# XMR to USDC SOL: Monero to USD Coin (Solana) — no-KYC swap on GhostSwap

> Send Monero (XMR) and receive USD Coin (USDC SOL, an SPL token on Solana) in your own wallet, with no account and no KYC. The USDC SOL arrives as an ordinary transfer on Solana, while the XMR you send stays private on its own chain. Most XMR to USDC SOL swaps finish in 20–60 minutes.

Swap page: https://ghostswap.io/exchange/xmr-usdcsol/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Monero (XMR) |
| You receive | USD Coin (USDC SOL), SPL token on Solana |
| Your USDC SOL address | Solana address that is 32–44 letters and numbers with no 0x prefix. Wallets: Phantom, Solflare or a Ledger |
| Deposit network fee | Paid in XMR by your wallet |
| Deposit confirmation | About 20 minutes (10 confirmations) on Monero |
| USDC SOL payout | Sent to your address as soon as the swap completes; Solana confirms it in under a minute |
| Typical swap time | 20–60 minutes until your USDC SOL is sent |
| Reference rate | 1 XMR ≈ 544.4795 USDC SOL · 1 USDC SOL ≈ 0.001837 XMR (market prices, 2 Oct 2026) |
| Limits | Minimum about 0.055 XMR. The exact minimum and maximum XMR amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; USDC SOL on Solscan |
| Reverse swap | [USDC SOL to XMR](https://ghostswap.io/exchange/usdcsol-xmr/) |

## How much USDC SOL you get (quoted 2 Oct 2026, 14:09 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.2 XMR | 106.7048 USDC SOL |
| 1 XMR | 536.8104 USDC SOL |
| 5 XMR | 2,687.37 USDC SOL |

## How to swap XMR to USDC SOL

1. Open https://ghostswap.io/exchange/xmr-usdcsol/ and enter the amount of XMR to send.
2. Paste the USDC SOL address that should receive the coins.
3. Enter the XMR address you are sending from, then confirm.
4. Send the XMR to the one-time deposit address shown.
5. Receive USDC SOL in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XMR to USDC SOL on GhostSwap?

Most XMR to USDC SOL swaps finish in 20–60 minutes. Your XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero; after that the USDC SOL is sent to your wallet and Solana confirms it in under a minute. Busy networks can add a few minutes.

### How much USDC SOL do I get for 5 XMR?

At 2 Oct 2026, 14:09 UTC, 5 XMR swapped to about 2,687.37 USDC SOL on GhostSwap, after the service fee and the USDC SOL network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### Do I need KYC or an account to exchange XMR to USDC SOL?

No. GhostSwap has no accounts: you paste the Solana address that should receive the USDC SOL, send XMR from your own wallet, and the USDC SOL goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Monero to USD Coin (Solana)?

The GhostSwap fee is already included in the rate in the exchange box, so the USDC SOL amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.

### What wallet should I use to receive USDC SOL?

To receive USD Coin (Solana) from your swap, we recommend using Phantom, Solflare or a Ledger. Make sure your wallet supports the Solana network before starting the exchange. Double-check your USDC SOL address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the USDC SOL address?

Use a Solana address: it is 32–44 letters and numbers with no 0x prefix. Copy it from your wallet and paste it; never type it by hand. Sending USDC SOL to an address on another network can lose the coins.

### Can I track my XMR to USDC SOL swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XMR payment on XMRChain (limited info due to Monero's privacy features) (https://xmrchain.net) and your incoming USDC SOL on Solscan (https://solscan.io).

### Is it safe to exchange XMR for USDC SOL on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the USDC SOL is sent straight to the Solana address you enter, so check that address twice — Solana transfers cannot be reversed.

### Will my USDC SOL be linked to my XMR?

Since Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, the source of your funds is already protected. The USDC SOL you receive will appear as a fresh transaction on the Solana blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.

### Why swap XMR to USDC SOL?

Converting Monero to USD Coin (Solana) lets you exit a volatile crypto position into a dollar-pegged stablecoin without using a centralized exchange or going through KYC. This is useful for locking in profits, protecting against market downturns, or preparing funds for future trades — all while maintaining your privacy.

### What happens if my XMR to USDC SOL exchange fails?

If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: USDC SOL to XMR](https://ghostswap.io/exchange/usdcsol-xmr/) ([Markdown](https://ghostswap.io/exchange/usdcsol-xmr.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)