USDC BEP20 to ZEC: Exchange USD Coin (BEP20) for Zcash Without KYC

Send USD Coin (USDC BEP20, a BEP-20 token on BNB Smart Chain) and receive Zcash (ZEC) in your own wallet, with no account and no KYC. Zcash supports shielded transfers, which hide the sender, receiver and amount once the coins are in a shielded address.

5–15 min
No account · No KYC
Non-custodial
Fees included in quote

You Send

USDC (BEP20)

You Get

ZEC

Recipient Wallet

Sender Address

⚠️ Enter the exact wallet you are sending from. Your funds must be sent from this address.

By clicking Confirm exchange, you agree to the Privacy Policy & Terms of Service.

USDC (BEP20)

USD Coin (USDC) on BNB Smart Chain

Price:

$0.9997

24h Change:

0.01%

Market Cap:

$72.93B

Volume (24h):

$8.83B

Circulating Supply:

72.95B USDC (BEP20)

ZEC

Zcash

Price:

$1,228.14

24h Change:

0.61%

Market Cap:

$20.86B

Volume (24h):

$512.23M

Circulating Supply:

16.98M ZEC

Data by CoinGecko

USDC (BEP20) to ZEC Exchange Rate

1 USDC (BEP20) = 0.000814 ZEC

The 1 USD Coin (USDC) on BNB Smart Chain to Zcash reference rate at market prices, before fees. The exact amount, minimum and maximum are shown in the exchange box before you send.

Live market rate

USDC BEP20 to ZEC swap at a glance

Everything that is specific to swapping USD Coin to Zcash on GhostSwap.

USD Coin (USDC BEP20)You send · BEP-20 token on BNB Smart Chain

Zcash (ZEC)You receive · Zcash network

Zcash supports shielded transfers, which hide the sender, receiver and amount once the coins are in a shielded address. It is a cross-chain swap from BNB Smart Chain to Zcash, with no bridge and no wrapped tokens.

Swap time

5–15 minuntil your ZEC is sent

Network fee

Paid in BNBkeep a little BNB too

Account / KYC

NoneNo sign-up, email or ID for standard swaps

Tracking

Live status pageUSDC BEP20 on BscScan · ZEC on Blockchair

Your ZEC address

Zcash addressIt starts with t1 or t3 for a transparent address. Wallets: Zodl (formerly Zashi), Zkool or Zingo.

Reference rate

1 USDC BEP20 ≈ 0.000814 ZEC1 ZEC ≈ 1,228.47 USDC BEP20 · market prices, 10 Oct 2026

Minimum

About 31 USDC BEP20The exact minimum and maximum are shown in the exchange box before you send.

Send USDC BEP20Under a minute to confirm on BNB Smart Chain
GhostSwap swaps itAt the floating rate, fees already in the quote
Receive ZECSent to your address; Zcash confirms in about 10–20 minutes

Facts checked 10 Oct 2026Reverse: ZEC to USDC BEP20

How much ZEC do you get for USDC BEP20?

GhostSwap quotes at 10 Oct 2026, 16:35 UTC. What lands in your wallet: service fee and ZEC network fee already deducted.

Fees included

100USDC BEP20

0.080147ZEC

500USDC BEP20

0.401230ZEC

2,500USDC BEP20

2.0067ZEC

The rate floats with the market until your USDC BEP20 deposit confirms. The minimum for this pair is about 31 USDC BEP20. Enter any amount in the exchange box above for a live quote; no account needed.

USDC BEP20 to ZEC Live Price Chart

USDC (BEP20)/ZEC

Loading chart...

Reference market prices, updated live

What is USD Coin (USDC) on BNB Smart Chain?

USD Coin (USDC (BEP20)) is a stablecoin pegged 1:1 to the U.S. Dollar, operating on the Binance Smart Chain (BSC). USDC on BSC offers faster transactions and lower fees compared to Ethereum, facilitating efficient use within the BSC ecosystem for DeFi applications and payments.

What is Zcash?

