RLUSD to XMR: Exchange Ripple USD for Monero Without KYC

Exchange RLUSD to XMR: send Ripple USD (RLUSD, an ERC-20 token on Ethereum) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your RLUSD history.

Updated 19 October 2026

  • 10–25 min
  • No account · No KYC
  • Non-custodial
  • Fees included in quote
Crypto Exchange
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RLUSD
RLUSD
XMR
XMR


⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

Ripple USD Logo
RLUSD
Ripple USD
Price:
$1.00
24h Change:
0.00%
Market Cap:
$2.36B
Volume (24h):
$202.33M
Circulating Supply:
2.36B RLUSD
Monero Logo
XMR
Monero
Price:
$610.89
24h Change:
-1.31%
Market Cap:
$11.50B
Volume (24h):
$256.75M
Circulating Supply:
18.82M XMR

Data by CoinGecko

RLUSD to XMR Exchange Rate

1 RLUSD = 0.001637 XMR

The 1 Ripple USD to Monero reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

RLUSD to XMR swap at a glance

Everything that is specific to swapping Ripple USD to Monero on GhostSwap.

Ripple USD (RLUSD)You send · ERC-20 token on Ethereum
Monero (XMR)You receive · Monero network

Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your RLUSD history. It is a cross-chain swap from Ethereum to Monero, with no bridge and no wrapped tokens.

Swap time
10–25 minuntil your XMR is sent
Network fee
Paid in ETHkeep a little ETH too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageRLUSD on Etherscan
Your XMR address
Monero addressIt is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI.
Reference rate
1 RLUSD ≈ 0.001637 XMR1 XMR ≈ 610.8900 RLUSD · market prices, 21 Oct 2026
Minimum
About 31 RLUSDThe exact minimum and maximum are shown in the exchange box before you send.
  1. Send RLUSDAbout 2–5 minutes to confirm on Ethereum
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive XMRSent to your address; Monero confirms in about 20 minutes (10 confirmations)
Facts checked 21 Oct 2026Reverse: XMR to RLUSD

How much XMR do I get for RLUSD?

GhostSwap quotes at 21 Oct 2026, 19:52 UTC. What lands in your wallet: service fee and XMR network fee already deducted.

After all fees
100RLUSD
0.160122XMR
500RLUSD
0.805546XMR
2,500RLUSD
4.0323XMR

The rate floats with the market until your RLUSD deposit confirms. The minimum for this pair is about 31 RLUSD. Enter any amount in the exchange box above for a live quote; no account needed.

RLUSD to XMR at the market rate, before fees

RLUSDXMR, market rate, before fees
31 RLUSD0.050746 XMR
50 RLUSD0.081848 XMR
100 RLUSD0.163696 XMR
250 RLUSD0.409239 XMR
500 RLUSD0.818478 XMR
1,000 RLUSD1.6370 XMR
5,000 RLUSD8.1848 XMR
10,000 RLUSD16.3696 XMR

Market prices of $1.0000 per RLUSD and $610.8900 per XMR on 21 Oct 2026. The box above shows the amount after all fees.

RLUSD to XMR price chart, market rate before fees

RLUSD/XMR

Loading chart...

How do I exchange RLUSD to XMR?

  1. Pick RLUSD and XMR

    Pick RLUSD in “You send” and XMR in “You get”, then enter the amount. The box shows how much XMR you get after all fees, and the minimum for this pair.

  2. Paste your Monero address

    Paste the Monero address that should receive the XMR: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets that work: Feather, Cake Wallet or Monero GUI. Then enter the Ethereum address you send RLUSD from; a refund, if ever needed, goes there.

  3. Send RLUSD on Ethereum

    Send exactly the amount shown from your own Ethereum wallet to the one-time deposit address, on the Ethereum network (as an). Keep a little ETH in that wallet for the network fee.

  4. Receive XMR

    Your XMR is usually paid out 10–25 minutes after you send your RLUSD, and Monero then confirms it in about 20 minutes (10 confirmations). Follow each step on the status page with your swap ID.

Common mistakes with RLUSD to XMR

  • Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
  • A Ethereum wallet with no ETH for the network fee.
  • Sending RLUSD on a different network than Ethereum.
  • A Monero address typed by hand (it is 95 characters): copy and paste it.

RLUSD to XMR: questions and answers

Everything you need to know about exchanging RLUSD to XMR on GhostSwap.

Can you swap Ripple USD to Monero?
Yes. Pick RLUSD and XMR in the box above, paste your Monero address and send the RLUSD; the XMR goes straight to your wallet in about 10 to 25 minutes, with no account.
Where can I exchange RLUSD for XMR?
On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send RLUSD and receive XMR at the rate shown before you send.
Can I convert Ripple USD to Monero anonymously?
GhostSwap asks for no account, email or ID. Your RLUSD deposit is still visible on the Ethereum blockchain; the XMR you receive is private by default, and no account ties the two together.
Is XMR illegal in the USA?
No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.
Why is XMR being delisted?
Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our Monero delistings tracker lists each one with its date and source.
How long does it take to swap RLUSD to XMR on GhostSwap?
Most RLUSD to XMR swaps are paid out within 10–25 minutes: the RLUSD deposit needs about 2–5 minutes to confirm on Ethereum, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.
How much is 1 RLUSD in XMR?
1 RLUSD is worth about 0.001637 XMR at the market rate, before fees (market prices, 21 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XMR network fee. The minimum for this pair is about 31 RLUSD. The rate floats with the market until your RLUSD deposit confirms, so the exchange box shows the exact amount before you send.
What are the fees for converting Ripple USD to Monero?
The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, your wallet needs a little ETH to pay the Ethereum network fee for sending RLUSD.
What wallet should I use to receive XMR?
To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming, cryptocurrency transactions cannot be reversed.
What format is the XMR address?
Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

What is Monero? Monero (XMR) is the leading privacy cryptocurrency, designed to make every transaction private and unlinkable by default. Monero price today