# XRP to Filecoin (XRP to FIL) — no-KYC swap on GhostSwap

> Send XRP on XRP Ledger and receive Filecoin (FIL) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Filecoin, with no bridge and no wrapped tokens. Most XRP to FIL swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xrp-fil/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | XRP (XRP), XRP Ledger |
| You receive | Filecoin (FIL) |
| Your FIL address | Filecoin address that usually starts with f1. Wallets: Ledger or Glif |
| Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. |
| Deposit network fee | Paid in XRP by your wallet |
| Deposit confirmation | A few seconds on XRP Ledger |
| FIL payout | Sent to your address as soon as the swap completes; Filecoin confirms it in a few minutes |
| Typical swap time | 5–15 minutes until your FIL is sent |
| Reference rate | 1 XRP ≈ 1.4735 FIL · 1 FIL ≈ 0.678667 XRP (market prices, 2 Oct 2026) |
| Limits | Minimum about 20 XRP. The exact minimum and maximum XRP amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XRP on XRPSCAN; FIL on Filfox |
| Reverse swap | [FIL to XRP](https://ghostswap.io/exchange/fil-xrp/) |

## How much FIL you get (quoted 2 Oct 2026, 03:32 UTC, after all fees)

| You send | You receive |
|---|---|
| 50 XRP | 72.7389 FIL |
| 250 XRP | 363.8981 FIL |
| 1000 XRP | 1,455.58 FIL |

## How to swap XRP to FIL

1. Open https://ghostswap.io/exchange/xrp-fil/ and enter the amount of XRP to send.
2. Paste the FIL address that should receive the coins.
3. Enter the XRP address you are sending from, then confirm.
4. Send the XRP to the one-time deposit address shown.
5. Receive FIL in your wallet and follow the status page with your swap ID.

## XRP to Filecoin: notes for a cross-ledger swap

XRP to FIL swaps the XRP Ledger's coin for Filecoin, the token of a decentralized storage network. FIL pays for storage deals and gas on Filecoin, and storage providers lock it as collateral, so the swap suits both storage users and people moving into FIL. The FIL is sent to your own Filecoin address, with no account.

XRP ledgers close every few seconds, so the deposit is credited quickly. Filecoin produces a new round of blocks every 30 seconds, and a FIL payout normally shows as confirmed within a few minutes.

### Tips

- Filecoin payouts go to a native Filecoin address, usually starting with f1, from a wallet such as a Ledger or Glif.
- Your XRP deposit may come with a Destination Tag. Copy it into the tag field of your XRP wallet, or the deposit may not be matched to your swap.
- XRP accounts keep a reserve that cannot be sent. Send from your own wallet (Xaman or a Ledger), leave the reserve in place, and use that r-address as the refund address.

### Can I swap XRP for Filecoin without an account?

Yes. There is nothing to sign up for: a standard swap needs no account, email or ID. Enter your Filecoin address and send the XRP, with the Destination Tag if one is shown.

### The XRP side may need a tag. Does the FIL payout need one too?

No. The FIL payout has no memo or tag field; a Filecoin address on its own is enough.

## FAQ

### How long does it take to swap XRP to FIL on GhostSwap?

Most XRP to FIL swaps finish in 5–15 minutes. Your XRP deposit needs a few seconds to confirm on XRP Ledger; after that the FIL is sent to your wallet and Filecoin confirms it in a few minutes. Busy networks can add a few minutes.

### How much FIL do I get for 1,000 XRP?

At 2 Oct 2026, 03:32 UTC, 1,000 XRP swapped to about 1,455.58 FIL on GhostSwap, after the service fee and the FIL network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### Do I need KYC or an account to exchange XRP to FIL?

No. GhostSwap has no accounts: you paste the Filecoin address that should receive the FIL, send XRP from your own wallet, and the FIL goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting XRP to Filecoin?

The GhostSwap fee is already included in the rate in the exchange box, so the FIL amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet.

### What wallet should I use to receive FIL?

To receive Filecoin from your swap, we recommend using Ledger, Trust Wallet, or Glif. Make sure your wallet supports the Filecoin network before starting the exchange. Double-check your FIL address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the FIL address?

Use a Filecoin address: it usually starts with f1. Copy it from your wallet and paste it; never type it by hand.

### Can I track my XRP to FIL swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPScan (https://xrpscan.com) and your incoming FIL on Filfox (https://filfox.info).

### Is it safe to exchange XRP for FIL on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the FIL is sent straight to the Filecoin address you enter, so check that address twice — Filecoin transfers cannot be reversed.

### How does a cross-chain XRP to FIL swap work?

XRP lives on XRP Ledger and Filecoin on Filecoin, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native FIL on Filecoin, so you never hold a wrapped token or pay bridge fees.

### What happens if my XRP to FIL exchange fails?

If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: FIL to XRP](https://ghostswap.io/exchange/fil-xrp/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)
