limited info due to Monero's privacy features) (https://xmrchain.net) and your incoming RLUSD on Etherscan (https://etherscan.io).
Is it safe to exchange XMR for RLUSD on GhostSwap?
GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the RLUSD is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.
Will my RLUSD be linked to my XMR?
Since Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, the source of your funds is already protected. The RLUSD you receive will appear as a fresh transaction on the Ethereum blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.
Why swap XMR to RLUSD?
Converting Monero to Ripple USD lets you exit a volatile crypto position into a dollar-pegged stablecoin without using a centralized exchange or going through KYC. This is useful for locking in profits, protecting against market downturns, or preparing funds for future trades — all while maintaining your privacy.
What happens if my XMR to RLUSD exchange fails?
If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.