# Stellar to Tether Gold (XLM to XAUT) — no-KYC swap on GhostSwap

> Send Stellar (XLM) and receive Tether Gold (XAUT, an ERC-20 token on Ethereum) in your own wallet, with no account and no KYC. Tether Gold tracks the price of physical gold, so this swap moves value from XLM into a gold-backed token. Most XLM to XAUT swaps finish in 5–15 minutes.

Swap page: https://ghostswap.io/exchange/xlm-xaut/
Updated: 2026-10-02

## At a glance

| | |
|---|---|
| You send | Stellar (XLM) |
| You receive | Tether Gold (XAUT), ERC-20 token on Ethereum |
| Your XAUT address | Ethereum address that starts with 0x followed by 40 hexadecimal characters. Wallets: MetaMask, Rabby or a Ledger |
| Deposit Memo.ID | If the deposit screen shows a Memo.ID for your XLM, include it exactly. |
| Deposit network fee | Paid in XLM by your wallet |
| Deposit confirmation | A few seconds on Stellar |
| XAUT payout | Sent to your address as soon as the swap completes; Ethereum confirms it in about 2–5 minutes |
| Typical swap time | 5–15 minutes until your XAUT is sent |
| Reference rate | 1 XLM ≈ 0.0000534222 XAUT · 1 XAUT ≈ 18,718.82 XLM (market prices, 2 Oct 2026) |
| Limits | The exact minimum and maximum XLM amounts are shown live in the exchange box |
| Account / KYC | None for standard swaps: no sign-up, no email, no ID |
| Tracking | Status page with your swap ID; XLM on StellarExpert; XAUT on Etherscan |
| Reverse swap | [XAUT to XLM](https://ghostswap.io/exchange/xaut-xlm/) |

## How to swap XLM to XAUT

1. Open https://ghostswap.io/exchange/xlm-xaut/ and enter the amount of XLM to send.
2. Paste the XAUT address that should receive the coins.
3. Enter the XLM address you are sending from, then confirm.
4. Send the XLM to the one-time deposit address shown.
5. Receive XAUT in your wallet and follow the status page with your swap ID.

## FAQ

### How long does it take to swap XLM to XAUT on GhostSwap?

Most XLM to XAUT swaps finish in 5–15 minutes. Your XLM deposit needs a few seconds to confirm on Stellar; after that the XAUT is sent to your wallet and Ethereum confirms it in about 2–5 minutes. Busy networks can add a few minutes.

### Do I need KYC or an account to exchange XLM to XAUT?

No. GhostSwap has no accounts: you paste the Ethereum address that should receive the XAUT, send XLM from your own wallet, and the XAUT goes straight to that address. No email, phone number or ID upload.

### What are the fees for converting Stellar to Tether Gold?

The GhostSwap fee is already included in the rate in the exchange box, so the XAUT amount you see is what you receive. On top of that, the Stellar network fee for your deposit is paid in XLM by your wallet.

### What wallet should I use to receive XAUT?

To receive Tether Gold from your swap, we recommend using MetaMask, Rabby or a Ledger. Make sure your wallet supports the Ethereum network before starting the exchange. Double-check your XAUT address before confirming — cryptocurrency transactions cannot be reversed.

### What format is the XAUT address?

Use a Ethereum address: it starts with 0x followed by 40 hexadecimal characters. Copy it from your wallet and paste it; never type it by hand. Sending XAUT to an address on another network can lose the coins.

### Can I track my XLM to XAUT swap?

Yes. After initiating your swap, GhostSwap provides a transaction status page where you can monitor progress in real-time. You can also track your XLM payment on StellarExpert (https://stellar.expert) and your incoming XAUT on Etherscan (https://etherscan.io).

### Is it safe to exchange XLM for XAUT on GhostSwap?

GhostSwap is non-custodial: there is no account balance holding your coins. Your XLM deposit is converted and the XAUT is sent straight to the Ethereum address you enter, so check that address twice — Ethereum transfers cannot be reversed.

### How does a cross-chain XLM to XAUT swap work?

Stellar lives on Stellar and Tether Gold on Ethereum, two separate blockchains. Instead of a bridge, GhostSwap takes your XLM on Stellar and pays native XAUT on Ethereum, so you never hold a wrapped token or pay bridge fees.

### What happens if my XLM to XAUT exchange fails?

If a swap cannot be completed, the XLM is refunded to the Stellar address you entered as the sender address. If something looks stuck, contact support with your swap ID from the status page. Most problems come from sending a different amount than shown or using an address on the wrong network.

## Related

- [Reverse: XAUT to XLM](https://ghostswap.io/exchange/xaut-xlm/) ([Markdown](https://ghostswap.io/exchange/xaut-xlm.md))
- [All GhostSwap pairs](https://ghostswap.io/exchange/)
- [How to exchange](https://ghostswap.io/how-to-exchange/)
- [Site guide for AI assistants](https://ghostswap.io/llms.txt)