# Monero to Flow (XMR to FLOW) — no-KYC swap on GhostSwap

> Send Monero (XMR) and receive FLOW in your own wallet, with no account and no KYC. The FLOW arrives as an ordinary transfer on Flow, while the XMR you send stays private on its own chain. Most XMR to FLOW swaps finish in 20–60 minutes.

Swap page: https://ghostswap.io/exchange/xmr-flow/
Updated: 2026-10-01

## At a glance

| | |
|---|---|
| You send | Monero (XMR) |
| You receive | Flow (FLOW) |
| Your FLOW address | Flow address that starts with 0x followed by 16 hexadecimal characters. Wallets: Flow Wallet |
| Deposit network fee | Paid in XMR by your wallet |
| Deposit confirmation | About 20 minutes (10 confirmations) on Monero |
| FLOW payout | Sent to your address as soon as the swap completes; Flow confirms it in under a minute |
| Typical swap time | 20–60 minutes until your FLOW is sent |
| Reference rate | 1 XMR ≈ 17,631.37 FLOW · 1 FLOW ≈ 0.0000567171 XMR (market prices, 1 Oct 2026) |
| Limits | The minimum and maximum XMR amounts are shown live in the exchange box |
| Account / KYC | None: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; FLOW on Flowscan |

## How much FLOW you get (quoted 1 Oct 2026, 21:01 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.2 XMR | 3,434.55 FLOW |
| 1 XMR | 17,348.44 FLOW |
| 5 XMR | 86,841.17 FLOW |

## How to swap XMR to FLOW

1. Open https://ghostswap.io/exchange/xmr-flow/ and enter the amount of XMR to send.
2. Paste the FLOW address that should receive the coins.
3. Enter the XMR address you are sending from, then confirm.
4. Send the XMR to the one-time deposit address shown.
5. Receive FLOW in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XMR to FLOW on GhostSwap?

Most XMR to FLOW swaps finish in 20–60 minutes. Your XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero; after that the FLOW is sent to your wallet and Flow confirms it in under a minute. Busy networks can add a few minutes.

### How much FLOW do I get for 5 XMR?

At 1 Oct 2026, 21:01 UTC, 5 XMR swapped to about 86,841.17 FLOW on GhostSwap, after the service fee and the FLOW network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### Do I need KYC or an account to exchange XMR to FLOW?

No. GhostSwap has no accounts: you paste the Flow address that should receive the FLOW, send XMR from your own wallet, and the FLOW goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Monero to Flow?

The GhostSwap fee is already included in the rate in the exchange box, so the FLOW amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.

### What wallet should I use to receive FLOW?

To receive Flow from your swap, we recommend using Flow Wallet. Make sure your wallet supports the Flow network before starting the exchange. Double-check your FLOW address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the FLOW address?

Use a Flow address: it starts with 0x followed by 16 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand.

### Can I track my XMR to FLOW swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XMR payment on XMRChain (limited info due to Monero's privacy features) (https://xmrchain.net) and your incoming FLOW on Flowscan (https://www.flowscan.io).

### Is it safe to exchange XMR for FLOW on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the FLOW is sent straight to the Flow address you enter, so check that address twice — Flow transfers cannot be reversed.

### Will my FLOW be linked to my XMR?

Since Monero is fully private — ring signatures, stealth addresses, and RingCT make every transaction untraceable by default, the source of your funds is already protected. The FLOW you receive will appear as a fresh transaction on the Flow blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.

### How does a cross-chain XMR to FLOW swap work?

Monero lives on Monero and Flow on Flow, two separate blockchains. Instead of a bridge, GhostSwap takes your XMR on Monero and pays native FLOW on Flow, so you never hold a wrapped token or pay bridge fees.

### What happens if my XMR to FLOW exchange fails?

If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: FLOW to XMR](https://ghostswap.io/exchange/flow-xmr/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)