RLUSD to XMR: Exchange Ripple USD for Monero Without KYC

Send Ripple USD (RLUSD, an ERC-20 token on Ethereum) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your RLUSD history.

10–25 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

RLUSD

You Get

XMR

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from — your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

RLUSD

Ripple USD

Price:

$1.0000

24h Change:

-0.01%

Market Cap:

$2.51B

Volume (24h):

$242.42M

Circulating Supply:

2.51B RLUSD

XMR

Monero

Price:

$550.71

24h Change:

1.12%

Market Cap:

$10.36B

Volume (24h):

$119.29M

Circulating Supply:

18.81M XMR

Data by CoinGecko

RLUSD to XMR Exchange Rate

1 RLUSD = 0.001816 XMR

The 1 Ripple USD to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RLUSD to XMR swap at a glance

Everything that is specific to swapping Ripple USD to Monero on GhostSwap.

Ripple USD (RLUSD)You send · ERC-20 token on Ethereum

Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your RLUSD history. It is a cross-chain swap from Ethereum to Monero, with no bridge and no wrapped tokens.

Swap time

10–25 minuntil your XMR is sent

Network fee

Paid in ETHkeep a little ETH too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageRLUSD on Etherscan

Your XMR address

Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.

Reference rate

1 RLUSD ≈ 0.001816 XMR1 XMR ≈ 550.7177 RLUSD · market prices, 2 Oct 2026

Minimum

About 31 RLUSDThe exact minimum and maximum are shown in the exchange box before you send.

Send RLUSDAbout 2–5 minutes to confirm on Ethereum
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)

Facts checked 2 Oct 2026Reverse: XMR to RLUSD

How much XMR do you get for RLUSD?

GhostSwap quotes at 2 Oct 2026, 08:08 UTC. What lands in your wallet: service fee and XMR network fee already deducted.

Fees included

100RLUSD

0.177525XMR

500RLUSD

0.893800XMR

2,500RLUSD

4.4752XMR

The rate floats with the market until your RLUSD deposit confirms. The minimum for this pair is about 31 RLUSD. Enter any amount in the exchange box above for a live quote; no account needed.

RLUSD to XMR Live Price Chart

RLUSD/XMR

Loading chart...

Reference market prices, updated live

What is Ripple USD?

Ripple USD (RLUSD) is a U.S. dollar stablecoin issued by Ripple and backed by dollar deposits and short-term Treasuries. This version is the ERC-20 token on Ethereum.

What is Monero?

Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Unlike Bitcoin or Ethereum where all transactions are publicly visible, Monero uses ring signatures, stealth addresses, and RingCT to hide the sender, receiver, and amount in every transaction by default. This makes XMR truly fungible — every coin is identical and cannot be blacklisted based on its history. Monero is the go-to cryptocurrency for users who value financial privacy, and BTC-to-XMR is one of the most popular exchange pairs on privacy-focused platforms. Swap to or from Monero on GhostSwap with no KYC and no transaction history linking.

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Why Swap RLUSD for XMR?

Swapping Ripple USD to Monero on GhostSwap moves your funds into a privacy coin without KYC or account creation. Ripple USD is transparent — transfers are public on Etherscan.

Shield your financial activity

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, so your transactions, balances and payment history stay hidden from outside observers.

Keep new funds off the public ledger

Your RLUSD history stays public on the Ethereum blockchain. The XMR you receive sits on a chain that hides balances and payments by default, and a no-KYC swap adds no account or ID linking the two.

Low fees on the Monero network

Monero fees are extremely low, making XMR practical for regular private transactions — not just large transfers.

No identity verification required

GhostSwap processes your RLUSD to XMR swap without KYC, sign-ups, or personal data collection. The RLUSD you send is still visible on the Ethereum blockchain; the privacy starts once the XMR is in your wallet.

Exchange RLUSD for XMR on GhostSwap with no account and no sign-up. Most swaps finish in 10–25 minutes after you send your RLUSD.

