# XRP to BNB (XRP to BNB): no-KYC swap on GhostSwap > Send XRP on XRP Ledger and receive BNB on BNB Smart Chain in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to BNB Smart Chain, with no bridge and no wrapped tokens. Most XRP to BNB swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xrp-bnbbsc/ Updated: 2026-10-12 ## At a glance | | | |---|---| | You send | XRP (XRP), XRP Ledger | | You receive | BNB (BNB), BNB Smart Chain | | Your BNB address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. | | Deposit network fee | Paid in XRP by your wallet | | Deposit confirmation | A few seconds on XRP Ledger | | BNB payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 5–15 minutes until your BNB is sent | | Reference rate | 1 XRP ≈ 0.001869 BNB · 1 BNB ≈ 535.1214 XRP (market prices, 12 Oct 2026) | | Limits | Minimum about 22 XRP. The exact minimum and maximum XRP amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XRP on XRPSCAN; BNB on BscScan | | Reverse swap | [BNB to XRP](https://ghostswap.io/exchange/bnbbsc-xrp/) | ## How much BNB you get (quoted 12 Oct 2026, 12:17 UTC, after all fees) | You send | You receive | |---|---| | 50 XRP | 0.091933 BNB | | 500 XRP | 0.921241 BNB | | 1000 XRP | 1.8427 BNB | ## How to swap XRP to BNB 1. Open https://ghostswap.io/exchange/xrp-bnbbsc/ and enter the amount of XRP to send. 2. Paste the BNB address that should receive the coins. 3. Enter the XRP address you are sending from, then confirm. 4. Send the XRP to the one-time deposit address shown. 5. Receive BNB in your wallet and follow the status page with your swap ID. ## XRP to BNB: getting BNB Smart Chain gas from XRP XRP to BNB suits XRP holders who want to use apps on BNB Smart Chain, such as PancakeSwap, or need BNB to pay gas there. The XRP Ledger and BNB Smart Chain use different address formats and wallets, so XRP cannot simply be sent across. You send XRP on its own ledger and receive native BNB, the gas coin of BNB Smart Chain, at the 0x address you enter. The XRP Ledger closes a ledger every 3 to 5 seconds, and BNB Smart Chain has produced a block about every half second since its Fermi upgrade in January 2026. Most swaps therefore finish in 5 to 15 minutes. If the deposit screen shows a Destination Tag next to the XRP address, include it exactly: a missing tag can delay or prevent the deposit being matched to your swap. ### Tips - Paste a BNB Smart Chain address: 0x plus 40 hex characters, the same format as Ethereum. In MetaMask or Trust Wallet, switch the network to BNB Smart Chain (chain ID 56) to see the BNB. - Send from your own XRP wallet, such as Xaman or a Ledger, and enter that r-address as the refund address. An exchange XRP address needs its own tag, so a refund sent there may not be credited. - A brand-new 0x address can receive the BNB straight away. Unlike a new XRP account, which only exists once it is funded with the base reserve, a BNB Smart Chain address needs no activation. ### Can I swap XRP for BNB without KYC? Yes, GhostSwap asks for no account, email or ID on a standard swap. Paste your 0x address, check the floating rate and send the XRP, with the Destination Tag if one is shown. A swap that cannot complete is refunded to your XRP sender address. ### Can I send my whole XRP balance? No. Every XRP Ledger account must keep a base reserve that cannot be sent, plus a small owner reserve for each trust line or other object it holds. Your wallet shows the spendable amount; send that or less. ## FAQ ### How long does it take to swap XRP to BNB on GhostSwap? Most XRP to BNB swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the BNB is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 XRP in BNB? 1 XRP is worth about 0.001869 BNB at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the BNB network fee. The minimum for this pair is about 22 XRP. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send. ### What are the fees for converting XRP to BNB? The GhostSwap fee is already included in the rate in the exchange box, so the BNB amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet. ### What wallet should I use to receive BNB? To receive BNB from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain (BEP-20) network before starting the exchange. Double-check your BNB address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the BNB address? Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. ### Can I track my XRP to BNB swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming BNB on BscScan (https://bscscan.com). ### Is it safe to exchange XRP for BNB on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the BNB is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed. ### How does a cross-chain XRP to BNB swap work? XRP lives on XRP Ledger and BNB on BNB Smart Chain, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native BNB on BNB Smart Chain, so you never hold a wrapped token or pay bridge fees. ### What happens if my XRP to BNB exchange fails? If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: BNB to XRP](https://ghostswap.io/exchange/bnbbsc-xrp/) ([Markdown](https://ghostswap.io/exchange/bnbbsc-xrp.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)