# XRP to NEAR Protocol (XRP to NEAR): no-KYC swap on GhostSwap > Send XRP on XRP Ledger and receive NEAR Protocol (NEAR) on NEAR in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to NEAR, with no bridge and no wrapped tokens. Most XRP to NEAR swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xrp-nearmainnet/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | XRP (XRP), XRP Ledger | | You receive | NEAR Protocol (NEAR), NEAR | | Your NEAR address | NEAR address that is a named account such as alice.near or 64 hexadecimal characters. Wallets: Meteor, HOT Wallet or MyNearWallet | | Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. | | Deposit network fee | Paid in XRP by your wallet | | Deposit confirmation | A few seconds on XRP Ledger | | NEAR payout | Sent to your address as soon as the swap completes; NEAR confirms it in a few seconds | | Typical swap time | 5–15 minutes until your NEAR is sent | | Reference rate | 1 XRP ≈ 0.246479 NEAR · 1 NEAR ≈ 4.0571 XRP (market prices, 12 Oct 2026) | | Limits | The exact minimum and maximum XRP amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XRP on XRPSCAN; NEAR on NearBlocks | | Reverse swap | [NEAR to XRP](https://ghostswap.io/exchange/nearmainnet-xrp/) | ## How to swap XRP to NEAR 1. Open https://ghostswap.io/exchange/xrp-nearmainnet/ and enter the amount of XRP to send. 2. Paste the NEAR address that should receive the coins. 3. Enter the XRP address you are sending from, then confirm. 4. Send the XRP to the one-time deposit address shown. 5. Receive NEAR in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap XRP to NEAR on GhostSwap? Most XRP to NEAR swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the NEAR is sent to your wallet, and NEAR confirms the payout in a few seconds. Busy networks can add a few minutes. ### How much is 1 XRP in NEAR? 1 XRP is worth about 0.246479 NEAR at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the NEAR network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange XRP to NEAR? No. GhostSwap has no accounts: you paste the NEAR address that should receive the NEAR, send XRP from your own wallet, and the NEAR goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting XRP to NEAR Protocol? The GhostSwap fee is already included in the rate in the exchange box, so the NEAR amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet. ### What wallet should I use to receive NEAR? To receive NEAR Protocol from your swap, we recommend using Meteor, HOT Wallet or MyNearWallet. Make sure your wallet supports the NEAR network before starting the exchange. Double-check your NEAR address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the NEAR address? Use a NEAR address: it is a named account such as alice.near or 64 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. ### Can I track my XRP to NEAR swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming NEAR on NearBlocks (https://nearblocks.io). ### Is it safe to exchange XRP for NEAR on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the NEAR is sent straight to the NEAR address you enter, so check that address twice, NEAR transfers cannot be reversed. ### How does a cross-chain XRP to NEAR swap work? XRP lives on XRP Ledger and NEAR Protocol on NEAR, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native NEAR on NEAR, so you never hold a wrapped token or pay bridge fees. ### What happens if my XRP to NEAR exchange fails? If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: NEAR to XRP](https://ghostswap.io/exchange/nearmainnet-xrp/) ([Markdown](https://ghostswap.io/exchange/nearmainnet-xrp.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)