# Monero to Cosmos (XMR to ATOM): no-KYC swap on GhostSwap

> Send Monero (XMR) and receive Cosmos (ATOM) on Cosmos Hub in your own wallet, with no account and no KYC. The ATOM arrives as an ordinary transfer on Cosmos Hub, while the XMR you send stays private on its own chain. Most XMR to ATOM swaps are paid out within 20–60 minutes.

Swap page: https://ghostswap.io/exchange/xmr-atom/
Updated: 2026-10-11

## At a glance

| | |
|---|---|
| You send | Monero (XMR) |
| You receive | Cosmos (ATOM), Cosmos Hub |
| Your ATOM address | Cosmos Hub address that starts with cosmos1. Wallets: Keplr, Trust Wallet or Vultisig |
| Memo | Only needed when the ATOM goes to an exchange account that gives you one. Personal wallets leave it empty. |
| Deposit network fee | Paid in XMR by your wallet |
| Deposit confirmation | About 20 minutes (10 confirmations) on Monero |
| ATOM payout | Sent to your address as soon as the swap completes; Cosmos Hub confirms it in under a minute |
| Typical swap time | 20–60 minutes until your ATOM is sent |
| Reference rate | 1 XMR ≈ 281.7188 ATOM · 1 ATOM ≈ 0.003550 XMR (market prices, 11 Oct 2026) |
| Limits | Minimum about 0.056 XMR. The exact minimum and maximum XMR amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; ATOM on Mintscan |
| Reverse swap | [ATOM to XMR](https://ghostswap.io/exchange/atom-xmr/) |

## How much ATOM you get (quoted 11 Oct 2026, 19:15 UTC, after all fees)

| You send | You receive |
|---|---|
| 0.2 XMR | 55.3177 ATOM |
| 1 XMR | 277.4911 ATOM |
| 5 XMR | 1,388.23 ATOM |

## How to swap XMR to ATOM

1. Open https://ghostswap.io/exchange/xmr-atom/ and enter the amount of XMR to send.
2. Paste the ATOM address that should receive the coins (and a Memo only if that address needs one).
3. Enter the XMR address you are sending from, then confirm.
4. Send the XMR to the one-time deposit address shown.
5. Receive ATOM in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XMR to ATOM on GhostSwap?

Most XMR to ATOM swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the ATOM is sent to your wallet, and Cosmos Hub confirms the payout in under a minute. Busy networks can add a few minutes.

### How much ATOM do I get for 5 XMR?

At 11 Oct 2026, 19:15 UTC, 5 XMR swapped to about 1,388.23 ATOM on GhostSwap, after the service fee and the ATOM network fee. The rate floats with the market, so the exchange box shows the exact live amount before you send.

### Do I need KYC or an account to exchange XMR to ATOM?

No. GhostSwap has no accounts: you paste the Cosmos Hub address that should receive the ATOM, send XMR from your own wallet, and the ATOM goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Monero to Cosmos?

The GhostSwap fee is already included in the rate in the exchange box, so the ATOM amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet.

### What wallet should I use to receive ATOM?

To receive Cosmos from your swap, we recommend using Keplr, Trust Wallet or Vultisig. Make sure your wallet supports the Cosmos Hub network before starting the exchange. Double-check your ATOM address before confirming, cryptocurrency transactions cannot be reversed.

### What format is the ATOM address?

Use a Cosmos Hub address: it starts with cosmos1. Copy it from your wallet and paste it; never type it by hand.

### Do I need a Memo to receive ATOM?

Only if the ATOM goes to an exchange or custodial account that gave you a Memo; enter it in the field shown in the exchange box. A personal ATOM wallet does not need one.

### Can I track my XMR to ATOM swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming ATOM on Mintscan (https://www.mintscan.io/cosmos).

### Is it safe to exchange XMR for ATOM on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the ATOM is sent straight to the Cosmos Hub address you enter, so check that address twice, Cosmos Hub transfers cannot be reversed.

### Will my ATOM be linked to my XMR?

Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The ATOM you receive will appear as a fresh transaction on the Cosmos Hub blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two.

### How does a cross-chain XMR to ATOM swap work?

Monero lives on Monero and Cosmos on Cosmos Hub, two separate blockchains. Instead of a bridge, GhostSwap takes your XMR on Monero and pays native ATOM on Cosmos Hub, so you never hold a wrapped token or pay bridge fees.

### What happens if my XMR to ATOM exchange fails?

If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: ATOM to XMR](https://ghostswap.io/exchange/atom-xmr/) ([Markdown](https://ghostswap.io/exchange/atom-xmr.md))
- [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md))
- [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/)
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)