XRP to XMR: Swap XRP for Monero, or XMR Back to XRP

The deposit for this pair is an XRP Ledger address. If the deposit details come with a Destination Tag, enter it in your wallet's tag field together with the address, because it is what identifies your payment. A missing tag can mean the ledger rejects the payment, or that the XRP arrives without being matched to your swap, which then takes a message to support with the transaction hash.

A payment on the XRP Ledger is final within a few seconds, so the XRP side is the quick part. Monero then needs its own time: the payout has to be mined, and your wallet waits 10 blocks before it lets you spend it. Most swaps finish within minutes once the deposit confirms.

Your XRP account also holds a base reserve that can never be sent, plus more for each trust line or open offer. Enter an amount you can really pay, using the spendable figure Xaman shows rather than the full balance.

Leave the XRP habits behind on this side. A Monero payout to your own wallet needs neither a Destination Tag nor a payment ID; the address alone is enough. Monero addresses are 95 characters long. A wallet's primary address begins with 4, while subaddresses begin with 8 and can be created as often as you like, all feeding the same balance.

Open Feather, Cake Wallet or Monero GUI, create a fresh subaddress on the receive tab and paste it into the swap form. Using a new one for each swap means no two payouts share an address. The form also takes an integrated address, the longer kind some services give out with a payment ID built in, but for your own wallet a subaddress is the cleaner choice.

Xaman and other XRP wallets cannot hold Monero, so you need a separate Monero wallet before you start. Monero wallets compared helps you choose one for desktop or phone.

Look for the XMR in your Monero wallet, not on an explorer. Monero explorers list blocks and transactions, but they do not reveal who was paid or how much, so searching for your address shows nothing useful. Give the wallet time to sync to the current block height before you judge the balance.

Newly received outputs show as locked or pending for 10 blocks, roughly 20 minutes. Only then does the balance become spendable. Every Monero wallet behaves like this, whatever the source of the coins.

If you set the wallet up on a new device after the swap, its restore height decides where scanning begins. A restore height later than the swap makes the wallet pass over the payout. Change it to an earlier date, rescan, and the XMR appears. Keep the seed somewhere safe: without it, nobody can recover the coins for you.

Many people land here searching for XMR to XRP. That direction has its own page, XMR para XRP, and both sides of it work differently from this one.

On that page the XMR leaves your Monero wallet for a one-time Monero deposit address. The deposit confirms in about 20 minutes (10 confirmations) before the XRP goes out. Your Monero address goes in the sender field, since a refund on that pair would be paid in XMR.

On the receiving side you paste an r-address. Leave its Destination Tag field empty for Xaman or a Ledger account, and fill it in only for an exchange or other shared service that gave you a tag. If the r-address has never been used, the payout activates it, as normal swap amounts cover the base reserve a new XRP account needs.

If a swap cannot be completed, the coins are refunded to the sender address you entered, which here is your XRP Ledger r-address. Use your own Xaman or Ledger account for it. An exchange withdrawal comes from the exchange's shared account, and XRP returned there without your tag may never show up in your balance.

The swap ID leads to a status page with every step on it. You can see the XRP payment on XRPSCAN; the Monero payout is visible only in your own wallet. If the deposit is final on the ledger but the status still shows the same step after a long wait, contact [email protected] with the swap ID and your XRP payment's hash. Hold off on any further payment until you hear back.

The XRP Ledger is completely public. Every account's balance, payment history, trust lines and offers can be read on XRPSCAN, and because an account needs a reserve to exist, people tend to keep one address for years. Anyone who connects that address to you can read the lot. Monero hides the sender, receiver and amount of each transfer, so XRP swapped to XMR leaves that open record behind.

Getting XMR has also become harder as exchanges have dropped it; the Rastreador de remoções de Monero keeps the list with dates. A swap from your own XRP wallet sidesteps that. What the swap does not hide is the XRP deposit itself, which stays on the public ledger. O Monero é rastreável? explains what Monero protects and where its limits are.