USDC BEP20 to ZEC: Exchange USD Coin (BEP20) for Zcash Without KYC

Exchange USDC BEP20 to ZEC: send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive Zcash (ZEC) in your own wallet, with no account and no KYC. Zcash supports shielded transfers, which hide the sender, receiver and amount once the coins are in a shielded address.

Updated 26 October 2026

  • 5–15 min
  • No account · No KYC
  • Paid to your wallet
  • Fees included in quote
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USDC (BEP20)
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USD Coin Binance Smart Chain Logo
USDC (BEP20)
USD Coin (USDC) on BNB Smart Chain
Price:
$0.9996
24h Change:
0.01%
Market Cap:
$71.53B
Volume (24h):
$24.27B
Circulating Supply:
71.55B USDC (BEP20)
Zcash Logo
ZEC
Zcash
Price:
$1,245.98
24h Change:
-5.59%
Market Cap:
$21.19B
Volume (24h):
$1.51B
Circulating Supply:
17.01M ZEC

Data by CoinGecko

USDC BEP20 to ZEC Exchange Rate

1 USDC BEP20 = 0.000802 ZEC

The 1 USD Coin (BEP20) to Zcash reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC BEP20 to ZEC swap at a glance

Everything that is specific to swapping USD Coin to Zcash on GhostSwap.

USD Coin (USDC BEP20)You send · BEP-20 token on BNB Smart Chain
Zcash (ZEC)You receive · Zcash network

Zcash supports shielded transfers, which hide the sender, receiver and amount once the coins are in a shielded address. It is a cross-chain swap from BNB Smart Chain to Zcash, with no bridge and no wrapped tokens.

Swap time
5–15 minuntil your ZEC is sent
Network fee
Paid in BNBkeep a little BNB too
Account / KYC
NoneNo sign-up, email or ID for standard swaps
Tracking
Live status pageUSDC BEP20 on BscScan · ZEC on Blockchair
Your ZEC address
Zcash addressIt starts with t1 or t3 for a transparent address. Wallets: Zodl (formerly Zashi), Zkool or Zingo.
Reference rate
1 USDC BEP20 ≈ 0.000802 ZEC1 ZEC ≈ 1,246.44 USDC BEP20 · market prices, 30 Oct 2026
Minimum
About 31 USDC BEP20The exact minimum and maximum are shown in the exchange box before you send.
  1. Send USDC BEP20Under a minute to confirm on BNB Smart Chain
  2. GhostSwap swaps itAt the floating rate, fees already in the quote
  3. Receive ZECSent to your address; Zcash confirms in about 10–20 minutes
Facts checked 30 Oct 2026Reverse: ZEC to USDC BEP20

How much ZEC do I get for USDC BEP20?

GhostSwap quotes at 30 Oct 2026, 15:25 UTC. What lands in your wallet: service fee and ZEC network fee already deducted.

After all fees
100USDC BEP20
0.078830ZEC
500USDC BEP20
0.394653ZEC
2,500USDC BEP20
1.9737ZEC

The rate floats with the market until your USDC BEP20 deposit confirms. The minimum for this pair is about 31 USDC BEP20. Enter any amount in the exchange box above for a live quote; no account needed.

USDC BEP20 to ZEC at the market rate, before fees

USDC BEP20ZEC, market rate, before fees
31 USDC BEP200.024871 ZEC
50 USDC BEP200.040114 ZEC
100 USDC BEP200.080228 ZEC
250 USDC BEP200.200571 ZEC
500 USDC BEP200.401141 ZEC
1,000 USDC BEP200.802283 ZEC
5,000 USDC BEP204.0114 ZEC
10,000 USDC BEP208.0228 ZEC

Market prices of $0.999628 per USDC BEP20 and $1,245.98 per ZEC on 30 Oct 2026. The box above shows the amount after all fees.

USDC BEP20 to ZEC price chart, market rate before fees

USDC (BEP20)/ZEC

Loading chart...

