# XRP to Bitcoin (XRP to BTC) — no-KYC swap on GhostSwap > Send XRP on XRP Ledger and receive Bitcoin (BTC) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Bitcoin, with no bridge and no wrapped tokens. Most XRP to BTC swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xrp-btc/ Updated: 2026-10-04 ## At a glance | | | |---|---| | You send | XRP (XRP), XRP Ledger | | You receive | Bitcoin (BTC) | | Your BTC address | Bitcoin address that starts with bc1, 3 or 1. Wallets: Sparrow, Electrum or a hardware wallet | | Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. | | Deposit network fee | Paid in XRP by your wallet | | Deposit confirmation | A few seconds on XRP Ledger | | BTC payout | Sent to your address as soon as the swap completes; Bitcoin confirms it in 10–30 minutes (1–3 confirmations) | | Typical swap time | 5–15 minutes until your BTC is sent | | Reference rate | 1 XRP ≈ 0.0000175645 BTC · 1 BTC ≈ 56,932.89 XRP (market prices, 4 Oct 2026) | | Limits | Minimum about 21 XRP. The exact minimum and maximum XRP amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XRP on XRPSCAN; BTC on mempool.space | | Reverse swap | [BTC to XRP](https://ghostswap.io/exchange/btc-xrp/) | ## How much BTC you get (quoted 4 Oct 2026, 04:14 UTC, after all fees) | You send | You receive | |---|---| | 50 XRP | 0.000861 BTC | | 250 XRP | 0.004326 BTC | | 1000 XRP | 0.017319 BTC | ## How to swap XRP to BTC 1. Open https://ghostswap.io/exchange/xrp-btc/ and enter the amount of XRP to send. 2. Paste the BTC address that should receive the coins. 3. Enter the XRP address you are sending from, then confirm. 4. Send the XRP to the one-time deposit address shown. 5. Receive BTC in your wallet and follow the status page with your swap ID. ## XRP to Bitcoin: seconds to settle, then Bitcoin's 10-minute blocks XRP to BTC moves value from the XRP Ledger, where payments settle in seconds, to Bitcoin, the original proof-of-work coin, capped at 21 million. People use it to hold BTC in a wallet they control, often a hardware wallet, or to pay someone who only accepts Bitcoin. GhostSwap pays the BTC to the address you enter, without an account. Your XRP deposit is final within seconds, so the swap itself usually takes 5 to 15 minutes. After that the BTC payout waits for a Bitcoin block, which arrives about every 10 minutes on average, and some services want several confirmations before they credit it. If GhostSwap shows a Destination Tag with the deposit address, include it in the XRP payment so the deposit is matched to your swap. ### Tips - Bitcoin addresses starting with bc1q (SegWit), bc1p (Taproot), 3 or 1 can all receive the payout. Sparrow, Electrum and hardware wallets offer a fresh one for every receive. - Use a new Bitcoin address for each swap; reusing one makes your payment history easy to link on the public chain. - Send the XRP from Xaman or a Ledger and enter that r-address as the refund address, not an exchange withdrawal address. ### Can I convert XRP to Bitcoin without KYC or an account? Yes. No account, email or ID is asked for in a standard XRP to BTC swap. Paste your Bitcoin address, check the floating rate and send the XRP; a swap that cannot complete is refunded to your XRP sender address. ### Why does the BTC take longer to confirm than the XRP? The XRP Ledger closes a new ledger every 3 to 5 seconds, while Bitcoin produces a block about every 10 minutes and block times vary. The payout shows in your wallet as soon as it is broadcast, then gains a confirmation with each block. ## FAQ ### How long does it take to swap XRP to BTC on GhostSwap? Most XRP to BTC swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the BTC is sent to your wallet, and Bitcoin confirms the payout in 10–30 minutes (1–3 confirmations). ### How much is 1 XRP in BTC? 1 XRP is worth about 0.0000175645 BTC at the market rate, before fees (market prices, 4 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BTC network fee. The minimum for this pair is about 21 XRP. The XRP Ledger network fee for sending the XRP is paid separately, in XRP. The rate floats with the market until your XRP deposit confirms. ### Can I send XRP straight to my BTC address? No. XRP moves on XRP Ledger and BTC on Bitcoin, so XRP can only be sent to an XRP Ledger address. To swap, send the XRP to the one-time deposit address GhostSwap shows, and the BTC is paid to the Bitcoin address you enter, with no bridge or wrapped token. ### What wallet and address do I need to receive BTC? Use a Bitcoin address from a wallet you control, such as Sparrow, Electrum or a hardware wallet. The address starts with bc1, 3 or 1. GhostSwap never holds your funds: the BTC is sent straight to the address you enter. ### What happens if my XRP to BTC exchange fails? If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. ## Related - [Reverse: BTC to XRP](https://ghostswap.io/exchange/btc-xrp/) ([Markdown](https://ghostswap.io/exchange/btc-xrp.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)