# XRP to Tezos (XRP to XTZ) — no-KYC swap on GhostSwap

> Send XRP on XRP Ledger and receive Tezos (XTZ) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Tezos, with no bridge and no wrapped tokens. Most XRP to XTZ swaps are paid out within 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xrp-xtz/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | XRP (XRP), XRP Ledger |
| You receive | Tezos (XTZ) |
| Your XTZ address | Tezos address that starts with tz1, tz2 or tz3. Wallets: Temple or Kukai |
| Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. |
| Deposit network fee | Paid in XRP by your wallet |
| Deposit confirmation | A few seconds on XRP Ledger |
| XTZ payout | Sent to your address as soon as the swap completes; Tezos confirms it in a few minutes |
| Typical swap time | 5–15 minutes until your XTZ is sent |
| Reference rate | 1 XRP ≈ 4.6333 XTZ · 1 XTZ ≈ 0.215831 XRP (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum XRP amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XRP on XRPSCAN; XTZ on TzKT |
| Reverse swap | [XTZ to XRP](https://ghostswap.io/exchange/xtz-xrp/) |

## How to swap XRP to XTZ

1. Open https://ghostswap.io/exchange/xrp-xtz/ and enter the amount of XRP to send.
2. Paste the XTZ address that should receive the coins.
3. Enter the XRP address you are sending from, then confirm.
4. Send the XRP to the one-time deposit address shown.
5. Receive XTZ in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XRP to XTZ on GhostSwap?

Most XRP to XTZ swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the XTZ is sent to your wallet, and Tezos confirms the payout in a few minutes. Busy networks can add a few minutes.

### How much is 1 XRP in XTZ?

1 XRP is worth about 4.6333 XTZ at the market rate, before fees (market prices, 2 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XTZ network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send.

### Do I need KYC or an account to exchange XRP to XTZ?

No. GhostSwap has no accounts: you paste the Tezos address that should receive the XTZ, send XRP from your own wallet, and the XTZ goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting XRP to Tezos?

The GhostSwap fee is already included in the rate in the exchange box, so the XTZ amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.

### What wallet should I use to receive XTZ?

To receive Tezos from your swap, we recommend using Temple or Kukai. Make sure your wallet supports the Tezos network before starting the exchange. Double-check your XTZ address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the XTZ address?

Use a Tezos address: it starts with tz1, tz2 or tz3. Copy it from your wallet and paste it; never type it by hand.

### Can I track my XRP to XTZ swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming XTZ on TzKT (https://tzkt.io).

### Is it safe to exchange XRP for XTZ on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the XTZ is sent straight to the Tezos address you enter, so check that address twice — Tezos transfers cannot be reversed.

### How does a cross-chain XRP to XTZ swap work?

XRP lives on XRP Ledger and Tezos on Tezos, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native XTZ on Tezos, so you never hold a wrapped token or pay bridge fees.

### What happens if my XRP to XTZ exchange fails?

If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XTZ to XRP](https://ghostswap.io/exchange/xtz-xrp/) ([Markdown](https://ghostswap.io/exchange/xtz-xrp.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)