How do I exchange USDC BEP20 to ZEC?

  1. Pick USDC BEP20 and ZEC

    Pick USDC BEP20 in “You send” and ZEC in “You get”, then enter the amount. The box shows how much ZEC you get after all fees, and the minimum for this pair.

  2. Paste your Zcash address

    Paste the Zcash address that should receive the ZEC: it starts with t1 or t3 for a transparent address. Wallets that work: Zodl (formerly Zashi), Zkool or Zingo. Then enter the BNB Smart Chain address you send USDC BEP20 from; a refund, if ever needed, goes there.

  3. Send USDC BEP20 on BNB Smart Chain

    Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address, on the BNB Smart Chain network (as a). Keep a little BNB in that wallet for the network fee.

  4. Receive ZEC

    Your ZEC is usually paid out 5–15 minutes after you send your USDC BEP20, and Zcash then confirms it in about 10–20 minutes. Follow each step on the status page with your swap ID.

Common mistakes with USDC BEP20 to ZEC

  • Pasting a unified (u1...) address instead of a transparent t1 or t3 address.
  • Reusing an old t-address that already links to other activity.
  • Sending from an exchange account, so the sender address isn't yours and a refund can't reach you.
  • A BNB Smart Chain wallet with no BNB for the network fee.
  • Sending USDC BEP20 on a different network than BNB Smart Chain.

USDC BEP20 to ZEC: questions and answers

Everything you need to know about exchanging USDC (BEP20) to ZEC on GhostSwap.

Which Zcash address do I use to receive ZEC?
A transparent address that starts with t1 or t3. Unified (u1...) and shielded (zs...) addresses cannot receive the payout. In Zodl, Zkool or Zingo, open Receive and copy the transparent address.
How do I make the ZEC private after it arrives?
Shield it: in Zodl, Zkool or Zingo, move the balance from the transparent address into the shielded pool. After that the sender, receiver and amount are hidden.
How long does it take to swap USDC BEP20 to ZEC on GhostSwap?
Most USDC BEP20 to ZEC swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the ZEC is sent to your wallet, and Zcash confirms the payout in about 10–20 minutes. Busy networks can add a few minutes.
How much is 1 USDC BEP20 in ZEC?
1 USDC BEP20 is worth about 0.000802 ZEC at the market rate, before fees (market prices, 30 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ZEC network fee. The minimum for this pair is about 31 USDC BEP20. The rate floats with the market until your USDC BEP20 deposit confirms, so the exchange box shows the exact amount before you send.
Do I need KYC or an account to exchange USDC BEP20 to ZEC?
No. GhostSwap has no accounts: you paste the Zcash address that should receive the ZEC, send USDC BEP20 from your own wallet, and the ZEC goes straight to that address. No email, phone number or ID upload.
What are the fees for converting USD Coin (BEP20) to Zcash?
The GhostSwap fee is already included in the rate in the exchange box, so the ZEC amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20.
Can I track my USDC BEP20 to ZEC swap?
Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com) and your incoming ZEC on Blockchair (https://blockchair.com/zcash).
Is it safe to exchange USDC BEP20 for ZEC on GhostSwap?
GhostSwap has no accounts and no stored balance: your USDC BEP20 deposit is converted and the ZEC is sent straight to the Zcash address you enter, so check that address twice, Zcash transfers cannot be reversed.
Can my USDC BEP20 to ZEC swap be traced?
Your USDC BEP20 transaction to GhostSwap is visible on the BNB Smart Chain (BEP-20) blockchain since USD Coin (BEP20) is transparent: transfers are public on BscScan. However, once your ZEC arrives in your wallet, Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. By swapping USDC BEP20 to ZEC on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.
Why swap USDC BEP20 to ZEC?
Converting USD Coin (BEP20) to Zcash moves dollar-pegged funds into Zcash. Zcash is used for optional privacy-shielded transactions using zero-knowledge proofs. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.

What is USD Coin? USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S.

What is Zcash? Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Zcash price today