# Monero to Cardano (XMR to ADA): no-KYC swap on GhostSwap > Send Monero (XMR) and receive Cardano (ADA) in your own wallet, with no account and no KYC. The ADA arrives as an ordinary transfer on Cardano, while the XMR you send stays private on its own chain. Most XMR to ADA swaps are paid out within 20–60 minutes. Swap page: https://ghostswap.io/exchange/xmr-ada/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Monero (XMR) | | You receive | Cardano (ADA) | | Your ADA address | Cardano address that starts with addr1. Wallets: Eternl, Lace or VESPR | | Deposit network fee | Paid in XMR by your wallet | | Deposit confirmation | About 20 minutes (10 confirmations) on Monero | | ADA payout | Sent to your address as soon as the swap completes; Cardano confirms it in a few minutes (blocks about every 20 seconds) | | Typical swap time | 20–60 minutes until your ADA is sent | | Reference rate | 1 XMR ≈ 2,213.90 ADA · 1 ADA ≈ 0.000452 XMR (market prices, 8 Oct 2026) | | Limits | The exact minimum and maximum XMR amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; ADA on Cardanoscan | | Reverse swap | [ADA to XMR](https://ghostswap.io/exchange/ada-xmr/) | ## How to swap XMR to ADA 1. Open https://ghostswap.io/exchange/xmr-ada/ and enter the amount of XMR to send. 2. Paste the ADA address that should receive the coins. 3. Enter the XMR address you are sending from, then confirm. 4. Send the XMR to the one-time deposit address shown. 5. Receive ADA in your wallet and follow the status page with your swap ID. ## Monero to Cardano: receiving ADA you can stake XMR to ADA is used by Monero holders who want Cardano to stake, to delegate a governance vote or to use Cardano apps. Staking on Cardano is liquid: you delegate the whole wallet to a pool and the ADA stays spendable. ADA from the swap goes directly to your addr1 address, with no sign-up first. Your XMR deposit is processed after roughly 20 minutes of Monero confirmations (about 10 blocks). The ADA payout then needs only a few minutes on Cardano, where blocks arrive about every 20 seconds, so most swaps take 20 to 60 minutes. Keep in mind that the payout is public: addresses in one Cardano wallet share a stake key, so an explorer can link the new ADA to the rest of that wallet. ### Tips - Take the payout address from Eternl, Lace or VESPR (it starts with addr1). A normal wallet receive address carries your stake key, so the ADA joins your delegation with no extra step. - Want the ADA kept apart from an existing Cardano wallet? Create a new wallet with its own recovery phrase; a fresh address in the same wallet still shares its stake key. - Enter your own Monero address as the refund address. ### Can I buy ADA with Monero without KYC? Yes. You need no account, email or ID for a standard swap, just an addr1 address for the ADA and a Monero refund address. The floating rate is shown before you send any XMR. ### When does the new ADA start earning staking rewards? Cardano takes a stake snapshot at the start of each five-day epoch, so the new ADA counts from the next snapshot and its first rewards arrive a few epochs later. You do not need to delegate again. ## FAQ ### How long does it take to swap XMR to ADA on GhostSwap? Most XMR to ADA swaps are paid out within 20–60 minutes: the XMR deposit needs about 20 minutes (10 confirmations) to confirm on Monero, then the ADA is sent to your wallet, and Cardano confirms the payout in a few minutes (blocks about every 20 seconds). Busy networks can add a few minutes. ### What are the fees for converting Monero to Cardano? The GhostSwap fee is already included in the rate in the exchange box, so the ADA amount you see is what you receive. On top of that, the Monero network fee for your deposit is paid in XMR by your wallet. ### What wallet should I use to receive ADA? To receive Cardano from your swap, we recommend using Eternl, Lace or VESPR. Make sure your wallet supports the Cardano network before starting the exchange. Double-check your ADA address before confirming, cryptocurrency transactions cannot be reversed. ### What format is the ADA address? Use a Cardano address: it starts with addr1. Copy it from your wallet and paste it; never type it by hand. ### Can I track my XMR to ADA swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your incoming ADA on Cardanoscan (https://cardanoscan.io). ### Is it safe to exchange XMR for ADA on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XMR deposit is converted and the ADA is sent straight to the Cardano address you enter, so check that address twice, Cardano transfers cannot be reversed. ### Will my ADA be linked to my XMR? Monero is private by default: ring signatures, stealth addresses and RingCT hide the sender, the receiver and the amount of every transaction. The source of your funds is already protected. The ADA you receive will appear as a fresh transaction on the Cardano blockchain with no visible connection to your XMR holdings. GhostSwap requires no KYC, so there's no account linking the two. ### How does a cross-chain XMR to ADA swap work? Monero lives on Monero and Cardano on Cardano, two separate blockchains. Instead of a bridge, GhostSwap takes your XMR on Monero and pays native ADA on Cardano, so you never hold a wrapped token or pay bridge fees. ### What happens if my XMR to ADA exchange fails? If a swap cannot be completed, the XMR is refunded to the Monero address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: ADA to XMR](https://ghostswap.io/exchange/ada-xmr/) ([Markdown](https://ghostswap.io/exchange/ada-xmr.md)) - [No-KYC Monero exchange: all routes, minimums and times](https://ghostswap.io/monero-exchange/) ([Markdown](https://ghostswap.io/monero-exchange.md)) - [No-KYC Monero exchanges compared](https://ghostswap.io/no-kyc-monero-exchanges/) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)