# Tezos to Cosmos (XTZ to ATOM) — no-KYC swap on GhostSwap

> Send Tezos (XTZ) and receive Cosmos (ATOM) on Cosmos Hub in your own wallet, with no account and no KYC. It is a cross-chain swap from Tezos to Cosmos Hub, with no bridge and no wrapped tokens. Most XTZ to ATOM swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xtz-atom/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | Tezos (XTZ) |
| You receive | Cosmos (ATOM), Cosmos Hub |
| Your ATOM address | Cosmos Hub address that starts with cosmos1. Wallets: Keplr, Trust Wallet or Vultisig |
| Memo | Only needed when the ATOM goes to an exchange account that gives you one. Personal wallets leave it empty. |
| Deposit network fee | Paid in XTZ by your wallet |
| Deposit confirmation | A few minutes on Tezos |
| ATOM payout | Sent to your address as soon as the swap completes; Cosmos Hub confirms it in under a minute |
| Typical swap time | 5–15 minutes until your ATOM is sent |
| Reference rate | 1 XTZ ≈ 0.185655 ATOM · 1 ATOM ≈ 5.3863 XTZ (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum XTZ amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XTZ on TzKT; ATOM on Mintscan |
| Reverse swap | [ATOM to XTZ](https://ghostswap.io/exchange/atom-xtz/) |

## How to swap XTZ to ATOM

1. Open https://ghostswap.io/exchange/xtz-atom/ and enter the amount of XTZ to send.
2. Paste the ATOM address that should receive the coins (and a Memo only if that address needs one).
3. Enter the XTZ address you are sending from, then confirm.
4. Send the XTZ to the one-time deposit address shown.
5. Receive ATOM in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XTZ to ATOM on GhostSwap?

Most XTZ to ATOM swaps finish in 5–15 minutes. Your XTZ deposit needs a few minutes to confirm on Tezos; after that the ATOM is sent to your wallet and Cosmos Hub confirms it in under a minute. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange XTZ to ATOM?

No. GhostSwap has no accounts: you paste the Cosmos Hub address that should receive the ATOM, send XTZ from your own wallet, and the ATOM goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Tezos to Cosmos?

The GhostSwap fee is already included in the rate in the exchange box, so the ATOM amount you see is what you receive. On top of that, the Tezos network fee for your deposit is paid in XTZ by your wallet.

### What wallet should I use to receive ATOM?

To receive Cosmos from your swap, we recommend using Keplr or Trust Wallet. Make sure your wallet supports the Cosmos Hub network before starting the exchange. Double-check your ATOM address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the ATOM address?

Use a Cosmos Hub address: it starts with cosmos1. Copy it from your wallet and paste it; never type it by hand.

### Do I need a Memo to receive ATOM?

Only if the ATOM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal ATOM wallet does not need one.

### Can I track my XTZ to ATOM swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XTZ payment on TzKT (https://tzkt.io) and your incoming ATOM on Mintscan (https://www.mintscan.io/cosmos).

### Is it safe to exchange XTZ for ATOM on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XTZ deposit is converted and the ATOM is sent straight to the Cosmos Hub address you enter, so check that address twice — Cosmos Hub transfers cannot be reversed.

### How does a cross-chain XTZ to ATOM swap work?

Tezos lives on Tezos and Cosmos on Cosmos Hub, two separate blockchains. Instead of a bridge, GhostSwap takes your XTZ on Tezos and pays native ATOM on Cosmos Hub, so you never hold a wrapped token or pay bridge fees.

### What happens if my XTZ to ATOM exchange fails?

If a swap cannot be completed, the XTZ is refunded to the Tezos address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: ATOM to XTZ](https://ghostswap.io/exchange/atom-xtz/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)