# Zcash to XRP (ZEC to XRP) — no-KYC swap on GhostSwap > Send Zcash (ZEC) and receive XRP on XRP Ledger in your own wallet, with no account and no KYC. The XRP arrives as an ordinary transfer on XRP Ledger, while the ZEC you send stays private on its own chain. Most ZEC to XRP swaps are paid out within 20–60 minutes. Swap page: https://ghostswap.io/exchange/zec-xrp/ Updated: 2026-10-04 ## At a glance | | | |---|---| | You send | Zcash (ZEC) | | You receive | XRP (XRP), XRP Ledger | | Your XRP address | XRP Ledger address that starts with r. Wallets: Xaman or a Ledger | | Destination Tag | Only needed when the XRP goes to an exchange account that gives you one. Personal wallets leave it empty. | | Deposit network fee | Paid in ZEC by your wallet | | Deposit confirmation | About 10–20 minutes on Zcash | | XRP payout | Sent to your address as soon as the swap completes; XRP Ledger confirms it in a few seconds | | Typical swap time | 20–60 minutes until your XRP is sent | | Reference rate | 1 ZEC ≈ 888.7000 XRP · 1 XRP ≈ 0.001125 ZEC (market prices, 4 Oct 2026) | | Limits | Minimum about 0.023 ZEC. The exact minimum and maximum ZEC amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; ZEC on Blockchair; XRP on XRPSCAN | | Reverse swap | [XRP to ZEC](https://ghostswap.io/exchange/xrp-zec/) | ## How much XRP you get (quoted 4 Oct 2026, 07:04 UTC, after all fees) | You send | You receive | |---|---| | 0.1 ZEC | 87.6143 XRP | | 0.5 ZEC | 438.3212 XRP | | 1 ZEC | 876.6685 XRP | | 2.5 ZEC | 2,191.48 XRP | ## How to swap ZEC to XRP 1. Open https://ghostswap.io/exchange/zec-xrp/ and enter the amount of ZEC to send. 2. Paste the XRP address that should receive the coins (and a Destination Tag only if that address needs one). 3. Enter the ZEC address you are sending from, then confirm. 4. Send the ZEC to the one-time deposit address shown. 5. Receive XRP in your wallet and follow the status page with your swap ID. ## Zcash to XRP: deposit from a t-address, receive to an r-address ZEC to XRP takes Zcash and pays XRP on the XRP Ledger, a payments network whose ledgers close every few seconds. People use it to fund an exchange account, pay someone in XRP or rebalance out of ZEC. No account is needed; the XRP is paid to the r-address you give. Zcash has transparent addresses (t1 or t3) and shielded ones (Sapling addresses starting with zs and unified addresses starting with u1). Send the deposit from a transparent address. If your ZEC is shielded, first move the amount to a t-address in a wallet that can spend from it, and wait for that transfer to confirm. Zcash adds a block about every 75 seconds and the deposit usually needs 10 to 20 minutes, so most swaps finish in 20 to 60 minutes; the XRP payout then settles within seconds. ### Tips - Your XRP address starts with r; copy it from Xaman or a Ledger. Fill in the Destination Tag field only for an exchange address, using the tag that exchange gave you. - A new XRP address is activated by its first payment, which must cover the base reserve; that reserve then stays locked. Normal swap amounts are well above it. - Send the ZEC from a transparent t1 address and enter it as the sender address, so a refund can come back to you. Zkool lets you choose the transparent pool when sending; Zodl (formerly Zashi) spends only shielded ZEC, so it cannot send from a t-address. ### Can I swap ZEC to XRP without KYC? Yes. Standard swaps have no sign-up and ask for no email or ID. Enter your XRP address, check the floating rate shown before you send, and transfer the ZEC from your transparent address; if the swap cannot complete, the refund goes back to that address. ### Is the XRP I receive private like shielded ZEC? No. XRP Ledger payments are public: anyone can look up an r-address, its balance and its history on an explorer such as XRPSCAN. The ZEC deposit is public too, because it comes from a transparent address. Zcash privacy covers only ZEC that is held and spent in the shielded pool. ## FAQ ### How long does it take to swap ZEC to XRP on GhostSwap? Most ZEC to XRP swaps are paid out within 20–60 minutes: the ZEC deposit needs about 10–20 minutes to confirm on Zcash, then the XRP is sent to your wallet, and XRP Ledger confirms the payout in a few seconds. ### How much is 1 ZEC in XRP? At 4 Oct 2026, 07:04 UTC, 1 ZEC swapped to about 876.6685 XRP on GhostSwap, after the service fee. The minimum for this pair is about 0.023 ZEC. The Zcash network fee for sending the ZEC is paid separately, in ZEC. The rate floats with the market until your ZEC deposit confirms. ### Can I send ZEC straight to my XRP address? No. ZEC moves on Zcash and XRP on XRP Ledger, so ZEC can only be sent to a Zcash address. To swap, send the ZEC to the one-time deposit address GhostSwap shows, and the XRP is paid to the XRP Ledger address you enter, with no bridge or wrapped token. ### What wallet and address do I need to receive XRP? Use an XRP Ledger address from a wallet you control, such as Xaman or a Ledger. A new XRP address only becomes active once it holds the small network reserve (1 XRP since December 2024). The address starts with r. A Destination Tag is only needed if the XRP goes to an exchange or custodial account that gave you one; a personal wallet does not need one. GhostSwap never holds your funds: the XRP is sent straight to the address you enter. ### Is it legal to own and swap Zcash? In most countries, yes: owning and swapping Zcash is not banned, although some centralized exchanges have stopped listing privacy coins in certain regions. Privacy is a legitimate need, and using privacy-enhancing tools is not illegal in itself. You are responsible for following the cryptocurrency rules where you live. ### What happens if my ZEC to XRP exchange fails? If a swap cannot be completed, the ZEC is refunded to the Zcash address you entered as the sender address. ## Related - [Reverse: XRP to ZEC](https://ghostswap.io/exchange/xrp-zec/) ([Markdown](https://ghostswap.io/exchange/xrp-zec.md)) - [No-KYC Zcash exchange: all routes, minimums and times](https://ghostswap.io/zcash-exchange/) ([Markdown](https://ghostswap.io/zcash-exchange.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)