# XRP to Litecoin (XRP to LTC): no-KYC swap on GhostSwap > Send XRP on XRP Ledger and receive Litecoin (LTC) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Litecoin, with no bridge and no wrapped tokens. Most XRP to LTC swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xrp-ltc/ Updated: 2026-10-11 ## At a glance | | | |---|---| | You send | XRP (XRP), XRP Ledger | | You receive | Litecoin (LTC) | | Your LTC address | Litecoin address that starts with ltc1, L or M. Wallets: Nexus Wallet, Exodus or a Ledger | | Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. | | Deposit network fee | Paid in XRP by your wallet | | Deposit confirmation | A few seconds on XRP Ledger | | LTC payout | Sent to your address as soon as the swap completes; Litecoin confirms it in about 10 minutes (blocks every 2.5 minutes) | | Typical swap time | 5–15 minutes until your LTC is sent | | Reference rate | 1 XRP ≈ 0.021921 LTC · 1 LTC ≈ 45.6187 XRP (market prices, 11 Oct 2026) | | Limits | Minimum about 22 XRP. The exact minimum and maximum XRP amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XRP on XRPSCAN; LTC on Blockchair | | Reverse swap | [LTC to XRP](https://ghostswap.io/exchange/ltc-xrp/) | ## How much LTC you get (quoted 11 Oct 2026, 11:49 UTC, after all fees) | You send | You receive | |---|---| | 50 XRP | 1.0807 LTC | | 500 XRP | 10.8167 LTC | | 1000 XRP | 21.6345 LTC | ## How to swap XRP to LTC 1. Open https://ghostswap.io/exchange/xrp-ltc/ and enter the amount of XRP to send. 2. Paste the LTC address that should receive the coins. 3. Enter the XRP address you are sending from, then confirm. 4. Send the XRP to the one-time deposit address shown. 5. Receive LTC in your wallet and follow the status page with your swap ID. ## XRP to Litecoin: from an XRP Ledger account to UTXO payments XRP to LTC suits people who hold XRP but need Litecoin, for example to pay a merchant or service that takes LTC but not XRP. The networks work differently: the XRP Ledger is account-based, every account keeps a reserve and exchanges tell customers apart with Destination Tags, while Litecoin follows Bitcoin's model of unspent outputs, with no reserve and no tag. GhostSwap pays the LTC to the Litecoin address you enter, with no account. The XRP Ledger closes a ledger every 3 to 5 seconds, so the deposit is confirmed almost at once and most swaps finish in 5 to 15 minutes. Litecoin blocks arrive about every 2.5 minutes, so the payout soon gets its first confirmation. Copy the Destination Tag along with the deposit address if one is shown; a payment without it may not be credited to your swap. ### Tips - Take a receive address from Nexus Wallet, Exodus or a Ledger; it starts with ltc1, L or M. In a multi-coin wallet, copy the Litecoin address, not the XRP one. - Send from Xaman or a Ledger and give that r-address as the refund address. - Part of every XRP balance is locked as the account reserve, a little more for each trust line, so check the spendable amount in Xaman before you enter what to send. ### Can I swap XRP to LTC without KYC? Yes. The swap needs no account, email or ID, only your addresses. Paste your Litecoin address, check the floating rate shown before you send and transfer the XRP, adding the deposit's Destination Tag when there is one; refunds go back to your XRP sender address. ### Does the Litecoin payout need a tag or memo? No. Litecoin has no memo or tag field, so the address alone identifies the wallet, including an exchange deposit address. Only the XRP side of this swap can involve a tag. ## FAQ ### How long does it take to swap XRP to LTC on GhostSwap? Most XRP to LTC swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the LTC is sent to your wallet, and Litecoin confirms the payout in about 10 minutes (blocks every 2.5 minutes). ### How much is 1 XRP in LTC? 1 XRP is worth about 0.021921 LTC at the market rate, before fees (market prices, 11 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the LTC network fee. The minimum for this pair is about 22 XRP. The XRP Ledger network fee for sending the XRP is paid separately, in XRP. The rate floats with the market until your XRP deposit confirms. ### Can I send XRP straight to my LTC address? No. XRP moves on XRP Ledger and LTC on Litecoin, so XRP can only be sent to an XRP Ledger address. To swap, send the XRP to the one-time deposit address GhostSwap shows, and the LTC is paid to the Litecoin address you enter, with no bridge or wrapped token. ### What wallet and address do I need to receive LTC? Use a Litecoin address from a wallet you control, such as Nexus Wallet, Exodus or a Ledger. The address starts with ltc1, L or M. GhostSwap never holds your funds: the LTC is sent straight to the address you enter. ### What happens if my XRP to LTC exchange fails? If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. ## Related - [Reverse: LTC to XRP](https://ghostswap.io/exchange/ltc-xrp/) ([Markdown](https://ghostswap.io/exchange/ltc-xrp.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)