ADA to XRP: Convert Cardano to XRP Ledger, No KYC

Cardano tracks coins as outputs, much like Bitcoin. A single Cardano wallet holds them across many addr1 addresses and shows you one total. The XRP Ledger works the other way: one r address is one account, with one balance, and the ledger asks every account to keep a base reserve of XRP that cannot be spent while the account exists.

This changes how you think about the payout. On Cardano you can paste any receive address your wallet offers. On the XRP Ledger the address you paste is the account, so it has to be exactly right and, for an exchange, has to come with the right tag.

People make this swap to hold XRP for payments that settle in seconds, to use the XRP Ledger's built-in order book, or to move value onto a ledger their exchange or payment app supports. The rate comes from aggregated liquidity from leading crypto markets and floats until your ADA deposit confirms.

A Destination Tag is a number that tells a shared account who a payment is for. Exchanges and custodial apps receive XRP for many customers at one r address and use the tag to credit the right person.

The rule is short. Paying your own wallet, such as Xaman or a Ledger: leave the tag field empty. Paying an exchange or custodial account: copy the tag from its deposit page and enter it exactly. A payout to an exchange without its tag can arrive on the ledger and still not show in your account, and only that exchange can sort it out.

The payout needs the classic r form of the address. Some services show an X-address instead, which starts with X and folds the tag into the address. The receive field does not take X-addresses, so ask the service for the classic r address and the tag separately.

Send from Eternl, Lace or VESPR, not from an exchange account, and enter one of that wallet's addr1 addresses as the sender. Any address the wallet shows is fine, and that is where a refund would return.

Cardano confirms the deposit in a few minutes, with a block about every 20 seconds, and the fee is paid in ADA by your wallet. If the wallet holds native tokens or NFTs, a little ADA has to stay with them, so the amount you can send is less than the total balance; match the swap box figure exactly. Delegation to a stake pool does not lock anything, and you can send without undelegating.

Vous pouvez suivre le dépôt sur Cardanoscan by its transaction ID while the status page moves from deposit seen to confirmed.

The XRP Ledger closes a ledger every few seconds, so the payout is final almost as soon as it is sent. Search your r address on XRPSCAN to see it. Most swaps finish within minutes, and the wait is mostly the Cardano deposit.

If the address was new, the payout creates the account and part of it becomes the base reserve. Xaman shows that portion as reserved rather than available. It is still yours and comes back if you ever delete the account, but you cannot send it while the account is open.

If a swap cannot be completed, the coins are refunded to the sender address you entered, here your addr1 address on Cardano. For a payout that reached an exchange without its tag, contact that exchange with the XRPSCAN link. For anything else, email support@ghostswap.io with the swap ID.