Convert Ripple USD to Monero

RLUSD	XMR
25RLUSD	0.045395XMR
50RLUSD	0.090791XMR
100RLUSD	0.181581XMR
250RLUSD	0.453953XMR
500RLUSD	0.907906XMR
1,000RLUSD	1.8158XMR
5,000RLUSD	9.0791XMR
10,000RLUSD	18.1581XMR

At market prices of $0.999986 per RLUSD and $550.7100 per XMR (2 Oct 2026), 500 RLUSD is worth about 0.907906 XMR. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert Monero to Ripple USD

XMR	RLUSD
0.05XMR	27.5359RLUSD
0.1XMR	55.0718RLUSD
0.2XMR	110.1435RLUSD
0.5XMR	275.3589RLUSD
1XMR	550.7177RLUSD
2.5XMR	1,376.79RLUSD
10XMR	5,507.18RLUSD
25XMR	13,767.94RLUSD

Going the other way, 1 XMR is worth about 550.7177 RLUSD at the same prices.

How to Exchange Ripple USD to Monero

Select RLUSD and XMR

Pick RLUSD in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get and the minimum RLUSD for this pair.

Enter Monero Address

Paste the Monero address that should receive the XMR (it is 95 characters and starts with 4 (standard) or 8 (subaddress)).

Send Ripple USD

Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address. Keep a little ETH in that wallet for the network fee.

Receive Monero

Your XMR arrives on Monero, usually 10–25 minutes after you send. Follow each step on the status page with your swap ID.

Popular swap pairs

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RLUSD to XMR: questions and answers

Everything you need to know about exchanging RLUSD to XMR on GhostSwap.

How long does it take to swap RLUSD to XMR on GhostSwap?

Most RLUSD to XMR swaps finish in 10–25 minutes. Your RLUSD deposit needs about 2–5 minutes to confirm on Ethereum; after that the XMR is sent to your wallet and Monero confirms it in about 20 minutes (10 confirmations). Busy networks can add a few minutes.

How much XMR do I get for 2,500 RLUSD?

At 2 Oct 2026, 08:08 UTC, 2,500 RLUSD swapped to about 4.4752 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

Do I need KYC or an account to exchange RLUSD to XMR?

No. GhostSwap has no accounts: you paste the Monero address that should receive the XMR, send RLUSD from your own wallet, and the XMR goes straight to that address. No email, phone number or ID upload.

What are the fees for converting Ripple USD to Monero?

The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending RLUSD.

What wallet should I use to receive XMR?

To receive Monero from your swap, we recommend using the official Monero GUI/CLI wallet, Cake Wallet, or Feather Wallet. Note: MetaMask does NOT support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming — cryptocurrency transactions cannot be reversed.

What format is the XMR address?

Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

Can I track my RLUSD to XMR swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your RLUSD payment on Etherscan (https://etherscan.io) and your incoming XMR on XMRChain (limited info due to Monero's privacy features) (https://xmrchain.net).

Is it safe to exchange RLUSD for XMR on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your RLUSD deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice — Monero transfers cannot be reversed.

Can my RLUSD to XMR swap be traced?

Your RLUSD transaction to GhostSwap is visible on the Ethereum blockchain since Ripple USD is transparent — transfers are public on Etherscan. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping RLUSD to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.

Why swap RLUSD to XMR?

Converting Ripple USD to Monero allows you to move from a stable, dollar-pegged asset into Monero for private digital payments. Using GhostSwap means you can enter a XMR position privately, without signing up for a centralized exchange or completing KYC verification.

What happens if my RLUSD to XMR exchange fails?

If a swap cannot be completed, the RLUSD is refunded to the Ethereum address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

Swap RLUSD to other coins

Easily swap Ripple USD with a wide range of cryptocurrencies. Choose your desired pair and complete the transaction seamlessly in just a few clicks