# XRP to USDC SOL: XRP to USD Coin (Solana): no-KYC swap on GhostSwap > Send XRP on XRP Ledger and receive USD Coin (USDC SOL, an SPL token on Solana) in your own wallet, with no account and no KYC. Swapping into USDC SOL locks in a dollar value without selling on a centralized exchange. Most XRP to USDC SOL swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xrp-usdcsol/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | XRP (XRP), XRP Ledger | | You receive | USD Coin (USDC SOL), SPL token on Solana | | Your USDC SOL address | Solana address that is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger | | Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. | | Deposit network fee | Paid in XRP by your wallet | | Deposit confirmation | A few seconds on XRP Ledger | | USDC SOL payout | Sent to your address as soon as the swap completes; Solana confirms it in under a minute | | Typical swap time | 5–15 minutes until your USDC SOL is sent | | Reference rate | 1 XRP ≈ 1.3905 USDC SOL · 1 USDC SOL ≈ 0.719159 XRP (market prices, 11 Oct 2026) | | Limits | The exact minimum and maximum XRP amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XRP on XRPSCAN; USDC SOL on Solscan | | Reverse swap | [USDC SOL to XRP](https://ghostswap.io/exchange/usdcsol-xrp/) | ## How to swap XRP to USDC SOL 1. Open https://ghostswap.io/exchange/xrp-usdcsol/ and enter the amount of XRP to send. 2. Paste the USDC SOL address that should receive the coins. 3. Enter the XRP address you are sending from, then confirm. 4. Send the XRP to the one-time deposit address shown. 5. Receive USDC SOL in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap XRP to USDC SOL on GhostSwap? Most XRP to USDC SOL swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the USDC SOL is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 XRP in USDC SOL? 1 XRP is worth about 1.3905 USDC SOL at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the USDC SOL network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange XRP to USDC SOL? No. GhostSwap has no accounts: you paste the Solana address that should receive the USDC SOL, send XRP from your own wallet, and the USDC SOL goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting XRP to USD Coin (Solana)? The GhostSwap fee is already included in the rate in the exchange box, so the USDC SOL amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet. ### What wallet should I use to receive USDC SOL? To receive USD Coin (Solana) from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana network before starting the exchange. Double-check your USDC SOL address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the USDC SOL address? Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending USDC SOL to an address on another network can lose the coins. ### Can I track my XRP to USDC SOL swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming USDC SOL on Solscan (https://solscan.io). ### Is it safe to exchange XRP for USDC SOL on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the USDC SOL is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed. ### Why swap XRP to USDC SOL? Converting XRP to USD Coin (Solana) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC. ### What happens if my XRP to USDC SOL exchange fails? If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: USDC SOL to XRP](https://ghostswap.io/exchange/usdcsol-xrp/) ([Markdown](https://ghostswap.io/exchange/usdcsol-xrp.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)