# XRP to Raydium (XRP to RAY): no-KYC swap on GhostSwap > Send XRP on XRP Ledger and receive Raydium (RAY, an SPL token on Solana) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Solana, with no bridge and no wrapped tokens. Most XRP to RAY swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xrp-ray/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | XRP (XRP), XRP Ledger | | You receive | Raydium (RAY), SPL token on Solana | | Your RAY address | Solana address that is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger | | Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. | | Deposit network fee | Paid in XRP by your wallet | | Deposit confirmation | A few seconds on XRP Ledger | | RAY payout | Sent to your address as soon as the swap completes; Solana confirms it in under a minute | | Typical swap time | 5–15 minutes until your RAY is sent | | Reference rate | 1 XRP ≈ 0.599138 RAY · 1 RAY ≈ 1.6691 XRP (market prices, 11 Oct 2026) | | Limits | The exact minimum and maximum XRP amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XRP on XRPSCAN; RAY on Solscan | | Reverse swap | [RAY to XRP](https://ghostswap.io/exchange/ray-xrp/) | ## How to swap XRP to RAY 1. Open https://ghostswap.io/exchange/xrp-ray/ and enter the amount of XRP to send. 2. Paste the RAY address that should receive the coins. 3. Enter the XRP address you are sending from, then confirm. 4. Send the XRP to the one-time deposit address shown. 5. Receive RAY in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap XRP to RAY on GhostSwap? Most XRP to RAY swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the RAY is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 XRP in RAY? 1 XRP is worth about 0.599138 RAY at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the RAY network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange XRP to RAY? No. GhostSwap has no accounts: you paste the Solana address that should receive the RAY, send XRP from your own wallet, and the RAY goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting XRP to Raydium? The GhostSwap fee is already included in the rate in the exchange box, so the RAY amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet. ### What wallet should I use to receive RAY? To receive Raydium from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana (SPL token) network before starting the exchange. Double-check your RAY address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the RAY address? Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending RAY to an address on another network can lose the coins. ### Can I track my XRP to RAY swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming RAY on Solscan (https://solscan.io). ### Is it safe to exchange XRP for RAY on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the RAY is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed. ### How does a cross-chain XRP to RAY swap work? XRP lives on XRP Ledger and Raydium on Solana, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native RAY on Solana, so you never hold a wrapped token or pay bridge fees. ### What happens if my XRP to RAY exchange fails? If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: RAY to XRP](https://ghostswap.io/exchange/ray-xrp/) ([Markdown](https://ghostswap.io/exchange/ray-xrp.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)