# Stellar to Tezos (XLM to XTZ) — no-KYC swap on GhostSwap > Send Stellar (XLM) and receive Tezos (XTZ) in your own wallet, with no account and no KYC. It is a cross-chain swap from Stellar to Tezos, with no bridge and no wrapped tokens. Most XLM to XTZ swaps are paid out within 5–15 minutes. Swap page: https://ghostswap.io/exchange/xlm-xtz/ Updated: 2026-10-02 ## At a glance | | | |---|---| | You send | Stellar (XLM) | | You receive | Tezos (XTZ) | | Your XTZ address | Tezos address that starts with tz1, tz2 or tz3. Wallets: Temple or Kukai | | Deposit Memo.ID | If the deposit screen shows a Memo.ID for your XLM, include it exactly. | | Deposit network fee | Paid in XLM by your wallet | | Deposit confirmation | A few seconds on Stellar | | XTZ payout | Sent to your address as soon as the swap completes; Tezos confirms it in a few minutes | | Typical swap time | 5–15 minutes until your XTZ is sent | | Reference rate | 1 XLM ≈ 0.680180 XTZ · 1 XTZ ≈ 1.4702 XLM (market prices, 2 Oct 2026) | | Limits | The exact minimum and maximum XLM amounts are shown live in the exchange box | | Account / KYC | None for standard swaps: no sign-up, no email, no ID | | Tracking | Status page with your swap ID; XLM on StellarExpert; XTZ on TzKT | | Reverse swap | [XTZ to XLM](https://ghostswap.io/exchange/xtz-xlm/) | ## How to swap XLM to XTZ 1. Open https://ghostswap.io/exchange/xlm-xtz/ and enter the amount of XLM to send. 2. Paste the XTZ address that should receive the coins. 3. Enter the XLM address you are sending from, then confirm. 4. Send the XLM to the one-time deposit address shown. 5. Receive XTZ in your wallet and follow the status page with your swap ID. ## FAQ ### How long does it take to swap XLM to XTZ on GhostSwap? Most XLM to XTZ swaps are paid out within 5–15 minutes: the XLM deposit needs a few seconds to confirm on Stellar, then the XTZ is sent to your wallet, and Tezos confirms the payout in a few minutes. Busy networks can add a few minutes. ### How much is 1 XLM in XTZ? 1 XLM is worth about 0.680180 XTZ at the market rate, before fees (market prices, 2 Oct 2026). GhostSwap's quote in the exchange box already includes the service fee and the XTZ network fee. The rate floats with the market until your XLM deposit confirms, so the exchange box shows the exact amount before you send. ### Do I need KYC or an account to exchange XLM to XTZ? No. GhostSwap has no accounts: you paste the Tezos address that should receive the XTZ, send XLM from your own wallet, and the XTZ goes straight to that address. No email, phone number or ID upload. ### What are the fees for converting Stellar to Tezos? The GhostSwap fee is already included in the rate in the exchange box, so the XTZ amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet. ### What wallet should I use to receive XTZ? To receive Tezos from your swap, we recommend using Temple or Kukai. Make sure your wallet supports the Tezos network before starting the exchange. Double-check your XTZ address before confirming — cryptocurrency transactions cannot be reversed. ### What format is the XTZ address? Use a Tezos address: it starts with tz1, tz2 or tz3. Copy it from your wallet and paste it; never type it by hand. ### Can I track my XLM to XTZ swap? Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming XTZ on TzKT (https://tzkt.io). ### Is it safe to exchange XLM for XTZ on GhostSwap? GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the XTZ is sent straight to the Tezos address you enter, so check that address twice — Tezos transfers cannot be reversed. ### How does a cross-chain XLM to XTZ swap work? Stellar lives on Stellar and Tezos on Tezos, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native XTZ on Tezos, so you never hold a wrapped token or pay bridge fees. ### What happens if my XLM to XTZ exchange fails? If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network. ## Related - [Reverse: XTZ to XLM](https://ghostswap.io/exchange/xtz-xlm/) ([Markdown](https://ghostswap.io/exchange/xtz-xlm.md)) - [All GhostSwap pairs](https://ghostswap.io/exchange/) - [How to exchange](https://ghostswap.io/how-to-exchange/) - [Site guide for AI assistants](https://ghostswap.io/llms.txt)