# Zcash to Tether (ERC20) (ZEC to USDT) — no-KYC swap on GhostSwap > Send Zcash (ZEC) and receive Tether (USDT, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. The USDT arrives as an ordinary transfer on Ethereum, while the ZEC you send stays private on its own chain. Most ZEC to USDT swaps finish in 20–60 minutes. Swap page: https://ghostswap.io/exchange/zec-usdt20/ Updated: 2026-10-01 ## At a glance | | | |---|---| | You send | Zcash (ZEC) | | You receive | Tether (USDT), ERC-20 token on Ethereum | | Your USDT address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger | | Deposit network fee | Paid in ZEC by your wallet | | Deposit confirmation | About 10–20 minutes on Zcash | | USDT payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes | | Typical swap time | 20–60 minutes until your USDT is sent | | Reference rate | 1 ZEC ≈ 1,334.47 USDT · 1 USDT ≈ 0.000749 ZEC (market prices, 1 Oct 2026) | | Limits | The minimum and maximum ZEC amounts are shown live in the exchange box | | Account / KYC | None: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; ZEC on Blockchair; USDT on Etherscan | | Reverse swap | [USDT to ZEC](https://ghostswap.io/exchange/usdt20-zec/) | ## How much USDT you get (quoted 1 Oct 2026, 22:34 UTC, after all fees) | You send | You receive | |---|---| | 0.1 ZEC | 131.0606 USDT | | 0.5 ZEC | 656.5490 USDT | | 1 ZEC | 1,313.41 USDT | | 2.5 ZEC | 3,283.99 USDT | ## How to swap ZEC to USDT 1. Open https://ghostswap.io/exchange/zec-usdt20/ and enter the amount of ZEC to send. 2. Paste the USDT address that should receive the coins. 3. Enter the ZEC address you are sending from, then confirm. 4. Send the ZEC to the one-time deposit address shown. 5. Receive USDT in your wallet and follow the status page with your swap ID. ## Zcash to USDT (ERC20): what to know before you swap ZEC to USDT swaps Zcash into Tether on Ethereum, to lock in a dollar value or pay someone in USDT. The USDT is paid to your own Ethereum address, with no account. Zcash blocks arrive about every 75 seconds; the USDT payout then confirms within a minute or two. ### Tips - Ethereum addresses start with 0x. - Send the exact ZEC amount shown from a wallet you control. - Prefer cheaper USDT transfers later? Pick USDT TRC20 as the coin you receive. ### Can I swap ZEC to USDT without KYC? Yes. No account or ID. Paste your Ethereum address and send the Zcash. ### Can I swap ZEC to Monero instead? Yes. Use the ZEC to XMR pair. ## FAQ ### How long does it take to swap ZEC to USDT on GhostSwap? Most ZEC to USDT swaps finish in 20–60 minutes. Your ZEC deposit needs about 10–20 minutes to confirm on Zcash; after that the USDT is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes. ### How much USDT do I get for 2.5 ZEC? At 1 Oct 2026, 22:34 UTC, 2.5 ZEC swapped to about 3,283.99 USDT on GhostSwap, after the service fee and the USDT network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send. ### Do I need KYC or an account to exchange ZEC to USDT? No. GhostSwap has no accounts: you paste the Ethereum address that should receive the USDT, send ZEC from your own wallet, and the USDT goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Zcash to Tether (ERC20)? The GhostSwap fee is already included in the rate in the exchange box, so the USDT amount you see is what you receive. On top of that, the Zcash network fee for your deposit is paid in ZEC by your wallet. ### What wallet should I use to receive USDT? To receive Tether (ERC20) from your swap, we recommend using MetaMask, Trust Wallet, or any ERC-20 compatible wallet. Make sure your wallet supports the Ethereum (ERC-20) network before starting the exchange. Double-check your USDT address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the USDT address? Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDT to an address on another network can lose the coins. ### Can I track my ZEC to USDT swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your ZEC payment on Zcash Block Explorer (https://zcashblockexplorer.com) and your incoming USDT on Etherscan (https://etherscan.io). ### Is it safe to exchange ZEC for USDT on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your ZEC deposit is converted and the USDT is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed. ### Will my USDT be linked to my ZEC? Since Zcash is optional — supports both transparent (public) and shielded (fully private) transactions via zk-SNARKs, the source of your funds is already protected. The USDT you receive will appear as a fresh transaction on the Ethereum (ERC-20) blockchain with no visible connection to your ZEC holdings. GhostSwap requires no KYC, so there's no account linking the two. ### Why swap ZEC to USDT? Converting Zcash to Tether (ERC20) lets you exit a volatile crypto position into a dollar-pegged stablecoin without using a centralized exchange or going through KYC. This is useful for locking in profits, protecting against market downturns, or preparing funds for future trades — all while maintaining your privacy. ### What happens if my ZEC to USDT exchange fails? If a swap cannot be completed, the ZEC is refunded to the Zcash address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDT to ZEC](https://ghostswap.io/exchange/usdt20-zec/) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)