# XRP to Flow (XRP to FLOW) — no-KYC swap on GhostSwap

> Send XRP on XRP Ledger and receive FLOW in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Flow, with no bridge and no wrapped tokens. Most XRP to FLOW swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xrp-flow/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | XRP (XRP), XRP Ledger |
| You receive | Flow (FLOW) |
| Your FLOW address | Flow address that starts with 0x followed by 16 hexadecimal characters. Wallets: Flow Wallet |
| Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. |
| Deposit network fee | Paid in XRP by your wallet |
| Deposit confirmation | A few seconds on XRP Ledger |
| FLOW payout | Sent to your address as soon as the swap completes; Flow confirms it in under a minute |
| Typical swap time | 5–15 minutes until your FLOW is sent |
| Reference rate | 1 XRP ≈ 47.8857 FLOW · 1 FLOW ≈ 0.020883 XRP (market prices, 1 Oct 2026) |
| Limits | The minimum and maximum XRP amounts are shown live in the exchange box |
| Account / KYC | None: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XRP on XRPSCAN; FLOW on Flowscan |

## How to swap XRP to FLOW

1. Open https://ghostswap.io/exchange/xrp-flow/ and enter the amount of XRP to send.
2. Paste the FLOW address that should receive the coins.
3. Enter the XRP address you are sending from, then confirm.
4. Send the XRP to the one-time deposit address shown.
5. Receive FLOW in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XRP to FLOW on GhostSwap?

Most XRP to FLOW swaps finish in 5–15 minutes. Your XRP deposit needs a few seconds to confirm on XRP Ledger; after that the FLOW is sent to your wallet and Flow confirms it in under a minute. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange XRP to FLOW?

No. GhostSwap has no accounts: you paste the Flow address that should receive the FLOW, send XRP from your own wallet, and the FLOW goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting XRP to Flow?

The GhostSwap fee is already included in the rate in the exchange box, so the FLOW amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.

### What wallet should I use to receive FLOW?

To receive Flow from your swap, we recommend using Flow Wallet. Make sure your wallet supports the Flow network before starting the exchange. Double-check your FLOW address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the FLOW address?

Use a Flow address: it starts with 0x followed by 16 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand.

### Can I track my XRP to FLOW swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPScan (https://xrpscan.com) and your incoming FLOW on Flowscan (https://www.flowscan.io).

### Is it safe to exchange XRP for FLOW on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the FLOW is sent straight to the Flow address you enter, so check that address twice — Flow transfers cannot be reversed.

### How does a cross-chain XRP to FLOW swap work?

XRP lives on XRP Ledger and Flow on Flow, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native FLOW on Flow, so you never hold a wrapped token or pay bridge fees.

### What happens if my XRP to FLOW exchange fails?

If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: FLOW to XRP](https://ghostswap.io/exchange/flow-xrp/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)