# XMR to USDC Base: Monero to USD Coin (Base): no-KYC swap on GhostSwap

> Exchange XMR to USDC Base: send Monero (XMR) and receive USD Coin (USDC Base, a token on Base, an Ethereum layer 2) in your own wallet, with no account and no KYC. The USDC Base arrives as an ordinary transfer on Base, while the XMR you send stays private on its own chain.

Swap page: https://ghostswap.io/exchange/xmr-usdcbase/
Updated: 2026-10-21

## At a glance

| | |
|---|---|
| You send | Monero (XMR) |
| You receive | USD Coin (USDC Base), token on Base, an Ethereum layer 2 |
| Your USDC Base address | Base address that starts with 0x followed by 40 hexadecimal characters. Wallets: Coinbase Wallet, MetaMask or Rabby |
| Deposit network fee | Paid in XMR by your wallet |
| Deposit confirmation | About 20 minutes (10 confirmations) on Monero |
| USDC Base payout | Sent to your address as soon as the swap completes; Base confirms it in about a minute |
| Typical swap time | 20–60 minutes until your USDC Base is sent |
| Reference rate | 1 XMR ≈ 626.6548 USDC Base · 1 USDC Base ≈ 0.001596 XMR (market prices, 21 Oct 2026) |
| Limits | Minimum about 0.049 XMR. The exact minimum and maximum XMR amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; USDC Base on BaseScan |
| Reverse swap | [USDC Base to XMR](https://ghostswap.io/exchange/usdcbase-xmr/) |

## How much USDC Base you get (quoted 21 Oct 2026, 22:04 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.2 XMR | 122.2824 USDC Base |
| 1 XMR | 613.4574 USDC Base |
| 2.5 XMR | 1,534.35 USDC Base |

## How do I exchange XMR to USDC Base?

1. **Pick XMR and USDC Base.** Pick XMR in “You send” and USDC Base in “You get”, then enter the amount. The box shows how much USDC Base you get after all fees, and the minimum for this pair.
2. **Paste your Base address.** Paste the Base address that should receive the USDC Base: it starts with 0x followed by 40 hexadecimal characters. Wallets that work: Coinbase Wallet, MetaMask or Rabby. Then enter the Monero address you send XMR from; a refund, if ever needed, goes there.
3. **Send XMR on Monero.** Send exactly the amount shown from your own Monero wallet to the one-time deposit address, on the Monero network.
4. **Receive USDC Base.** Your USDC Base is usually paid out 20–60 minutes after you send your XMR, and Base then confirms it in about a minute. Follow each step on the status page with your swap ID.

## Common mistakes with XMR to USDC Base

- Using the wrong network: USDC Base is on Base. Base, Arbitrum, Polygon and Ethereum share the same 0x address format, so check the network in your wallet before you send or paste an address.
- Sending XMR from a wallet that is not fully synced.
- Leaving too little XMR in the wallet for the network fee.
- Pasting an address from another network: the USDC Base address starts with 0x followed by 40 hexadecimal characters.

## FAQ

### Can you swap Monero to USD Coin?

Yes. Pick XMR and USDC Base in the box above, paste your Base address and send the XMR; the USDC Base goes straight to your wallet in about 20 to 60 minutes, with no account.

### Where can I exchange XMR for USDC Base?

On a no-account swap service like GhostSwap, or on the few exchanges that still list Monero in your country. A swap needs no sign-up: you send XMR and receive USDC Base at the rate shown before you send.

### Can I convert Monero to USD Coin anonymously?

GhostSwap asks for no account, email or ID. Your XMR deposit is private on the Monero blockchain; the USDC Base payout is public on Base, so receive it at a new address that has no history.

### Is XMR illegal in the USA?

No. No US law bans owning or swapping Monero. Some exchanges have stopped listing it, which is a business choice, not a ban; you are responsible for the rules where you live.

### Why is XMR being delisted?

Some exchanges drop privacy coins because their local rules make listing them hard; Binance delisted XMR in February 2024, for example. Our [Monero delistings tracker](/monero-delistings/) lists each one with its date and source.

### How long does it take to swap XMR to USDC Base on GhostSwap?

Most XMR to USDC Base swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the USDC Base is sent to your wallet, and Base confirms the payout in about a minute. Busy networks can add a few minutes.

### How much is 1 XMR in USDC Base?

At 21 Oct 2026, 22:04 UTC, 1 XMR swapped to about 613.4574 USDC Base on GhostSwap, after the service fee. The minimum for this pair is about 0.049 XMR. The rate floats with the market until your XMR deposit confirms, so the exchange box shows the exact amount before you send.

### What are the fees for converting Monero to USD Coin (Base)?

The GhostSwap fee is already included in the rate in the exchange box, so the USDC Base amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.

### What wallet should I use to receive USDC Base?

To receive USD Coin (Base) from your swap, we recommend using Coinbase Wallet, MetaMask or Rabby. Make sure your wallet supports the Base network before starting the exchange. Double-check your USDC Base address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the USDC Base address?

Use a Base address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending USDC Base to an address on another network can lose the coins.

## Related

- [Reverse: USDC Base to XMR](https://ghostswap.io/exchange/usdcbase-xmr/) ([Markdown](https://ghostswap.io/exchange/usdcbase-xmr.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)