# XMR to USDT TON: Monero to Tether (TON): no-KYC swap on GhostSwap

> Exchange XMR to USDT TON: send Monero (XMR) and receive Tether (USDT TON, a jetton on TON) in your own wallet, with no account and no KYC. The USDT TON arrives as an ordinary transfer on TON, while the XMR you send stays private on its own chain.

Swap page: https://ghostswap.io/exchange/xmr-usdton/
Updated: 2026-10-21

## At a glance

| | |
|---|---|
| You send | Monero (XMR) |
| You receive | Tether (USDT TON), jetton on TON |
| Your USDT TON address | TON address that is 48 characters, usually starting with UQ or EQ. Wallets: Keeper (formerly Tonkeeper) or My Wallet (formerly MyTonWallet) |
| Payment ID | Only needed when the USDT TON goes to an exchange account that gives you one. Personal wallets leave it empty. |
| Deposit network fee | Paid in XMR by your wallet |
| Deposit confirmation | About 20 minutes (10 confirmations) on Monero |
| USDT TON payout | Sent to your address as soon as the swap completes; TON confirms it in under a minute |
| Typical swap time | 20–60 minutes until your USDT TON is sent |
| Reference rate | 1 XMR ≈ 626.8416 USDT TON · 1 USDT TON ≈ 0.001595 XMR (market prices, 21 Oct 2026) |
| Limits | Minimum about 0.049 XMR. Maximum about 720 XMR per swap. The exact minimum and maximum XMR amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; USDT TON on Tonviewer |
| Reverse swap | [USDT TON to XMR](https://ghostswap.io/exchange/usdton-xmr/) |

## How much USDT TON you get (quoted 21 Oct 2026, 20:44 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.2 XMR | 121.0766 USDT TON |
| 1 XMR | 607.5488 USDT TON |
| 2.5 XMR | 1,519.77 USDT TON |

The cost of sending the USDT TON to your wallet (about 0.558846 USDT TON) is already deducted from these amounts. The rate floats with the market until the deposit confirms.

## How do I exchange XMR to USDT TON?

1. **Pick XMR and USDT TON.** Pick XMR in “You send” and USDT TON in “You get”, then enter the amount. The box shows how much USDT TON you get after all fees, and the minimum for this pair.
2. **Paste your TON address.** Paste the TON address that should receive the USDT TON: it is 48 characters, usually starting with UQ or EQ. Wallets that work: Keeper (formerly Tonkeeper) or My Wallet (formerly MyTonWallet). Add a Payment ID only if that address belongs to an exchange account. Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.
3. **Send XMR on Monero.** Send exactly the amount shown from your own Monero wallet to the one-time deposit address, on the Monero network.
4. **Receive USDT TON.** Your USDT TON is usually paid out 20–60 minutes after you send your XMR, and TON then confirms it in under a minute. Follow each step on the status page with your swap ID.

## Common mistakes with XMR to USDT TON

- Leaving out the Payment ID (memo) when the receiving TON wallet or exchange asks for one.
- Sending XMR from a wallet that is not fully synced.
- Leaving too little XMR in the wallet for the network fee.
- Pasting an address from another network: the USDT TON address is 48 characters, usually starting with UQ or EQ.
- Forgetting the Payment ID when the USDT TON goes to an exchange account.

## FAQ

### Can you swap Monero to Tether?

Yes. Pick XMR and USDT TON in the box above, paste your TON address and send the XMR; the USDT TON goes straight to your wallet in about 20 to 60 minutes, with no account.

### Where can I exchange XMR for USDT TON?

On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send XMR and receive USDT TON at the rate shown before you send.

### Can I convert Monero to Tether anonymously?

GhostSwap asks for no account, email or ID. Your XMR deposit is private on the Monero blockchain; the USDT TON payout is public on TON, so receive it at a new address that has no history.

### Is XMR illegal in the USA?

No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.

### Why is XMR being delisted?

Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our [Monero delistings tracker](/monero-delistings/) lists each one with its date and source.

### How long does it take to swap XMR to USDT TON on GhostSwap?

Most XMR to USDT TON swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the USDT TON is sent to your wallet, and TON confirms the payout in under a minute. Busy networks can add a few minutes.

### How much is 1 XMR in USDT TON?

At 21 Oct 2026, 20:44 UTC, 1 XMR swapped to about 607.5488 USDT TON on GhostSwap, after the service fee; the cost of sending the USDT TON to your wallet (about 0.558846 USDT TON) is already deducted. The minimum for this pair is about 0.049 XMR. The rate floats with the market until your XMR deposit confirms, so the exchange box shows the exact amount before you send.

### What are the fees for converting Monero to Tether (TON)?

The GhostSwap fee is already included in the rate in the exchange box, so the USDT TON amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.

### What wallet should I use to receive USDT TON?

To receive Tether (TON) from your swap, we recommend using Keeper (formerly Tonkeeper) or My Wallet (formerly MyTonWallet). Make sure your wallet supports the TON network before starting the exchange. Double-check your USDT TON address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the USDT TON address?

Use a TON address: it is 48 characters, usually starting with UQ or EQ. Copy it from your wallet and paste it; never type it by hand. Sending USDT TON to an address on another network can lose the coins.

## Related

- [Reverse: USDT TON to XMR](https://ghostswap.io/exchange/usdton-xmr/) ([Markdown](https://ghostswap.io/exchange/usdton-xmr.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)