# XRP to STEPN (XRP to GMT) — no-KYC swap on GhostSwap

> Send XRP on XRP Ledger and receive STEPN (GMT, an SPL token on Solana) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Solana, with no bridge and no wrapped tokens. Most XRP to GMT swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xrp-gmt/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | XRP (XRP), XRP Ledger |
| You receive | STEPN (GMT), SPL token on Solana |
| Your GMT address | Solana address that is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or Backpack |
| Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. |
| Deposit network fee | Paid in XRP by your wallet |
| Deposit confirmation | A few seconds on XRP Ledger |
| GMT payout | Sent to your address as soon as the swap completes; Solana confirms it in under a minute |
| Typical swap time | 5–15 minutes until your GMT is sent |
| Limits | The exact minimum and maximum XRP amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XRP on XRPSCAN; GMT on Solscan |
| Reverse swap | [GMT to XRP](https://ghostswap.io/exchange/gmt-xrp/) |

## How to swap XRP to GMT

1. Open https://ghostswap.io/exchange/xrp-gmt/ and enter the amount of XRP to send.
2. Paste the GMT address that should receive the coins.
3. Enter the XRP address you are sending from, then confirm.
4. Send the XRP to the one-time deposit address shown.
5. Receive GMT in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XRP to GMT on GhostSwap?

Most XRP to GMT swaps finish in 5–15 minutes. Your XRP deposit needs a few seconds to confirm on XRP Ledger; after that the GMT is sent to your wallet and Solana confirms it in under a minute. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange XRP to GMT?

No. GhostSwap has no accounts: you paste the Solana address that should receive the GMT, send XRP from your own wallet, and the GMT goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting XRP to STEPN?

The GhostSwap fee is already included in the rate in the exchange box, so the GMT amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.

### What wallet should I use to receive GMT?

To receive STEPN from your swap, we recommend using Phantom, Solflare or Backpack. Make sure your wallet supports the Solana network before starting the exchange. Double-check your GMT address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the GMT address?

Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending GMT to an address on another network can lose the coins.

### Can I track my XRP to GMT swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPScan (https://xrpscan.com) and your incoming GMT on Solscan (https://solscan.io).

### Is it safe to exchange XRP for GMT on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the GMT is sent straight to the Solana address you enter, so check that address twice — Solana transfers cannot be reversed.

### How does a cross-chain XRP to GMT swap work?

XRP lives on XRP Ledger and STEPN on Solana, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native GMT on Solana, so you never hold a wrapped token or pay bridge fees.

### What happens if my XRP to GMT exchange fails?

If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: GMT to XRP](https://ghostswap.io/exchange/gmt-xrp/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)