# Monero to NEAR Protocol (XMR to NEAR): no-KYC swap on GhostSwap

> Send Monero (XMR) and receive NEAR Protocol (NEAR) on NEAR in your own wallet, with no account and no KYC. The NEAR arrives as an ordinary transfer on NEAR, while the XMR you send stays private on its own chain. Most XMR to NEAR swaps are paid out within 20–60 minutes.

Swap page: https://ghostswap.io/exchange/xmr-nearmainnet/
Updated: 2026-10-09

## At a glance

| | |
|---|---|
| You send | Monero (XMR) |
| You receive | NEAR Protocol (NEAR), NEAR |
| Your NEAR address | NEAR address that is a named account such as alice.near or 64 hexadecimal characters. Wallets: Meteor, HOT Wallet or MyNearWallet |
| Deposit network fee | Paid in XMR by your wallet |
| Deposit confirmation | About 20 minutes (10 confirmations) on Monero |
| NEAR payout | Sent to your address as soon as the swap completes; NEAR confirms it in a few seconds |
| Typical swap time | 20–60 minutes until your NEAR is sent |
| Reference rate | 1 XMR ≈ 111.4936 NEAR · 1 NEAR ≈ 0.008969 XMR (market prices, 9 Oct 2026) |
| Limits | Minimum about 0.058 XMR. The exact minimum and maximum XMR amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; NEAR on NearBlocks |
| Reverse swap | [NEAR to XMR](https://ghostswap.io/exchange/nearmainnet-xmr/) |

## How much NEAR you get (quoted 9 Oct 2026, 18:46 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.2 XMR | 21.7820 NEAR |
| 1 XMR | 109.2918 NEAR |
| 5 XMR | 546.7742 NEAR |

## How to swap XMR to NEAR

1. Open https://ghostswap.io/exchange/xmr-nearmainnet/ and enter the amount of XMR to send.
2. Paste the NEAR address that should receive the coins.
3. Enter the XMR address you are sending from, then confirm.
4. Send the XMR to the one-time deposit address shown.
5. Receive NEAR in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XMR to NEAR on GhostSwap?

Most XMR to NEAR swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the NEAR is sent to your wallet, and NEAR confirms the payout in a few seconds. Busy networks can add a few minutes.

### How much NEAR do I get for 5 XMR?

At 9 Oct 2026, 18:46 UTC, 5 XMR swapped to about 546.7742 NEAR on GhostSwap, after the service fee and the NEAR network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### Do I need KYC or an account to exchange XMR to NEAR?

No. GhostSwap has no accounts: you paste the NEAR address that should receive the NEAR, send XMR from your own wallet, and the NEAR goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Monero to NEAR Protocol?

The GhostSwap fee is already included in the rate in the exchange box, so the NEAR amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.

### What wallet should I use to receive NEAR?

To receive NEAR Protocol from your swap, we recommend using Meteor, HOT Wallet or MyNearWallet. Make sure your wallet supports the NEAR network before starting the exchange. Double-check your NEAR address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the NEAR address?

Use a NEAR address: it is a named account such as alice.near or 64 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand.

### Can I track my XMR to NEAR swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming NEAR on NearBlocks (https://nearblocks.io).

### Is it safe to exchange XMR for NEAR on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the NEAR is sent straight to the NEAR address you enter, so check that address twice, NEAR transfers cannot be reversed.

### Will my NEAR be linked to my XMR?

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The NEAR you receive will appear as a fresh transaction on the NEAR blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.

### How does a cross-chain XMR to NEAR swap work?

Monero lives on Monero and NEAR Protocol on NEAR, two separate blockchains. Instead of a bridge, GhostSwap takes your XMR on Monero and pays native NEAR on NEAR, so you never hold a wrapped token or pay bridge fees.

### What happens if my XMR to NEAR exchange fails?

If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: NEAR to XMR](https://ghostswap.io/exchange/nearmainnet-xmr/) ([Markdown](https://ghostswap.io/exchange/nearmainnet-xmr.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)