# Payment link

> Create a payment link in seconds. The payer picks the coin they pay with and you receive the coin you asked for at your own address. No account for either side.

Source: https://ghostswap.io/payment-link/
Updated: 2026-11-13

## Create your link

Your payment link

**Copy link
[Open it to check](/private-send/)

Send this link only to the person who should pay you. Anyone who has it can read your address.

This page never sends what you type anywhere. The link is built in your browser, and the only thing the builder fetches is the public list of coins.

## How it works

- Create the link. Choose the coin you want, paste your address, and add an amount and a note if you like.

- Send it. Share the link with the person who should pay you, in any app.

- They pay through Private Send. The link opens Private Send with your side filled in. They choose the coin they pay with, check the details and send.

## What the payer sees

Above the Private Send form, the payer sees:

Payment request: 250 USDT to TQ8ykx…n4Pz3c.

Check the address with the person who sent you this link before you pay.

Note from the sender of this link:** Invoice 42

The address and amount above are an example.

## What the link contains

What the link contains: your address, the coin, and the amount and note if you add them. It stays in the part of the link that browsers don't send to a server.

With the fixed rate you receive the exact amount requested if the payer's deposit arrives in time and matches the amount shown. With the floating rate the amount can differ slightly.

## FAQ

### Do I need an account?

No. Creating a link needs no account, and Private Send needs no account, email or ID for the person who pays.

### Can the payer use a different coin?

Yes. The payer chooses the coin they pay with, such as BTC, XMR or USDT, and you receive the coin you asked for at your own address.

### Does the payer see my wallet history?

The link contains your address, so the payer sees it. On public chains such as Bitcoin, Ethereum and Tron, anyone who has an address can look it up in a block explorer. Private Send pays you from a separate payout address, so the payer's wallet does not appear in your transaction. For more privacy, use a fresh receiving address for each link.

### What if the payer sends the wrong amount?

With the floating rate, the payout is calculated from the amount that actually arrives. With the fixed rate, a late or different deposit is handled by support: the locked rate where possible, otherwise a refund. If the swap cannot be completed, the coins go back to the payer's refund address.

### Is the link private?

The link holds your address, the coin, and the amount and note if you add them, in the part after the # sign that browsers don't send to a server. Anyone who has the link can read it, so share it only with the person who should pay you.

## Related

- [Private Send](/private-send/)

- [How to pay someone in Bitcoin without showing your wallet](/how-to-pay-someone-in-bitcoin/)

- [Does GhostSwap require registration?](/help/does-ghostswap-require-registration/)

- [What fees does GhostSwap charge?](/help/what-fees-does-ghostswap-charge/)

- [How long does a swap take?](/help/how-long-does-a-swap-take/)