# Zcash to Monero (ZEC to XMR) — no-KYC swap on GhostSwap

> Send Zcash (ZEC) and receive Monero (XMR) in your own wallet, with no account and no KYC. It is a cross-chain swap from Zcash to Monero, with no bridge and no wrapped tokens. Most ZEC to XMR swaps are paid out within 20–60 minutes.

Swap page: https://ghostswap.io/exchange/zec-xmr/
Updated: 2026-10-04

## At a glance

| | |
|---|---|
| You send | Zcash (ZEC) |
| You receive | Monero (XMR) |
| Your XMR address | Monero address that is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI |
| Deposit network fee | Paid in ZEC by your wallet |
| Deposit confirmation | About 10–20 minutes on Zcash |
| XMR payout | Sent to your address as soon as the swap completes; Monero confirms it in about 20 minutes (10 confirmations) |
| Typical swap time | 20–60 minutes until your XMR is sent |
| Reference rate | 1 ZEC ≈ 2.3811 XMR · 1 XMR ≈ 0.419967 ZEC (market prices, 4 Oct 2026) |
| Limits | Minimum about 0.023 ZEC. The exact minimum and maximum ZEC amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; ZEC on Blockchair |
| Reverse swap | [XMR to ZEC](https://ghostswap.io/exchange/xmr-zec/) |

## How much XMR you get (quoted 4 Oct 2026, 02:35 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.1 ZEC | 0.234513 XMR |
| 0.5 ZEC | 1.1756 XMR |
| 1 ZEC | 2.3519 XMR |
| 2.5 ZEC | 5.8800 XMR |

## How to swap ZEC to XMR

1. Open https://ghostswap.io/exchange/zec-xmr/ and enter the amount of ZEC to send.
2. Paste the XMR address that should receive the coins.
3. Enter the ZEC address you are sending from, then confirm.
4. Send the ZEC to the one-time deposit address shown.
5. Receive XMR in your wallet and follow the status page with your swap ID.

## Zcash to Monero: from optional privacy to privacy by default

ZEC to XMR moves Zcash into Monero, where every transaction hides the sender, the receiver and the amount without any extra step. Zcash users make this swap when they want privacy that does not depend on choosing shielded addresses, or to pay someone who only takes XMR. GhostSwap sends the XMR to whichever Monero address you give, with no account.

Send the deposit from a transparent t-address. That transfer is public, so the amount you send can be seen on the Zcash chain. Zcash confirmations take most of the time: about 10 to 20 minutes until the deposit is credited, and usually 20 to 60 minutes until the XMR is sent. Your Monero wallet then holds the XMR for 10 confirmations, about 20 minutes, before it can be spent.

### Tips

- Receive at a new Monero subaddress (starts with 8). Outsiders cannot tell that it belongs to the same wallet as the other addresses you have handed out.
- Give the t1 or t3 address the deposit comes from as your refund address, so a swap that cannot finish returns the ZEC to a wallet you control.
- If your ZEC is shielded, unshield it to a fresh t-address rather than one you have used before, so the deposit is not tied to earlier transparent activity.

### Can I swap Zcash to Monero without an account or KYC?

Yes. A ZEC to XMR swap involves no account, email or ID. Paste a Monero address for the payout, your t1 or t3 address for refunds, and send the ZEC at the floating rate shown.

### What can an outside observer see in a ZEC to XMR swap?

On Zcash, the transparent deposit: the sending t-address, the amount and the time. On Monero, the payout looks like any other XMR transaction, with the sender, receiver and amount hidden.

## FAQ

### How long does it take to swap ZEC to XMR on GhostSwap?

Most ZEC to XMR swaps are paid out within 20–60 minutes: the ZEC deposit needs about 10–20 minutes to confirm on Zcash, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.

### How much XMR do I get for 2.5 ZEC?

At 4 Oct 2026, 02:35 UTC, 2.5 ZEC swapped to about 5.8800 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### What are the fees for converting Zcash to Monero?

The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, the Zcash network fee for your deposit is paid in ZEC by your wallet.

### What wallet should I use to receive XMR?

To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the XMR address?

Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

### Can I track my ZEC to XMR swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ZEC payment on Blockchair (https://blockchair.com/zcash).

### Is it safe to exchange ZEC for XMR on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your ZEC deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice — Monero transfers cannot be reversed.

### How does a cross-chain ZEC to XMR swap work?

Zcash lives on Zcash and Monero on Monero, two separate blockchains. Instead of a bridge, GhostSwap takes your ZEC on Zcash and pays native XMR on Monero, so you never hold a wrapped token or pay bridge fees.

### What happens if my ZEC to XMR exchange fails?

If a swap cannot be completed, the ZEC is refunded to the Zcash address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XMR to ZEC](https://ghostswap.io/exchange/xmr-zec/) ([Markdown](https://ghostswap.io/exchange/xmr-zec.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Zcash exchange: all routes, minimums and times](https://ghostswap.io/zcash-exchange/) ([Markdown](https://ghostswap.io/zcash-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)