# Tezos to Monero (XTZ to XMR) — no-KYC swap on GhostSwap

> Send Tezos (XTZ) and receive Monero (XMR) in your own wallet, with no account and no KYC. Monero hides the sender, receiver and amount of every transfer, so the XMR you receive has no public link to your XTZ history. Most XTZ to XMR swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xtz-xmr/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Tezos (XTZ) |
| You receive | Monero (XMR) |
| Your XMR address | Monero address that is 95 characters and starts with 4 (standard) or 8 (subaddress). Wallets: Feather, Cake Wallet or Monero GUI |
| Deposit network fee | Paid in XTZ by your wallet |
| Deposit confirmation | A few minutes on Tezos |
| XMR payout | Sent to your address as soon as the swap completes; Monero confirms it in about 20 minutes (10 confirmations) |
| Typical swap time | 5–15 minutes until your XMR is sent |
| Reference rate | 1 XTZ ≈ 0.000580 XMR · 1 XMR ≈ 1,723.67 XTZ (market prices, 2 Oct 2026) |
| Limits | Minimum about 97 XTZ. The exact minimum and maximum XTZ amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XTZ on TzKT |
| Reverse swap | [XMR to XTZ](https://ghostswap.io/exchange/xmr-xtz/) |

## How much XMR you get (quoted 2 Oct 2026, 20:10 UTC, after all fees)

| You send | You receive |
|---|---|
| 250 XTZ | 0.141817 XMR |
| 2500 XTZ | 1.4240 XMR |
| 5000 XTZ | 2.8476 XMR |

## How to swap XTZ to XMR

1. Open https://ghostswap.io/exchange/xtz-xmr/ and enter the amount of XTZ to send.
2. Paste the XMR address that should receive the coins.
3. Enter the XTZ address you are sending from, then confirm.
4. Send the XTZ to the one-time deposit address shown.
5. Receive XMR in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XTZ to XMR on GhostSwap?

Most XTZ to XMR swaps are paid out within 5–15 minutes: the XTZ deposit needs a few minutes to confirm on Tezos, then the XMR is sent to your wallet, and Monero confirms the payout in about 20 minutes (10 confirmations). Busy networks can add a few minutes.

### How much XMR do I get for 5,000 XTZ?

At 2 Oct 2026, 20:10 UTC, 5,000 XTZ swapped to about 2.8476 XMR on GhostSwap, after the service fee and the XMR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### Do I need KYC or an account to exchange XTZ to XMR?

No. GhostSwap has no accounts: you paste the Monero address that should receive the XMR, send XTZ from your own wallet, and the XMR goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Tezos to Monero?

The GhostSwap fee is already included in the rate in the exchange box, so the XMR amount you see is what you receive. On top of that, the Tezos network fee for your deposit is paid in XTZ by your wallet.

### What wallet should I use to receive XMR?

To receive Monero from your swap, we recommend using Feather, Cake Wallet or Monero GUI. MetaMask and other Ethereum wallets do not support Monero. Make sure your wallet supports the Monero network before starting the exchange. Double-check your XMR address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the XMR address?

Use a Monero address: it is 95 characters and starts with 4 (standard) or 8 (subaddress). Copy it from your wallet and paste it; never type it by hand.

### Can I track my XTZ to XMR swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XTZ payment on TzKT (https://tzkt.io).

### Is it safe to exchange XTZ for XMR on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XTZ deposit is converted and the XMR is sent straight to the Monero address you enter, so check that address twice — Monero transfers cannot be reversed.

### Can my XTZ to XMR swap be traced?

Your XTZ transaction to GhostSwap is visible on the Tezos blockchain since Tezos is transparent — transfers are public on TzKT. However, once your XMR arrives in your wallet, Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. By swapping XTZ to XMR on a no-KYC exchange like GhostSwap, there is no account linking the two transactions together.

### How does a cross-chain XTZ to XMR swap work?

Tezos lives on Tezos and Monero on Monero, two separate blockchains. Instead of a bridge, GhostSwap takes your XTZ on Tezos and pays native XMR on Monero, so you never hold a wrapped token or pay bridge fees.

### What happens if my XTZ to XMR exchange fails?

If a swap cannot be completed, the XTZ is refunded to the Tezos address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XMR to XTZ](https://ghostswap.io/exchange/xmr-xtz/) ([Markdown](https://ghostswap.io/exchange/xmr-xtz.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)