# XMR to NEAR BEP20: Monero to NEAR (BEP20): no-KYC swap on GhostSwap > Send Monero (XMR) and receive NEAR (NEAR BEP20, a BEP-20 token on BNB Smart Chain) in your own wallet, with no account and no KYC. The NEAR BEP20 arrives as an ordinary transfer on BNB Smart Chain, while the XMR you send stays private on its own chain. Most XMR to NEAR BEP20 swaps are paid out within 20–60 minutes. Swap page: https://ghostswap.io/exchange/xmr-near/ Updated: 2026-10-11 ## At a glance | | | |---|---| | You send | Monero (XMR) | | You receive | NEAR (NEAR BEP20), BEP-20 token on BNB Smart Chain | | Your NEAR BEP20 address | BNB Smart Chain address that starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Wallets: Trust Wallet, MetaMask or Rabby | | Deposit network fee | Paid in XMR by your wallet | | Deposit confirmation | About 20 minutes (10 confirmations) on Monero | | NEAR BEP20 payout | Sent to your address as soon as the swap completes; BNB Smart Chain confirms it in under a minute | | Typical swap time | 20–60 minutes until your NEAR BEP20 is sent | | Reference rate | 1 XMR ≈ 95.1301 NEAR BEP20 · 1 NEAR BEP20 ≈ 0.010512 XMR (market prices, 11 Oct 2026) | | Limits | Minimum about 0.056 XMR. The exact minimum and maximum XMR amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; NEAR BEP20 on BscScan | | Reverse swap | [NEAR BEP20 to XMR](https://ghostswap.io/exchange/near-xmr/) | ## How much NEAR BEP20 you get (quoted 11 Oct 2026, 19:43 UTC, after all fees) | You send | You receive | |---|---| | 0.2 XMR | 18.7085 NEAR BEP20 | | 1 XMR | 94.0081 NEAR BEP20 | | 5 XMR | 470.4973 NEAR BEP20 | ## How to swap XMR to NEAR BEP20 1. Open https://ghostswap.io/exchange/xmr-near/ and enter the amount of XMR to send. 2. Paste the NEAR BEP20 address that should receive the coins. 3. Enter the XMR address you are sending from, then confirm. 4. Send the XMR to the one-time deposit address shown. 5. Receive NEAR BEP20 in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap XMR to NEAR BEP20 on GhostSwap? Most XMR to NEAR BEP20 swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the NEAR BEP20 is sent to your wallet, and BNB Smart Chain confirms the payout in under a minute. Busy networks can add a few minutes. ### How much NEAR BEP20 do I get for 5 XMR? At 11 Oct 2026, 19:43 UTC, 5 XMR swapped to about 470.4973 NEAR BEP20 on GhostSwap, after the service fee and the NEAR BEP20 network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send. ### Do I need KYC or an account to exchange XMR to NEAR BEP20? No. GhostSwap has no accounts: you paste the BNB Smart Chain address that should receive the NEAR BEP20, send XMR from your own wallet, and the NEAR BEP20 goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Monero to NEAR (BEP20)? The GhostSwap fee is already included in the rate in the exchange box, so the NEAR BEP20 amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet. ### What wallet should I use to receive NEAR BEP20? To receive NEAR (BEP20) from your swap, we recommend using Trust Wallet, MetaMask or Rabby. Make sure your wallet supports the BNB Smart Chain network before starting the exchange. Double-check your NEAR BEP20 address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the NEAR BEP20 address? Use a BNB Smart Chain address: it starts with 0x followed by 40 hexadecimal characters (the same format as Ethereum). Copy it from your wallet and paste it; never type it by hand. Sending NEAR BEP20 to an address on another network can lose the coins. ### Can I track my XMR to NEAR BEP20 swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming NEAR BEP20 on BscScan (https://bscscan.com). ### Is it safe to exchange XMR for NEAR BEP20 on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the NEAR BEP20 is sent straight to the BNB Smart Chain address you enter, so check that address twice, BNB Smart Chain transfers cannot be reversed. ### Will my NEAR BEP20 be linked to my XMR? Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The NEAR BEP20 you receive will appear as a fresh transaction on the BNB Smart Chain blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two. ### How does a cross-chain XMR to NEAR BEP20 swap work? Monero lives on Monero and NEAR (BEP20) on BNB Smart Chain, two separate blockchains. Instead of a bridge, GhostSwap takes your XMR on Monero and pays native NEAR BEP20 on BNB Smart Chain, so you never hold a wrapped token or pay bridge fees. ### What happens if my XMR to NEAR BEP20 exchange fails? If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: NEAR BEP20 to XMR](https://ghostswap.io/exchange/near-xmr/) ([Markdown](https://ghostswap.io/exchange/near-xmr.md)) - [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md)) - [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)