# XRP to Algorand (XRP to ALGO): no-KYC swap on GhostSwap > Send XRP on XRP Ledger and receive Algorand (ALGO) in your own wallet, with no account and no KYC. It is a cross-chain swap from XRP Ledger to Algorand, with no bridge and no wrapped tokens. Most XRP to ALGO swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xrp-algo/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | XRP (XRP), XRP Ledger | | You receive | Algorand (ALGO) | | Your ALGO address | Algorand address that is 58 characters of capital letters and digits. Wallets: Pera or Defly | | Deposit Destination Tag | If the deposit screen shows a Destination Tag for your XRP, include it exactly. | | Deposit network fee | Paid in XRP by your wallet | | Deposit confirmation | A few seconds on XRP Ledger | | ALGO payout | Sent to your address as soon as the swap completes; Algorand confirms it in under a minute | | Typical swap time | 5–15 minutes until your ALGO is sent | | Reference rate | 1 XRP ≈ 10.8390 ALGO · 1 ALGO ≈ 0.092259 XRP (market prices, 12 Oct 2026) | | Limits | The exact minimum and maximum XRP amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XRP on XRPSCAN; ALGO on Allo | | Reverse swap | [ALGO to XRP](https://ghostswap.io/exchange/algo-xrp/) | ## How to swap XRP to ALGO 1. Open https://ghostswap.io/exchange/xrp-algo/ and enter the amount of XRP to send. 2. Paste the ALGO address that should receive the coins. 3. Enter the XRP address you are sending from, then confirm. 4. Send the XRP to the one-time deposit address shown. 5. Receive ALGO in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap XRP to ALGO on GhostSwap? Most XRP to ALGO swaps are paid out within 5–15 minutes: the XRP deposit needs a few seconds to confirm on XRP Ledger, then the ALGO is sent to your wallet, and Algorand confirms the payout in under a minute. Busy networks can add a few minutes. ### How much is 1 XRP in ALGO? 1 XRP is worth about 10.8390 ALGO at the market rate, before fees (market prices, 12 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the ALGO network fee. The rate floats with the market until your XRP deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange XRP to ALGO? No. GhostSwap has no accounts: you paste the Algorand address that should receive the ALGO, send XRP from your own wallet, and the ALGO goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting XRP to Algorand? The GhostSwap fee is already included in the rate in the exchange box, so the ALGO amount you see is what you receive. On top of that, the XRP Ledger network fee for your deposit is paid in XRP by your wallet. ### What wallet should I use to receive ALGO? To receive Algorand from your swap, we recommend using Pera or Defly. Make sure your wallet supports the Algorand network before starting the exchange. Double-check your ALGO address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the ALGO address? Use an Algorand address: it is 58 characters of capital letters and digits. Copy it from your wallet and paste it; never type it by hand. ### Can I track my XRP to ALGO swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XRP payment on XRPSCAN (https://xrpscan.com) and your incoming ALGO on Allo (https://allo.info). ### Is it safe to exchange XRP for ALGO on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XRP deposit is converted and the ALGO is sent straight to the Algorand address you enter, so check that address twice, Algorand transfers cannot be reversed. ### How does a cross-chain XRP to ALGO swap work? XRP lives on XRP Ledger and Algorand on Algorand, two separate blockchains. Instead of a bridge, GhostSwap takes your XRP on XRP Ledger and pays native ALGO on Algorand, so you never hold a wrapped token or pay bridge fees. ### What happens if my XRP to ALGO exchange fails? If a swap cannot be completed, the XRP is refunded to the XRP Ledger address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: ALGO to XRP](https://ghostswap.io/exchange/algo-xrp/) ([Markdown](https://ghostswap.io/exchange/algo-xrp.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)