# XMR to USDT SOL: Monero to Tether (Solana): no-KYC swap on GhostSwap

> Send Monero (XMR) and receive Tether (USDT SOL, an SPL token on Solana) in your own wallet, with no account and no KYC. The USDT SOL arrives as an ordinary transfer on Solana, while the XMR you send stays private on its own chain. Most XMR to USDT SOL swaps are paid out within 20–60 minutes.

Swap page: https://ghostswap.io/exchange/xmr-usdtsol/
Updated: 2026-10-08

## At a glance

| | |
|---|---|
| You send | Monero (XMR) |
| You receive | Tether (USDT SOL), SPL token on Solana |
| Your USDT SOL address | Solana address that is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger |
| Deposit network fee | Paid in XMR by your wallet |
| Deposit confirmation | About 20 minutes (10 confirmations) on Monero |
| USDT SOL payout | Sent to your address as soon as the swap completes; Solana confirms it in under a minute |
| Typical swap time | 20–60 minutes until your USDT SOL is sent |
| Reference rate | 1 XMR ≈ 557.9909 USDT SOL · 1 USDT SOL ≈ 0.001792 XMR (market prices, 8 Oct 2026) |
| Limits | Minimum about 0.054 XMR. The exact minimum and maximum XMR amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; USDT SOL on Solscan |
| Reverse swap | [USDT SOL to XMR](https://ghostswap.io/exchange/usdtsol-xmr/) |

## How much USDT SOL you get (quoted 8 Oct 2026, 08:15 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.2 XMR | 109.5034 USDT SOL |
| 1 XMR | 550.8084 USDT SOL |
| 5 XMR | 2,757.33 USDT SOL |

## How to swap XMR to USDT SOL

1. Open https://ghostswap.io/exchange/xmr-usdtsol/ and enter the amount of XMR to send.
2. Paste the USDT SOL address that should receive the coins.
3. Enter the XMR address you are sending from, then confirm.
4. Send the XMR to the one-time deposit address shown.
5. Receive USDT SOL in your wallet and follow the status page with your swap ID.

## Monero to USDT on Solana: a dollar balance in your Solana wallet

XMR to USDT on Solana turns Monero into Tether as an SPL token, which suits people who already use Solana wallets and apps and want a dollar balance there. Solana transfers are fast and cheap, but token balances and transfers are public on Solscan, unlike the Monero you send. The USDT lands in the Solana wallet you choose, with no exchange account in between.

The swap starts once the Monero deposit has about 10 confirmations, roughly 20 minutes, and the Solana payout then confirms in under a minute, so most swaps finish in 20 to 60 minutes. SPL tokens sit in a token account linked to your wallet address, and the sending side normally pays to create it, so a brand-new wallet can receive the USDT. To move the USDT later, though, the wallet needs a little SOL for fees.

### Tips

- Paste your main wallet address from Phantom or Solflare (32 to 44 characters, no 0x), not a token account address copied from an explorer.
- The genuine Tether mint on Solana is Es9vMFrzaCERmJfrF4H2FYD4KCoNkY11McCe8BenwNYB. Check it on Solscan if your wallet lists more than one USDT.
- Enter a Monero address you control as the refund address and send from your own Monero wallet.

### Can I swap XMR for Solana USDT without KYC?

Yes. Standard swaps need no account, email or ID. Your Solana wallet address is all the payout needs; the floating rate appears before you send the XMR, and a failed swap is refunded to your Monero refund address.

### Is this the same USDT as on Tron or Ethereum?

Same issuer, different network. USDT on Solana, USDT TRC20 and USDT ERC20 are separate coins in the exchange box, and each can only be received at an address on its own chain.

## FAQ

### How long does it take to swap XMR to USDT SOL on GhostSwap?

Most XMR to USDT SOL swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the USDT SOL is sent to your wallet, and Solana confirms the payout in under a minute. Busy networks can add a few minutes.

### How much USDT SOL do I get for 5 XMR?

At 8 Oct 2026, 08:15 UTC, 5 XMR swapped to about 2,757.33 USDT SOL on GhostSwap, after the service fee and the USDT SOL network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### What are the fees for converting Monero to Tether (Solana)?

The GhostSwap fee is already included in the rate in the exchange box, so the USDT SOL amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.

### What wallet should I use to receive USDT SOL?

To receive Tether (Solana) from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana network before starting the exchange. Double-check your USDT SOL address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the USDT SOL address?

Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending USDT SOL to an address on another network can lose the coins.

### Can I track my XMR to USDT SOL swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming USDT SOL on Solscan (https://solscan.io).

### Is it safe to exchange XMR for USDT SOL on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the USDT SOL is sent straight to the Solana address you enter, so check that address twice, Solana transfers cannot be reversed.

### Will my USDT SOL be linked to my XMR?

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The USDT SOL you receive will appear as a fresh transaction on the Solana blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.

### Why swap XMR to USDT SOL?

Converting Monero to Tether (Solana) moves the value into a dollar-pegged stablecoin in your own wallet, without using a centralized exchange or going through KYC.

### What happens if my XMR to USDT SOL exchange fails?

If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: USDT SOL to XMR](https://ghostswap.io/exchange/usdtsol-xmr/) ([Markdown](https://ghostswap.io/exchange/usdtsol-xmr.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)