Zcash (ZEC) is a privacy-focused cryptocurrency that pioneered the use of zero-knowledge proofs (zk-SNARKs) in blockchain technology. Unlike Monero where privacy is mandatory, Zcash gives users the choice between transparent transactions (publicly visible, like Bitcoin) and shielded transactions (fully private — hiding sender, receiver, and amount). This flexibility lets Zcash users choose a shielded transfer when they want privacy and a transparent one when they do not. ZEC has been instrumental in advancing cryptographic research that now underpins many Layer 2 scaling solutions.

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Why Swap USDC BEP20 for ZEC?

Swapping USD Coin (USDC) on BNB Smart Chain to Zcash on GhostSwap moves your funds into a privacy coin without KYC or account creation. USD Coin (USDC) on BNB Smart Chain is transparent: transfers are public on BscScan.

Shield your financial activity

Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. Use the private option in your wallet to keep balances and payments out of public view.

No account linking the two coins

Your USDC (BEP20) history stays public on the BNB Smart Chain (BEP-20) blockchain. The ZEC arrives at your transparent Zcash address, and your wallet can then move it into the shielded pool, where amounts and addresses are hidden. A no-KYC swap adds no account or ID linking the two.

Low fees on the Zcash network

Zcash fees are minimal, making ZEC practical for regular private transactions, not just large transfers.

No identity verification required

GhostSwap processes your USDC (BEP20) to ZEC swap without KYC, sign-ups, or personal data collection. The USDC (BEP20) you send is still visible on the BNB Smart Chain (BEP-20) blockchain; the privacy starts once the ZEC is in your wallet.

Exchange USDC (BEP20) for ZEC on GhostSwap with no account and no sign-up. Most swaps are paid out within 5–15 minutes after you send your USDC (BEP20).

Convert USD Coin (USDC) on BNB Smart Chain to Zcash

USDC (BEP20)	ZEC at market price
31USDC (BEP20)	0.025235ZEC
50USDC (BEP20)	0.040701ZEC
100USDC (BEP20)	0.081402ZEC
250USDC (BEP20)	0.203505ZEC
500USDC (BEP20)	0.407010ZEC
1,000USDC (BEP20)	0.814020ZEC
5,000USDC (BEP20)	4.0701ZEC
10,000USDC (BEP20)	8.1402ZEC

At market prices of $0.999730 per USDC (BEP20) and $1,228.14 per ZEC (10 Oct 2026), 500 USDC (BEP20) is worth about 0.407010 ZEC. Your exact amount, after network fees, is shown in the exchange box before you send.

Convert Zcash to USD Coin (USDC) on BNB Smart Chain

ZEC	USDC (BEP20) at market price
0.02ZEC	24.5694USDC (BEP20)
0.05ZEC	61.4236USDC (BEP20)
0.1ZEC	122.8472USDC (BEP20)
0.2ZEC	245.6943USDC (BEP20)
0.5ZEC	614.2358USDC (BEP20)
1ZEC	1,228.47USDC (BEP20)
5ZEC	6,142.36USDC (BEP20)
10ZEC	12,284.72USDC (BEP20)

Going the other way, 0.5 ZEC is worth about 614.2358 USDC (BEP20) at the same prices.

How to Exchange USD Coin (BEP20) to Zcash

Select USDC BEP20 and ZEC

Pick USDC BEP20 in “You send” and ZEC in “You get”, then enter the amount. The box shows how much ZEC you get and the minimum USDC BEP20 for this pair.

Enter Zcash Address

Paste the Zcash address that should receive the ZEC (it starts with t1 or t3 for a transparent address). Then enter the BNB Smart Chain address you send USDC BEP20 from; a refund, if ever needed, goes there.

Send USD Coin (BEP20)

Send exactly the amount shown from your own BNB Smart Chain wallet to the one-time deposit address. Keep a little BNB in that wallet for the network fee.

Receive Zcash

Your ZEC is usually paid out 5–15 minutes after you send your USDC BEP20, and Zcash then confirms it in about 10–20 minutes. Follow each step on the status page with your swap ID.

Popular swap pairs

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USDC BEP20 to ZEC: questions and answers

Everything you need to know about exchanging USDC (BEP20) to ZEC on GhostSwap.

How long does it take to swap USDC BEP20 to ZEC on GhostSwap?

