# Monero to Bitcoin (XMR to BTC) — no-KYC swap on GhostSwap

> Send Monero (XMR) and receive Bitcoin (BTC) in your own wallet, with no account and no KYC. The BTC arrives as an ordinary transfer on Bitcoin, while the XMR you send stays private on its own chain. Most XMR to BTC swaps finish in 20–60 minutes.

Swap page: https://ghostswap.io/exchange/xmr-btc/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Monero (XMR) |
| You receive | Bitcoin (BTC) |
| Your BTC address | Bitcoin address that starts with bc1, 3 or 1. Wallets: Sparrow, Electrum or a hardware wallet |
| Deposit network fee | Paid in XMR by your wallet |
| Deposit confirmation | About 20 minutes (10 confirmations) on Monero |
| BTC payout | Sent to your address as soon as the swap completes; Bitcoin confirms it in 10–30 minutes (1–3 confirmations) |
| Typical swap time | 20–60 minutes until your BTC is sent |
| Reference rate | 1 XMR ≈ 0.006398 BTC · 1 BTC ≈ 156.3073 XMR (market prices, 2 Oct 2026) |
| Limits | Minimum about 0.055 XMR. The exact minimum and maximum XMR amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; BTC on mempool.space |
| Reverse swap | [BTC to XMR](https://ghostswap.io/exchange/btc-xmr/) |

## How much BTC you get (quoted 2 Oct 2026, 07:29 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.2 XMR | 0.001247 BTC |
| 1 XMR | 0.006275 BTC |
| 5 XMR | 0.031420 BTC |

## How to swap XMR to BTC

1. Open https://ghostswap.io/exchange/xmr-btc/ and enter the amount of XMR to send.
2. Paste the BTC address that should receive the coins.
3. Enter the XMR address you are sending from, then confirm.
4. Send the XMR to the one-time deposit address shown.
5. Receive BTC in your wallet and follow the status page with your swap ID.

## Monero to Bitcoin: what to know before you swap

XMR to BTC is the way out of Monero when you need Bitcoin: to pay someone who only accepts BTC, to move into a hardware wallet, or to rebalance. GhostSwap swaps it without an account, and the Bitcoin is sent straight to the BTC address you enter.

Monero deposits need confirmations on the Monero network before the swap continues; Monero blocks arrive about every 2 minutes. After that, the BTC payout is broadcast to the Bitcoin network and confirms in roughly 10-minute blocks.

### Tips

- Bitcoin addresses start with bc1 (SegWit / Taproot), 3 or 1. Any of these formats can receive the payout.
- Send XMR from your own wallet and enter that wallet's address as the sender address.
- If you plan to keep the BTC private, receive it to a fresh address you have never used before.

### Can I convert XMR to BTC without KYC?

Yes. No account or ID is needed. Choose XMR and BTC, enter your Bitcoin address and send the XMR deposit.

### Why does an XMR deposit take a few minutes to register?

Monero needs several network confirmations before a deposit is final. Blocks arrive about every 2 minutes, so this usually takes around 20 minutes.

## FAQ

### How long does it take to swap XMR to BTC on GhostSwap?

Most XMR to BTC swaps finish in 20–60 minutes. Your XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero; after that the BTC is sent to your wallet and Bitcoin confirms it in 10–30 minutes (1–3 confirmations). Busy networks can add a few minutes.

### How much BTC do I get for 5 XMR?

At 2 Oct 2026, 07:29 UTC, 5 XMR swapped to about 0.031420 BTC on GhostSwap, after the service fee and the BTC network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### Do I need KYC or an account to exchange XMR to BTC?

No. GhostSwap has no accounts: you paste the Bitcoin address that should receive the BTC, send XMR from your own wallet, and the BTC goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Monero to Bitcoin?

The GhostSwap fee is already included in the rate in the exchange box, so the BTC amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.

### What wallet should I use to receive BTC?

To receive Bitcoin from your swap, we recommend using Electrum, Sparrow Wallet, or a hardware wallet like Ledger or Trezor. Make sure your wallet supports the Bitcoin network before starting the exchange. Double-check your BTC address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the BTC address?

Use a Bitcoin address: it starts with bc1, 3 or 1. Copy it from your wallet and paste it; never type it by hand.

### Can I track my XMR to BTC swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XMR payment on XMRChain (limited info due to Monero's privacy features) (https://xmrchain.net) and your incoming BTC on Mempool.space (https://mempool.space).

### Is it safe to exchange XMR for BTC on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the BTC is sent straight to the Bitcoin address you enter, so check that address twice — Bitcoin transfers cannot be reversed.

### Will my BTC be linked to my XMR?

Since Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction, the source of your funds is already protected. The BTC you receive will appear as a fresh transaction on the Bitcoin blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.

### How does a cross-chain XMR to BTC swap work?

Monero lives on Monero and Bitcoin on Bitcoin, two separate blockchains. Instead of a bridge, GhostSwap takes your XMR on Monero and pays native BTC on Bitcoin, so you never hold a wrapped token or pay bridge fees.

### What happens if my XMR to BTC exchange fails?

If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: BTC to XMR](https://ghostswap.io/exchange/btc-xmr/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)