Most USDC BEP20 to ZEC swaps are paid out within 5–15 minutes: the USDC BEP20 deposit needs under a minute to confirm on BNB Smart Chain, then the ZEC is sent to your wallet, and Zcash confirms the payout in about 10–20 minutes. Busy networks can add a few minutes.

How much is 1 USDC BEP20 in ZEC?

1 USDC BEP20 is worth about 0.000814 ZEC at the market rate, before fees (market prices, 10 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ZEC network fee. The minimum for this pair is about 31 USDC BEP20. The rate floats with the market until your USDC BEP20 deposit confirms, so the exchange box shows the exact amount before you send.

Do I need KYC or an account to exchange USDC BEP20 to ZEC?

No. GhostSwap has no accounts: you paste the Zcash address that should receive the ZEC, send USDC BEP20 from your own wallet, and the ZEC goes straight to that address. No email, phone number or ID upload.

What are the fees for converting USD Coin (BEP20) to Zcash?

The GhostSwap fee is already included in the rate in the exchange box, so the ZEC amount you see is what you receive. On top of that, your wallet needs a little BNB to pay the BNB Smart Chain network fee for sending USDC BEP20.

What wallet should I use to receive ZEC?

To receive Zcash from your swap, we recommend using Zodl (formerly Zashi), Zkool or Zingo. All three can move ZEC into the shielded pool. Make sure your wallet supports the Zcash network before starting the exchange. Double-check your ZEC address before confirming, cryptocurrency transactions cannot be reversed.

What format is the ZEC address?

Use a Zcash address: it starts with t1 or t3 for a transparent address. Copy it from your wallet and paste it; never type it by hand.

Can I track my USDC BEP20 to ZEC swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your USDC BEP20 payment on BscScan (https://bscscan.com) and your incoming ZEC on Blockchair (https://blockchair.com/zcash).

Is it safe to exchange USDC BEP20 for ZEC on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your USDC BEP20 deposit is converted and the ZEC is sent straight to the Zcash address you enter, so check that address twice, Zcash transfers cannot be reversed.

Can my USDC BEP20 to ZEC swap be traced?

Your USDC BEP20 transaction to GhostSwap is visible on the BNB Smart Chain (BEP-20) blockchain since USD Coin (BEP20) is transparent: transfers are public on BscScan. However, once your ZEC arrives in your wallet, Zcash privacy is optional: it supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs. By swapping USDC BEP20 to ZEC on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.

Why swap USDC BEP20 to ZEC?

Converting USD Coin (BEP20) to Zcash moves dollar-pegged funds into Zcash. Zcash is used for optional privacy-shielded transactions using zero-knowledge proofs. Unlike a stablecoin, its price moves with the market. GhostSwap needs no account on a centralized exchange and no KYC.

Is it legal to own and swap Zcash?

In most countries, yes: owning and swapping Zcash is not banned, although some centralized exchanges have stopped listing privacy coins in certain regions. Privacy is a legitimate need, and using privacy-enhancing tools is not illegal in itself. You are responsible for following the cryptocurrency rules where you live.

What happens if my USDC BEP20 to ZEC exchange fails?

If a swap cannot be completed, the USDC BEP20 is refunded to the BNB Smart Chain address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

USDC BEP20 to ZEC: Exchange USD Coin (BEP20) for Zcash Without KYC

USDC (BEP20) to ZEC Exchange Rate

USDC BEP20 to ZEC swap at a glance

How much ZEC do you get for USDC BEP20?

Other ways to get Zcash (ZEC)

More USDC BEP20 swaps

USDC BEP20 to ZEC Live Price Chart

USDC (BEP20)/ZEC

What is USD Coin (USDC) on BNB Smart Chain?

What is Zcash?

Why Swap USDC BEP20 for ZEC?

Convert USD Coin (USDC) on BNB Smart Chain to Zcash

Convert Zcash to USD Coin (USDC) on BNB Smart Chain

How to Exchange USD Coin (BEP20) to Zcash

Select USDC BEP20 and ZEC

Enter Zcash Address

Send USD Coin (BEP20)

Receive Zcash

Popular swap pairs

USDC BEP20 to ZEC: questions and answers

Swap USDC BEP20 to other coins